Accidental Hospitalisation (Including Adventure Sports)

What is Accidental Hospitalisation (Including Adventure Sports) Insurance?

Indulging in adventure sports can cause an adrenaline rush owing to the thrill factor involved in participating in them. That said, they can be incredibly risky and can result in major accidents. Availing treatment for these accidents can be very expensive and coverage for these injuries is generally not offered under regular health insurance plans. In order to be financially protected against the expenses arising from the same, consider getting the FlexiCare Group Insurance Policy - Accidental Hospitalisation (Including Adventure Sports) plan.

Eligibility Criteria

Here are the basic eligibility criteria for accidental hospitalisation for adventure sports insurance:

 

• The lower age limit for applying for the plan is 18 years. 

• The upper age limit for applying for the plan is 65 years. 

Accidental Hospitalisation (Including Adventure Sports) Insurance Policy Details 

If you want to understand the specifications of the accidental hospitalisation for adventure sports insurance plan in more detail, you can take a look at the table given below: 

Exclusions Under the Accidental Hospitalisation Insurance Plan 

The following are the items that are not covered under the accidental insurance plan: 

• Pre-Existing Conditions 

Any illnesses or diseases that the insured has before buying the policy will not be covered under this plan. 

• Dental Treatments 

Dental treatment, orthodontic treatment, dentures, or surgery of any kind are not included unless necessitated due to an accident and require a minimum of 48 uninterrupted hours of hospitalisation.

• Diet Supplements 

Dietary supplements and substances which can be purchased without a prescription (unless of course, prescribed by a medical practitioner).

• Drugs and Alcohol

The treatment of addictions of any kind including but not limited to alcohol and drugs or consequences that arise owing to these addictions.

• Prosthetics Not Recommended by the Doctor

Prostheses, corrective devices and/or medical appliances, which are not required intra-operatively for the illness/injury.

• Cosmetic Treatments 

Expenses for cosmetic or plastic surgery or any treatment to change appearance unless for reconstruction following an accident as recommended by a doctor. 

How to Make a Claim under the Accidental Hospitalisation Plan?

In order to apply for a claim, you can connect with the claims team put together to help serve you best. They are available via the following methods.

 

• Email – servicesupport@manipalcigna.com

• Insurer’s toll-free number provides insured individuals with immediate action - 1800-102-4462.

• Once you receive the claim form, fill it up accurately and attach the required documents such as medical bills and doctor’s reports before submitting the form.

Customer Care Details

You can connect with us at Bajaj Markets for any queries. Just write to us at: insuranceconnect@bajajfinservmarkets.in