Angioplasty Indemnity Insurance

Our stressful and sedentary lifestyle of today has led to a vast increase in lifestyle-related diseases. Heart-related issues like atherosclerosis have gained prominence and angioplasty is a life-saving procedure for this. Unfortunately, angioplasty is expensive and needs lengthy hospitalisation. Moreover, most healthcare policies do not have angioplasty covered by insurance.

 

You can meet the expenses of angioplasty along with hospitalisation expenses by opting for an Angioplasty Indemnity Cover. All you need to do is pay a nominal annual fee starting from Rs.271 to avail of this policy!

 

Here is everything you need to know about angioplasty insurance coverage before purchasing a policy.

You can apply for this policy in just 4 simple steps.

1. Click on Buy Now

Tap on ‘Buy Now’ on the product page 

2. Fill in the Details

Enter the required details in the online application form

3. Make the Payment 

Complete the quick online payment

The insurance provider will send you the policy details online.

Angioplasty Indemnity Insurance policies provide coverage for the following:

• Hospitalisation Expenses

The policy covers the charges of in-patient care, pre-hospitalisation for up to 30 days, and post-hospitalisation for up to 60 days.

• Diagnostic Tests

The plan also covers the expenses of diagnostic tests necessary during the pre-hospitalisation and treatment periods.

• Treatment Expenses

The plan covers the actual treatment charges for the procedure, including room rent, ICU, doctor’s fees, medications, etc.

• Ambulance Expenses

This plan also covers the ambulance charges up to Rs.2,000 for transporting the patient to and from the hospital.

The details of the Angioplasty Indemnity Cover insurance policy are as follows:

• Coverage Limit: 

The plan provides sum insured amounts of up to Rs.3 lakhs for premium amounts of Rs.684.

• Policy Validity: 

The Angioplasty Indemnity Cover policy remains valid for a period of 1 year from the purchase date.

• Payment Methods: 

You can pay for this policy online using any convenient methods, including debit or credit card, net banking, UPI, etc.

The following are excluded from the coverage of an Angioplasty Indemnity Cover policy:

• Pre-Existing Disease Treatment: 

The Angioplasty Indemnity Cover policy does not cover the treatment expenses of pre-existing illnesses.

• Other Reasons for Hospitalisation: 

The policy does not cover the expenses for hospitalisation or treatment other than angioplasty.

• Diagnostic Procedures Not Leading to Angioplasty: 

The policy does not cover the expenses of angiography unless it leads to angioplasty or insertion of a stent.

You will need the following documents to make a claim for Angioplasty Indemnity:

• Duly signed claim form

• Diagnosis by a recognized cardiologist 

• Coronary angiogram recommending angioplasty

• Receipt copies for treatment bills

You can have your queries resolved by sending an email to insuranceconnect@bajajfinservmarkets.in.