Animal Bite Indemnity Cover

An animal bite can result in severe health consequences, including scarring, tetanus, infection, etc. You should seek prompt medical attention and treatment to prevent further escalation of the bite wound.

However, you might always not have adequate resources to manage the diagnosis and treatment expenses. In order to secure yourself from expenses arising from such treatment, consider availing Animal Bite Cover-Indemnity Plan or rat-bite insurance cover.

The plan entitles you to maximum coverage with a premium starting from Rs. 165/year, helping you receive instant medical care.

The application procedure for Animal Bite Cover-Indemnity Plan is simple. You need to follow the mentioned steps to purchase the plan.

1. Click on the ‘Buy Now’ option

Tap on the 'Buy Now' option on the product page

2. Share relevant details

Fill out the online application form with necessary details.

3. Initiate online payment

Complete the application process by making instant online payment for the premium amount. After successfully completing the application procedure, you will receive all membership-related details in your registered email ID. 

1. Hospitalisation expenses

Under the plan, you will receive financial compensation for the expenses resulting from the treatment of wounds or injuries. 

2. Doctor’s fees and medication 

The plan covers the doctor's consultation charges before, during and after hospitalisation. Besides that, the expenses of medication are also covered.

3. Diagnostic tests and treatment charges

Even the cost of diagnostic tests and all treatment expenses involving ICU fees, transfusion, ward fees, tests etc., are covered under the plan. 

The table below shows the different sum assured and the respective premium amounts:

• Validity: 1 year.

• Payment Modes: Mobile wallet, UPI, credit or debit cards and other online payment modes.

Besides knowing the inclusions, it is imperative to know the following exclusions in animal bite insurance cover:

• Pre-existing ailment

No coverage available for pre-existing medical conditions under Animal Bite Cover-Indemnity Plan to deal with aspects like dog attack.

• Hospitalisation for other causes

The Animal Bite Cover-Indemnity Plan does not cover hospitalisation expenses for cause other than animal bite.

In order to raise a claim for rat bite insurance cover, you can opt for any of the following methods:

• Via email

Compose a mail and send it to claims@careinsurance.com.

• Dialling the toll-free number

Contact the insurer by calling on 1800-102-4488.

Here are the documents that you have to submit while raising a claim:

• Signed claim form

• UHID number

• Final hospital bill

• Discharge summary

Write to wecare@bajajfinserv.in if you have any queries or grievances about the plan's coverage, exclusion, inclusion or claim procedure.