A critical step towards taking care of yourself
Bacterial meningitis is an infection that can lead to life-threatening problems like brain damage, seizures and disability. Initial symptoms like muscle pain, nausea, sensitivity to light etc., may later deteriorate to levels resulting in permanent disability or demise. Hence, seeking instant medical assistance and the right diagnosis is vital to prevent fatal outcomes. To sail through such hefty medical expenses, consider availing the Bacterial Meningitis-Indemnity plan. The plan extends a high coverage amount at a premium starting from Rs. 271/ year, helping you evade financial burden.
The Bacterial Meningitis-Indemnity plan comes with the following features:
Here is the step-by-step process that will help you apply for Bacterial Meningitis-Indemnity plan:
Click on the ‘Buy Now’ option on the product page.
Fill out the online application form with necessary details.
Make instant online premium payment. You will receive all membership-related details in your registered mail ID on successfully purchasing the plan.
After confirmed diagnosis, you will receive extensive coverage for both pre- and post-hospitalisation expenses for a period of up to 30 days and 60 days, respectively, under the plan.
Even doctor’s consultation charges before, during and after hospitalisation and expenses incurred from prescribed medication are also covered under the Bacterial Meningitis-Indemnity plan.
The plan extends coverage against expenses of different diagnostic tests done to confirm the disease. Furthermore, ambulance expenses are covered to a maximum amount of Rs. 2000.
Refer to the table below to get an idea regarding policy plan details.
Sum Insured |
Premium inclusive of GST |
Rs. 1 Lakh |
Rs. 271/ year |
Rs. 2 Lakhs |
Rs. 531/ year |
Rs. 3 Lakhs |
Rs. 684/ year |
Validity: 1 year.
Payment modes: UPI, credit cards, debit cards etc.
You should also have a well-rounded idea regarding the following exclusions in Bacterial Meningitis-Indemnity plan:
Under the plan, hospitalisation expenses are not covered for any illness other than Bacterial Meningitis.
You will not get coverage for any pre-existing medical condition under Bacterial Meningitis-Indemnity plan.
The Bacterial Meningitis-Indemnity plan has a 90-day waiting period, during which you will not receive coverage.
You can opt for any of the following ways to raise a claim for the Bacterial Meningitis-Indemnity plan:
Contact the insurer by dialling 800-102-4488
Write a mail and send it to claims@careinsurance.com.
You can conveniently state your queries or grievances related to the plan’s coverage, exclusion, inclusion or claim process in a mail and send it to insuranceconnect@bajajfinservmarkets.in.
Three coverage options are available under the plan. Choose plans with premiums Rs. 271, Rs. 531 and Rs. 684 per year for sum insured amounts of Rs. 1 Lakh, Rs. 2 Lakhs and Rs. 3 Lakhs, respectively.
No, you will not receive coverage immediately after purchasing the plan. Only after 90 days of the policy's start period can you claim for financial support under the plan.
Yes, Bacterial Meningitis-Indemnity plan covers ambulance charges of up to Rs. 2000.
Bacterial Meningitis-Indemnity plan bestows you with maximum coverage of up to Rs. 3 Lakhs, making it feasible for you to afford proper medical treatment.
No, the Bacterial Meningitis-Indemnity plan does not extend compensation for life. The plan comes with a duration of 1 year. After the expiry, you have to repurchase the plan.