A critical step towards taking care of yourself
Eyes are one of the most vital organs. Leading a life with little or no vision can be scary. Hence, it is essential to protect them from the threats that could cause blindness. However, we can’t always evade accidents, can we? And medical care for vision loss is generally expensive, which leads to financial stress. Well, fret not! With Care Health Insurance Ltd.'s Group Care 360 - Blindness Cover, you get coverage of up to ₹3 Lakhs for in-patient hospitalisation expenses and pre and post hospitalisation required to treat blindness.
Let’s take a look at the key details of the blindness indemnity plan:
Sum Insured |
Premium (inclusive of taxes) |
Plan Validity |
Up to ₹1 Lakh |
₹271 |
1 year |
Up to ₹2 Lakhs |
₹531 |
|
Up to ₹3 Lakhs |
₹684 |
Blindness Indemnity Cover compensates the hospitalisation cost incurred during the treatment.
The plan covers expenses on medical tests either during pre-hospitalisation or hospitalisation period.
The blindness policy covers doctors’ bills before, during, and after hospitalisation.
Blindness Indemnity cover takes care of the hospitalisation costs incurred due to blindness. In-patient treatment, pre-hospitalisation expenses (for a maximum of 30 days), and post-hospitalisation expenses (for a maximum of 60 days) are all covered under this plan. The policy takes effect after the doctor confirms the diagnosis.
Hospital room rent, ICU, transfusion, doctor fees, medications, and tests are all included in treatment costs.
The package covers doctors’ bills before, during, and after hospitalisation.
Expenses incurred for the procurement of hospital-related drugs.
Now that you know what’s covered, let us check out what isn’t:
Hospitalisation due to reasons other than blindness.
Any illness that has already been diagnosed.
Cases of blindness and poor vision before the start of policy
Enucleation costs associated with tumours or other eye defects.
The cost of a cosmetic correction prosthesis.
Implantable or external visual aids.
The application process for blindness insurance cover is quite simple. Here is all you need to do:
Click on the ‘Buy Now’ button available on the page.
Fill out the online application form with the required details.
Pay the blindness insurance policy premium using your preferred online mode of payment.
That’s it! Your policy details will be sent to your registered email ID.
Claims related to receive blindness indemnity can be made through any of the following two modes:
Call: Call on the toll-free helpline at 1800-102-4488
Email: Send an email to claims@careinsurance.com.
In each case, kindly provide the relevant documents including your policy number to claim this cover.
To connect with Bajaj Markets for any queries related to the blindness insurance plan, you can send an email to insuranceconnect@bajajfinservmarkets.in.
The premium amount for the plan with coverage of up to ₹2 Lakhs is ₹531.
The validity period for the blindness cover is 1 year.
Some blind people are able to work normally in their homes. Others can need a great deal of assistance with meals, bathing, household chores, and other daily activities. Before drafting a policy, the insurance provider may want to know what type of support structure a blind person has in place. They would want to ensure that the blind person has adequate security built into their everyday life because blindness raises the risk of incidents and injuries across the board.
Yes, the hospitalisation cost is covered under the blindness insurance cover.
Yes. You can buy the blindness cover online on Bajaj MARKETS.