A critical step towards taking care of yourself
According to the Indian Council of Medical Research (ICMR), the cases of cancer in the country are going to surge in the coming years. Even though modern-day medical science has made astounding progress in dealing with this disease, it is still a costly treatment procedure. Therefore, to avoid financial stress, check out the Cancer-Indemnity Plan available at a premium of Rs.307 per year. Read on to find out more.
Here are all features that makes this plan a must have:
Get monetary compensation for the expenses arising from cancer treatments like chemotherapy and radiotherapy.
Get hospitalisation costs and treatments expenses like room rent, ICU, medicines, transfusion covered.
The cancer cover plan also offers coverage for ambulance expenses up to Rs. 2000.
Follow these steps to purchase the plan easily:
Click ‘Buy Now’ on the product page
Submit all the details asked in the online application.
Make the final payment with your preferred mode
That’s it! You will get the membership and policy details on your registered email Id.
Here are all the inclusion of this cancer policy:
Hospitalisation Costs
Claim coverage for both pre-hospitalisation and post-hospitalisation expenses of 30 days and 60 days respectively.
Costs for Diagnostic Tests
All the costs incurred on diagnostic tests for confirming and determining the cancer stage will be reimbursed.
Doctor's Fee
The policy also bears doctors' fees and consultation charges throughout the treatment period.
Here are the details and specification of a Cancer-Indemnity plan:
Coverage limit
Cancer-Indemnity plan offers a coverage amount of Rs.3 lakhs at just Rs. 850/year
Plan validity
One year.
Following are the membership fee that you have to bear on the stated sum insured
Sum Insured |
Premium (inclusive of taxes) |
Up to Rs. 1 Lakh |
Rs. 307 |
Up to Rs. 2 Lakhs |
Rs. 590 |
Up to Rs. 3 Lakhs |
Rs. 850 |
Following are the exclusions under the cancer insurance policy:
Cancer-Indemnity cover does not protect you against non-cancerous benign lesions.
You will not receive a cover for micro-carcinoma of the urinary bladder.
The policy does not cover any pre-existing diseases.
Cancer-Indemnity plan does not provide coverage for prostate tumours unless histologically proven.
Furthermore, a cancer insurance cover does not cover tumours resulting from HIV infection.
File your claim for the cancer cover plan through any of the following ways:
Through Call
Register your claim by calling the toll-free helpline number 1800-102-4488.
Through Email
Raise you claim by mailing it to claims@careinsurance.com. Do not forget to mention policy number and other details.
You can connect with us at Bajaj Markets. Just write to us at: insuranceconnect@bajajfinservmarkets.in
No, you cannot renew the Cancer-Indemnity plan; you will have to repurchase the plan in order to reap the benefits that it offers.
You have to pay a membership amount of Rs. 590 yearly for a coverage amount of Rs. 2 Lakhs.
Bajaj Markets is an online marketplace from where you can purchase this policy.
The cancer-indemnity plan will effectively cover expensive cancer treatments like chemotherapy and radiotherapy and help you tide over such expensive medical care.
The cancer-indemnity plan secures you financially for the span of 1 year. After the expiry of the plan, you will have to repurchase the plan. For 1 year, you can seek financial refuge to treat cancer without straining your finances.