Car Engine Breakdown Cover Plan

What is the Car Engine Breakdown Cover?

Being stranded in an unfamiliar place without a mechanic or garage nearby can cause a lot of stress to any car owner. Finding a mechanic and getting your car fixed can be a bit of a challenge, particularly in case of an engine failure, given its complexity.

 

To help you manage such situations, Bajaj Markets brings you the Car Engine Breakdown Cover by AWP Assistance (INDIA) Private Ltd. at just ₹ 1475 per year. In addition to covering your engine repair costs, this plan also offers safe towing to the nearest garage at no extra cost, battery jumpstart, spot repair and much more. 

 

 

You’re all set! You’ll receive the membership details on your registered email ID.

 

Eligibility Criteria

In order to subscribe to the Car Engine Breakdown Cover, you must meet some basic eligibility criteria: 

 

●       Applicant must be an Indian resident

●       Applicant’s age should be 18 years and above

 

Policy Plan Details & Specifications

What’s Not Covered? 

Your Roadside Assistance Cover will not cover any of the following events. Allianz Assistance will not assist or reimburse you or beneficiaries in the event of a call for assistance or claim arising from, caused by, or in connection with any of the following:

 

• Radioactive contamination or ionising radiation from any nuclear fuel or nuclear waste 

• Any loss, damage, theft, death, bodily injury and expenses that are not directly related to the incident that caused you to claim, unless expressly stated in the insurance certificate.

• War, acts of foreign enemies, invasion, rebellion, terrorism, hostilities, civil war, revolution, insurrection, military or usurped power, riot or civil commotion

• Declared natural disasters such as hail, storm, flood, hurricane, rain, sleet or snow, wind, lightning or other similar events when officially declared as natural disasters by the authorities and results in immobilising the covered vehicle

• The consequences of the use of  alcohol, drugs, narcotics, and other toxicants that are not medically prescribed

• The consequences of intentional acts from the covered or the consequences of negligent/fraudulent/dishonest acts, 

• Suicide or suicide attempts

• Costs incurred without prior agreement or expenses that are not specifically stated as being covered within this insurance policy.

• The consequences of incidents occurring during races, events or other motorised competitions (or their tests). 

• The cost of replacement parts, unless specifically mentioned in your insurance document 

• Any costs that would have normally been payable by you or the beneficiaries. Example- fuel, congestion, or toll charges.

• Charges for special recovery incurred where the covered vehicle was not being driven on a public highway when the breakdown or immobilisation occurs, and the covered vehicle cannot be accessed using our standard recovery equipment. 

• Any consequences of your vehicle having not been kept in a roadworthy condition or not being serviced according to the manufacturer's recommendations. In such events,  Allianz Assistance reserves the right to request proof of service. 

• Immobilisations of the vehicle that are caused by systematic recall by the manufacturer. 

• Repetitive breakdowns that are caused by the non-repair of the vehicle post our first intervention.

• Dysfunctional fuel gauge

• Faulty air-conditioning 

• Problems relating to horns

• Faulty speedometer 

• Boot that cannot be opened

• Damaged mirrors

• Damaged fuel cap 

• Sunroof that cannot be opened or closed

•  Windows cannot be closed or opened

• Faulty seat adjuster 

• Faulty seat belts 

• Illuminated traction lights

To know the complete list of exclusions, please refer to the policy document. 

How to Make a Claim

You can raise a claim by reaching out to Allianz Assistance by writing to them at autosecure@allianz.com or calling their toll-free number- 1800 419 9039.  

Customer Care Details

You can connect with us at Bajaj Markets by writing to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.