Coverage of up to Rs. 3 Lakhs| Buy Carotid Artery Surgery Indemnity Cover at just Rs 271 Buy Now

What is Carotid Artery Surgery Indemnity Cover?

Carotid arteries are blood vessels that deliver blood to your head and brain. They can get blocked either partially or completely due to the build-up of plaques like cholesterol, fibrous tissues, calcium, etc. This causes restricted blood flow to the brain, which can further lead to a stroke. Sudden severe headache, dizziness, and inability to see or talk properly accompanied by weakness in the body are a few symptoms of a mini-stroke.

 

Carotid artery surgery helps you remove the plaque and allow normal blood flow to the brain. However, this surgery can drain your finances. You can tackle such an eventuality with Care Health Insurance’s Carotid Artery Surgery Indemnity Cover on Bajaj Markets.

Policy Plan and Details

Here’s a quick glance at the coverage, premium, and validity of this insurance plan for carotid artery surgery:

Coverage

Premium (including GST)

Plan Validity

Up to ₹1 Lakh

 ₹271

1 Year

Up to ₹2 Lakh

₹531

Up to ₹3 Lakh

₹684

Key Features & Benefits of the Carotid Artery Surgery Indemnity Cover

Comprehensive Coverage

Hospitalisation expenses both before and after the surgery are covered.

Ambulance Fee

You can claim up to ₹2,000 towards ambulance charges.

Medication Costs

The plan also takes care of the medication costs related to hospitalisation.

What is covered?

  • Hospitalisation Charges

    Expenses incurred before (for 30 days) and after hospitalisation (for 60 days), as well as in-patient care, are covered.

  • Diagnostic Tests

    Any diagnostic tests conducted before or during hospitalisation are covered under this plan.

  • Patient Treatment

    The Carotid Artery Surgery Indemnity Cover takes care of the hospital room rent, medicines, blood transfusion, physician fee, and ICU.

  • Doctor Fee

    Doctor consultation charges–before as well as after the carotid artery surgery–are covered as a part of the plan.

What is not covered?

  • Other Procedures

    The plan does not offer coverage against hospitalisation expenses incurred on any procedure or condition other than carotid artery surgery.

  • Waiting Period

    If you are hospitalised within 90 days of purchasing the Carotid Artery Surgery Cover, you will have to bear the cost.

  • Pre-Existing Condition

    If you have any underlying medical conditions at the time of policy purchase, they will not be covered.

How to Apply for the Carotid Artery Surgery Indemnity Cover

The application process for carotid surgery insurance cover is quite simple. Here is all you need to do:

1. Click on ‘Buy Now’

Click on the ‘Buy Now’ button available on the page.

2. Enter Your Details

Fill out the online application form with the required details.

3. Pay the Premium

Pay the blindness insurance policy premium using your preferred online mode of payment.

And that’s all! You will receive your policy document on your registered email ID shortly.

How to Make a Claim

To raise a claim for carotid artery surgery you can do any of the following two steps:

  • Call on the toll-free helpline at 1800-102-4488.

  • Send an email to claims@careinsurance.com.

 

In each case, you need to provide relevant documents including your policy number while raising the claim.

Customer Care Details

To connect with Bajaj Markets for any queries related to the carotid surgery insurance plan, you can send an email to insuranceconnect@bajajfinservmarkets.in.

FAQs

I am diabetic. Will this plan also cover my condition?

No, the Carotid Artery surgery cover only offers coverage for this singular procedure.

What premium do I need to pay for a cover of Rs. 3 Lakhs?

You need to pay Rs. 684 per annum.

I can only purchase a cover of Rs. 1 Lakh. Can I get insured?

Yes, you can get insured against Carotid artery surgery by paying Rs. 271 a year.

Are there other cover options also available?

Yes, you can opt for an insurance cover of Rs. 2 Lakhs by paying an annual premium of Rs. 531.

If I am hospitalized a few days after I buy this plan, would that be covered?

No, there is a minimum waiting period of 90 days after which you can raise a claim.

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