A DSLR camera is a preferred choice for professional photographers for its range and quality. The camera lets you get the best shot. However, losing your camera to theft or dealing with its damage could be disturbing. Besides, these cameras are expensive and the cost of repair or replacement is quite high. Hence, what you need is a DSLR camera insurance plan. Bajaj Markets brings such a cover at an affordable premium of Rs. 699 per year where you can enjoy substantial financial coverage and several other benefits.
DSLR Camera Insurance Plan - Features
Here are a few key features of DSLR Camera Insurance Plan:
Substantial Coverage Amount
This insurance covers up to ₹25,000 against damages or losses done to your DSLR due to man-made/natural calamities.
Nominal Premium
This insurance cover is available at a premium of ₹697.
Special Perils and Standard Fire Cover
This insurance policy provides coverage against damages arising due to explosion, fire, lightning, earthquakes, landslides, flood, typhoons, strikes, riots, or implosion.
Robbery and Burglar Cover
This insurance covers damages or loss caused to your insured DSLR camera due to an attempted/actual robbery.
Mechanical Breakdown Cover
This insurance covers damages which affect the mechanical functionalities of your insured DSLR camera.
Completely Online Process
This insurance policy can be bought online with minimal steps.
Zero Documentation
This insurance cover does not require any submission of any documents. All you are required to do is submit your personal details such as your name, address, email ID, and phone number.
The following pointers explain the specifications of the policy.
Membership fee
The membership fee is ₹699 per annum.
Coverage limit
The coverage limit is ₹25,000.
Follow this simple step-wise guide to purchasing this insurance policy:
1. Select “Buy Now”
Tap on the 'Buy Now' option above.
2. Submit Necessary Details
Fill in the correct information in the online application form.
3. Make the Payment Online
Complete your purchase by paying the premium online.
You will get all the membership and policy details on your registered email ID.
Here are the mandatory inclusions and exclusions under the pocket insurance cover:
Inclusion |
Exclusions |
Coverage against loss/damage |
If the DSLR camera’s purchase date exceeds 30 days |
Robbery and burglary cover |
If the DSLR camera is used for commercial purposes |
Coverage against mechanical breakdowns of the DSLR camera |
If the damage is caused to the DSLR camera due to contamination, pollution |
Coverage against special perils such as riots and strikes, and natural/man-made calamities, fire, lightning |
If the damages are caused to the DSLR camera due to terrorism |
You need to pay the first 5% of the deductible for each claim you file against your DSLR camera insurance plan.
Here are the following ways in which you can file a claim against DSLR camera insurance cover:
Call
Call on a toll-free helpline number - 1800-209-5858.
Email
Send an email at bagichelp@bajajallianz.co.in, mentioning the incident and policy details.
You must submit the following essential documents to support the claim you filed against your DSLR camera insurance plan:
Copy of the DSLR camera's bill or invoice
Duly filled and signed claim form
A copy of FIR in case of burglary or theft
You can contact Bajaj Markets by sending your queries to insuranceconnect@bajajfinservmarkets.in.
DSLR Camera Insurance Cover - FAQs
Who is the insurance provider of this DSLR camera insurance plan?
Bajaj Allianz General Insurance Co. Ltd. is the insurer that provides the DSLR camera insurance plan.
Within how many hours should you file a claim after the occurrence of the accidental damages caused to your DSLR camera?
You must inform your insurance provider about the financial loss or accidental damages caused to your DSLR camera within 24 hours of the occurrence of the same.
How to apply for stolen camera insurance?
Customers can apply for the insurance plan by visiting the website of the concerned insurance provider and filling the application form appropriately. Lastly, you can pay the premium amount by using the preferred payment mode.
What is the tenure of camera insurance?
The validity of this camera insurance is 1 year.
What if you do not provide a copy of the DSLR camera invoice copy?
If you miss submitting any of the documents, you will not be able to claim the benefits of this insurance policy.
Explore
Related Product
