Handheld E-Reading Devices Insurance

With technological advancements, new and updated versions of electronic gadgets are introduced in the market every now and then. One such gadget is the handheld e-reading device. Such electronic gadgets are easy to carry everywhere but prone to accidental damage. Sudden accidental damages will call for repairs or replacement, which can be expensive and quite heavy on your pockets. But with a personal device insurance policy available at a cost as low as Rs. 299 per annum, you can rest assured.

Intending policy buyers can apply for Handheld E-reading device cover by following the simple steps mentioned below:

1. Select the ‘Buy Now’ Option

Click on ‘Buy Now’ on the product page

2. Enter all the Details

Fill in the necessary details required to fill out the application form.

3. Pay the Premium

After completing the application process, make the payment of the annual membership fee.

You will receive the membership and policy details via your registered email.

Here are the necessary inclusions of the handheld e-reading device insurance policy:

• Coverage against damage from fire and special perils

It provides coverage against the damage caused due to the loss of your device incurred due to explosion, riots, implosion, strikes, fire breakout, water leakage, etc.

• Coverage against damages caused by natural disasters

Coverage is also extended for financial losses incurred due to environmental disasters like floods, earthquakes, landslides, etc.

• Electrical or mechanical breakdown

In case your e-reading device goes through electrical and mechanical failure, the concerned insurer will reimburse the repair cost based on the decided amount.

Refer to the pointers below to learn about the policy details:

• Membership fee

The membership fee is only Rs. 299 per annum.

• Coverage limit

Get coverage up to Rs. 25,000.

Here are some of the exclusions that customers need to know when applying for device insurance:

• Damage due to pollution

This policy does not cover losses, damages or destruction incurred due to contamination or pollution.

• Damage due to terrorism

Any damage caused to the e-reading device due to an act of terrorism will not be applicable under this policy.

• Delay in insurance application

The personal device coverage will be invalid if the policy purchase date exceeds 30 days from the mentioned invoice date.

The deductible value for the first 5% of every claim amount will be subjected to a minimum of Rs. 1,000 for a sum insured value of up to Rs. 20,000 and up to Rs. 50,000.

To raise a claim, you can connect with the customer support team within a span of 24 hours of the loss or damage through the following ways:

• Call

Dial the toll-free number 1800-209-5858

• Email

You can also write to us at bagichelp@bajajallianz.co.in

Here are the documents required to raise the claim:

• Invoice or bill copy

• FIR copy

• Appropriately filled claim form

If you have any queries related to the policy, you can write to us at insuranceconnect@bajajfinservmarkets.in .