End-Stage Liver Disease Cover

End-stage liver disease or chronic liver failure is more often than not the result of Cirrhosis. Cirrhosis is a medical condition that results in scar tissues replacing healthy liver tissues making it difficult for the liver to function the way it’s supposed to. Expenses that arise out of these medical issues can be incredibly costly. In order to protect yourself against costs arising from end-stage liver diseases, consider buying the Group Care 360 - End-Stage Liver Disease Cover plan provided by Care Health Insurance Co. Ltd. With the liver disease insurance, insured individuals are entitled to get coverage amounting to up to ₹3 Lakhs. Here’s a look at the features and specifications of this plan.

Let’s take a look at the scope of coverage and premiums under the End-Stage Liver Disease Cover: 

What’s Not Covered?

The following medical conditions and situations will not be covered under the End-Stage Liver Disease Cover: 

• Pre-Existing Diseases 

Pre-existing diseases are not included under the End-Stage Liver Disease Cover and therefore cannot be used when applying for a claim.

• Alcohol and Drug Use 

Liver disease caused as a direct result of excessive alcohol consumption and /or drug misuse is not included under liver insurance. 

• Medical Conditions Unrelated to End-Stage Liver Disease

Hospitalisation pertaining to reasons other than end-stage liver disease is not covered by liver disease insurance.

• Initial Waiting Period

In the event that the insured suffers from end-stage liver disease during the initial 90-day waiting period, coverage will not be provided under the End-Stage Liver Disease Cover. 

Once all of the above steps are successfully completed, your End-Stage Liver Disease Cover’ will be activated and the details will be sent to your email ID. 

You can contact the insurer’s claims team and get assistance to file a claim under your End-Stage Liver Disease Cover. You can contact them via the following methods:

• Email – claims@careinsurance.com

• Insurer’s Toll-Free Number - 1800-102-4488

For any queries related to liver disease insurance, you can connect with Bajaj Markets at insuranceconnect@bajajfinservmarkets.in.