A critical step towards taking care of yourself
Coverage up to Rs 2 Lakhs | Buy Home Care Treatment (for COVID-19) Plan at just Rs. 1,528
COVID19 has been a threat to humankind since 2019 and is still lingering in the air. It has already done a lot of damage and continues to do so. The entire world is aware of how bad it can get, and it is always better to have a financial backup and keep yourself covered.
Home Care Treatment for COVID19 by Aditya Birla Health Insurance Co. Ltd. gives you great coverage against any costs borne due to COVID19. It covers a cost of up to ₹2,00,000 for a premium of just ₹1528. Read on to learn more specifications on the plan.
How to Apply for Home Care Treatment (for COVID 19)?
You can follow these simple steps to apply for Home Care Treatment (for COVID 19)-
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Click on Buy Now
On the product page, select ‘Buy Now’
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Fill in the details
Enter the required details in the online application form
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Make the payment
You can make the payment through UPI, Net Banking or any other online method You will be able to sign-up for the Home Care Treatment plan as you finish with these steps.
Eligibility Criteria
The eligibility criteria for this plan is 18 years and above.
What’s Covered under the Home Care Treatment Plan?
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Covid-19 coverage
If the insured gets covid-19 and requires hospitalisation, the cover will provide In Patient Department (IPD) Hospitalisation Indemnity Pay-out. Additionally, if the insured only requires home isolation, the plan will offer coverage of up to Rs. 5,100. Get all these benefits for only Rs. 1,528/year.
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Room Rent Coverage
If the insured is admitted to the hospital due to covid-19, they must pay daily room fees to access a bed there. With our policy, the insured does not have to worry about the room rent charges, as we will cover that for you upto the specified limit.
Policy Plan Details & Specifications
Below are the Home Care Treatment (For Covid-19) cover’s policy details and specifications:
Coverage Limit
Coverage for in-patient hospitalisation due to covid-19 and 14-day home isolation service up to Rs. 5,100 at a premium of just Rs. 1,528/year.
Validity
The plan’s validity is one year.
What’s not Covered?
The following things are excluded from the Home Care Treatment (For Covid-19) Plan:
Pre-existing diseases
Any pre-existing disease; or any complications resulting from such a condition.
Diseases other than Covid-19
This policy will not provide coverage if the insured incurs hospitalisation costs other than Covid-19.
OPD consultation
Any physical consultation (OPD) related to the covid-19 treatment is not covered.
Cohabitation
If a couple is co-habiting the space, the policy will not cover them.
Apart from this, you must note the following:
Within the first 15 days of the policy’s commencement date, if the policyholder is diagnosed with covid-19, the policy will not cover any expenses.
Any unauthorised testing to prove the policyholder has covid-19 will not qualify the requirements of the cover.
If a policyholder suspects they have been infected and self-quarantines, they will not be covered.
How to Make a Claim?
You can file a claim for benefits under the Home Care Treatment (For Covid-19) Plan by contacting the insurer in one of the ways indicated below:
Call
Call on the toll-free number - 1800-270-7000 to make a claim within the specified date as mentioned in the policy.
Email
You can also email the policy number and other information to the team at healthinsurance@adityabirlacapital.com.
Customer Care Details
To get in touch with us, you can visit our website. Alternatively, you may email us at insuranceconnect@bajajfinservmarkets.in.
How to claim the Home Care Treatment (for COVID 19):
You can claim the process in the following ways-
• Email – carehead.healthinsurance@adityabirlacapital.com
• Call on - 1800-270-7000
To claim your insurance cover, send an email or call on the toll-free number mentioned below.
Customer Care Details for Home Care Treatment (for COVID 19):
You can reach out through the Bajaj Markets app or website to clear your queries or send an email to insuranceconnect@bajajfinservmarkets.in
Home care Treatment (for Covid19) Policy Brochure - PDF
Frequently Asked Questions
Is there a need for Home Care Treatment (For Covid-19) Plan?
This insurance is beneficial as it provides the insured suffering from Covid-19 In-Patient Department (IPD) hospitalisation indemnity pay-out at a premium of just Rs. 1,528/year along with home isolation coverage of up to Rs. 5,100.
Who offers this plan?
This plan is offered by the Aditya Birla Group.
If I end up in the hospital, would this insurance pay my room rental costs?
If you are admitted to the hospital due to covid-19, you will have to pay daily room fees to access a bed there. With our policy, you do not have to worry about the room rent charges, as we will cover that for you.
Do claims under this coverage have any waiting periods?
Within the first 15 days of the policy’s commencement date, if the policyholder is diagnosed with covid-19, the claims will not be accepted by the insurer. You can avail the coverage only after the waiting period is over.
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