Sometimes an accident or an illness can leave the victim disabled or with restricted mobility. This may further require you to make modifications at home, so they have seamless access to various spaces within the house. Such modifications can often be of a very specific nature requiring considerable expenditure. Hence, Bajaj Markets presents the Group Care 360 Home Modification Cover by Care Health Insurance that is designed to cover expenses incurred during home modification arising out of disabilities from an accident or illness.
Features and Benefits of the Home Modification Cover
How to Buy Home Modification Cover
Here’s how you can buy the home repair insurance:
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Click on Buy Now
Head to the page and tap on buy now.
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Submit details
Enter the necessary details in the online application form.
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Pay online
Once you submit the application form, pay the premium charges online to complete the process. The custom home modification insurance policy will be sent to your registered email id.
You need to provide the below-mentioned documents while applying for the home modification insurance policy coverage:
Address proof (Aadhaar card, driving licence, utility bills, etc.)
Identity proof (Voter ID card, passport, PAN card, etc.)
What's Covered Under the Home Modification Cover
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Home Modification Expenses
Expenses incurred on modification of the insured member’s place of residence on account of disabilities suffered during the cover period are covered.
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Permanent Total Disablement
The home insurance policy coverage plan provides coverage of up to ₹10,000 as per the below-mentioned criteria in case of permanent disablement.
Check out the below table to know the necessary details about the Home insurance policy coverage:
Premium Amount |
₹177 |
Coverage Limit |
₹10,000 |
Validity |
1 year |
Payment Methods |
UPI, Mobile Wallets, Debit Card, Credit Card |
Insured Event |
Percentage of Sum Insured Payable |
The complete and irretrievable loss of vision in both eyes
Loss by the physical detachment of both hands or both feet
Loss by the physical detachment of one hand or one foot
Loss of sight in one eye and loss of one hand or one foot
|
100% |
The complete and irretrievable loss of:
Both hands and both feet
One hand and one foot
Vision in one eye and one hand or one foot
|
100% |
The complete and irretrievable loss of vision in one eye Loss by the physical detachment of one hand or one foot |
50% |
The complete and irretrievable loss of use of one hand or one foot without physical detachment |
50% |
Hemiplegia/Paraplegia/Quadriplegia |
100% |
Partial or Recoverable Injuries
Disabilities occurring on account of injuries that are recoverable or partial are not covered under the Home Modification Cover plan.
Claims related to the custom home insurance plan can be made through any of the following 2 modes:
Call on the toll-free helpline 1800-102-4488
Send an email to claims@careinsurance.com
In each case, kindly provide the relevant documents including your policy number.
Reach out to Bajaj Markets for any queries at insuranceconnect@bajajfinservmarkets.in
FAQs on the Home Modification Cover
What is the amount of cover provided under the plan?
The maximum amount of cover under the Group Care 360 Home Modification Cover Indemnity is ₹10,000. Depending on the nature of the disability, all or part of this amount may be disbursed. Please refer to the table given in the policy document for more details.
How will the claim be settled?
Payment for the home coverage insurance plan claim may be settled either through NEFT or through a system cheque.
What is the duration of the premium home modification insurance?
The duration of the Group Care 360 Home Modification Cover plan is 1 year.
Can I buy the Home Modification Cover online?
Yes. At Bajaj Markets, we enable you to buy the Home Modification Cover online.
What is the premium for a Home Modification Cover?
The premium amount for the Home Modification Cover is ₹177.
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