In a world that is becoming increasingly digitised, crimes committed anonymously from behind a computer screen have become rampant. Identity theft is one such risk that can jeopardise not only your finances but your credit score and reputation as well. Whether at the hands of thieves looking for ATM slips in trash cans or hackers stealing databases, anyone could become the target of such a crime. You could risk personal information theft such as your bank account and credit card information. What makes this situation more distressing is that rectifying such errors may take months, if not years. CPP's Identity Assure plan which is now available through Bajaj Markets ensures identity theft protection in the form of reimbursing earnings, financial obligations and legal fees.
Insure yourself against identity theft with just Rs 299 and get a cover of up to Rs 1,50,000 for your losses with Identity Assure.
Simply log into our website and fill out an application form with your basic details to get the Identity Assure plan.
Skip red tape at individual banks trying to cancel your debit and credit cards with Identity Assure. You can quickly block all cards with a single phone call, saving precious time in which they could be misused.
Should you be travelling and personal information theft presents a setback, under the Identity Assure plan you can avail of an advance of Rs. 20,000 within India and Rs. 40,000 if you are abroad.
For identity theft protection online and to protect from malware, get the F-Secure Internet Security antivirus on your devices to secure internet banking.
Get a credit health report so that you may assess your damages and overall financial standing, you get a credit health report along with a detailed analysis of your credit score.
Applying for a Identity Theft Insurance is fairly simple. You could avail the insurance instantly over a few clicks by following the below mentioned steps:
Visit our website and go to the Pocket Insurance and VAS products page
Select Identity Theft Insurance and click on Buy Now
Fill out the full details required in the online application form
Once the application is complete, make the premium payment and you’re good to go now
Call 1800-11-9966 (for MTNL and BSNL lines) or 1800-266-7780 for others, or write to general.claims@tata-aig.com if you lose your cards or need emergency travel assistance. You can send 'Claims' to 5616181 in case of identity theft. Senior citizens can dial 1800-22-9966.
Here's a list of the documents that may be required to raise a claim. Remember that this list is not exhaustive, and you may be required to present other documents as well.
· Claim form, filled with your details and signed
· Copy of your FIR to prove that the police has been informed
· Credit report
· Legal expenses tax invoices
· Salary or wage slips if you lose payment for your workday, along with other documents from your employer
· Credit and bank account statements
· Miscellaneous expenses tax invoices
· Proof of identity theft
· Other documents requested by the insurer
Financial, medical, criminal and child identity theft are some types of identity theft that can lead to cybercrimes, among others.
You should report identity theft in case of identity theft that may have led to identity fraud. Creditors, insurers, and debt collectors require a copy of a police report if you want to claim benefits.
Some of the signs that indicate that you are a victim of identity theft include unauthorised bank account withdrawals, calls from debt collectors, refusal of checks and unfamiliar charges on your creditor report.
Yes, you will file multiple claims during the contract's duration. You are covered for various repairs up to the original purchase price of the product.
There are no out-of-pocket expenses.