Maternity Cover 1

What is Maternity Cover 1 Insurance?

Pregnancy is a crucial phase in every woman’s life. During pregnancy, women have to undergo a lot of emotional, physical, and hormonal changes, coupled with unanticipated complications in some cases. Thus, to embrace parenthood peacefully; it’s important to prepare well in advance. Giving birth to a child can be expensive, and without a doubt, it requires a strong financial backup.

 

With the right maternity cover, this stress can be tackled and one can secure coverage against major expenses incurred during these times. The Group Activ Health – Maternity Cover from Aditya Birla Health Insurance can be the best fit for women, especially those in the group of 18 to 35, at only Rs. 1,188/year. This Maternity Cover Plan 1 covers treatment expenses for insured women that may emerge due to complications during maternity under critical or fatal situations. To know more about this policy, check out the details below.

With this, you complete the process. After the payment is made, you will receive a confirmation of membership with other important details on your registered email address and mobile number. 

Eligibility Criteria

To seek the Maternity Cover Plan 1, you need to meet the eligibility criteria as listed below:

 

• You must be a citizen and resident of India.

• Women between the ages of 18 and 35 are automatically considered for Maternity Cover.

Note: If the insured member experiences complications during maternity due to ailments that have already been present, then expenses of this nature are covered after a 4-year waiting period.

Policy Plan Details & Specifications

Below, find all the details and specifications of the Maternity Cover Plan 1:

What's not Covered under the Maternity Cover 1 Insurance?

Here’s a list of not-covered items of the Maternity Cover Plan 1:

1. Hospitalisation due to Pre-Existing Conditions

The Maternity Cover Plan does not provide coverage for hospitalisations caused due to reasons other than maternity complications. So, if the insured member faces complications or an instance of emergency hospitalisation due to a pre-existing condition, the expenses for it would not be covered under this plan. 

2. Insured Member’s Age Above 35 Years

This policy is eligible only for those between the age of 18 to 35. Anyone above the age of 35 cannot claim coverage. 

3. Outpatient Treatment 

The Maternity Cover Plan does not offer coverage to insured members who have visited the hospital for diagnosis or treatment without getting admitted for 24 to 48 hours.

How to Make a Claim

Here’s how you can seamlessly raise a claim:

• Call

Call on the toll-free number 1800-270-7000 to get information on your insurance plan and make a claim. Our representative will guide you in the process.   

• Email

You may reach out to the team at healthinsurance@adityabirlacapital.com by sharing details with regard to your policy number.

Customer Care Details

If you want to know more about your policy, coverage, tenure, or exclusions, get in touch with the customer support team through email at insuranceconnect@bajajfinservmarkets.in.