Mediclaim Health Accident Comprehensive Emi Protection

Coverage of up to Rs. 50,000 | Buy Mediclaim Health Accident Comprehensive Emi Protection at just Rs 119 Buy Now

What is Mediclaim Health Accident Comprehensive EMI Protection?

Disability due to an accident can not only be tough to deal with physically and emotionally, but it can also harm your finances. Moreover, you may not be able to resume normal work as well as daily activities for some time. This is where Manipal Cigna Health Insurance’s FlexiCare Group Insurance Mediclaim policy offered on Bajaj Markets comes into the picture.

This EMI protection plan provides you with the cash benefit proportional to 1 EMI in the event of a disability (permanent total, permanent partial and temporary total), coma, and hospitalisation as per the cover chosen by you. With this insurance plan, you can recover in peace knowing that your family is taken care of.

Policy Plan and Details

Let’s take a look at the key details of this insurance plan:

Sum Insured	Premium (inclusive of taxes)	Plan Validity
₹5,000	₹119	1 Year
₹10,000	₹219
₹20,000	₹419
₹25,000	₹519
₹50,000	₹1,024

Features & Benefits of Mediclaim Health Accident Comprehensive EMI Protection

Coverage for a Large Age Group

Any individual between 18 years to 65 years of age can buy the EMI protection plan.

Medical Conditions

If the insured meets with an accident that directly results in disablement or a coma, this plan will offer coverage.

Income Replacement

The mediclaim policy also takes care of situations where the policyholder cannot perform normal daily activities due to a certain illness.

Eligibility Criteria

Minimum Age	18 years
Maximum Age	65 years

What's Covered?

Medical Conditions

If the insured meets with an accident that directly results in their permanent total, permanent partial or temporary total disablement or a coma, the benefits of the comprehensive insurance cover can be availed.
Income Replacement

This policy covers the policyholder in case they are diagnosed with an illness that affects their capability of performing daily activities. It covers the individual in case they suffer from a loss of income due to inability to resume business or regular employment for at least a month.
Cash Benefit

The sum insured is paid in cash in accordance with the insured person’s EMI contribution to the insurance-linked loan account.

What is not covered?

Sports Accidents

The comprehensive insurance cover is not liable for any injury caused due to your involvement in adventure sports activities.
Pre-Existing Conditions

Any underlying health issues that the policyholder may have at the time of policy purchase are not covered by the EMI protection plan.
Waiting Period

Hospitalisation within 30 days from policy purchase is not covered, and for specific diseases, the waiting period is 2 years. In order to have an understanding of all exclusions and list of non-payable expenses, please peruse the policy wordings.

How to Apply for the Mediclaim Health Accident Comprehensive EMI Protection Cover?

The application process for this insurance cover is quite simple. Here is all you need to do:

Click on ‘Buy Now’

Click on the ‘Buy Now’ button available on the page.
Enter Your Details

Fill out the online application form with the required details.
Pay the Premium

Pay the insurance policy premium using your preferred online mode of payment.

That’s it! Your policy document will be sent to your registered email ID.

How to File a Claim?

Here are the two easy ways to claiming coverage under this insurance plan:

Call on the toll-free helpline at 1800-102-4488
Send an email to claims@careinsurance.com.

In each case, kindly provide the relevant documents including your policy number to claim this cover.

Customer Care Details

To connect with Bajaj Markets for any queries related to the Mediclaim Health Accident Comprehensive EMI Protection insurance plan, you can send an email to insuranceconnect@bajajfinservmarkets.in.

Can I purchase this comprehensive insurance cover for an amount below ₹20,000?

Yes, you can opt for a sum insured of ₹5,000 or ₹10,000 with a premium amount of ₹119 and ₹219, respectively.

What is the highest sum insured offered under the EMI protection plan?

The maximum sum insured offered under the Mediclaim Health Accident Comprehensive EMI Protection plan is ₹50,000.

I am looking for coverage between ₹20,000 to ₹30,000. Please help?

You have two options in this case. Opt for a cover of ₹20,000 at a premium of ₹419 or a cover of ₹25,000 at a premium of ₹519.

Would the mediclaim policy benefits apply if I sustain an injury due to paragliding?

Adventure sports-related accidental injuries or disabilities are excluded from this plan.

Where can I buy the Mediclaim Health Accident Comprehensive EMI Protection plan?

You can buy the Mediclaim Health Accident Comprehensive EMI Protection plan online on Bajaj Markets.

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What is Mediclaim Health Accident Comprehensive EMI Protection?

Policy Plan and Details