A critical step towards taking care of yourself
Certain diseases and health disorders can unexpectedly change your life. One such health problem is Parkinson's disease, which is a disorder of the central nervous system. One of the major symptoms of Parkinson’s is that it causes tremors and difficulty with coordination. This health disorder is not curable but can be managed with regular treatment. However, the cost of this treatment is quite hefty. To stay financially protected in such times, you can opt for the Group Care 360 Parkinson's Disease Cover by Care Health Insurance Ltd. With this Parkinson’s insurance policy, you can avail comprehensive coverage for medical expenses related to the disease.
Here are the details regarding the coverage, premium and validity of this health insurance for Parkinson’s patients in India:
Coverage |
Premium (including GST) |
Plan Validity |
Up to ₹1 Lakh |
₹271 |
1 Year |
Up to ₹2 Lakh |
₹531 |
|
Up to ₹3 Lakh |
₹684 |
After the confirmation of Parkinson's disease by a specialist doctor, a maximum cover of ₹3 Lakh can be claimed under this health insurance for Parkinson’s patients in India. Any expenses that have been incurred 30 days before hospitalisation and 60 days after hospitalisation can also be claimed.
Any cost for running diagnostic tests during the period of hospitalisation for Parkinson’s disease and the specified period before the hospitalisation will be covered under this insurance plan.
Under this Parkinson’s Disease Cover, ambulance expenses of up to ₹2,000 can be availed.
Treatment expenses like hospital room rent, ICU charges, blood transfusion expenses, doctor’s fees, and the cost of medicines and tests can be availed under the coverage of this policy.
The policy is valid only after 90 days of the waiting period. Any hospitalisation expenses before that cannot be claimed.
Any psychiatric treatment directly or indirectly related to Parkinson's disease will not be covered under this policy.
Any previous disease or illness that you may have before purchasing the policy will not be covered under the Parkinson’s Disease Cover.
Hospitalisation for any illness other than Parkinson’s disease will not be covered under this insurance plan.
Parkinson’s disease following any kind of drug and/or alcohol abuse will not be covered in this policy.
You can follow these three easy steps to apply for the Parkinson’s Disease Cover:
Visit the Parkinson’s Disease Cover product page on Bajaj Markets and select the ‘Buy Now’ option.
Fill in all the necessary details in the online application form.
Use any online mode of payment to pay the premium for this insurance plan.
That’s it! You will receive the Parkinson’s Disease Cover policy documents on your registered email ID.
To raise a claim, you can contact your insurer in the following ways:
Email - You can send an email at claims@careinsurance.com
Toll-free Number - You can call on 1800-102-4488 for any immediate assistance.
For any queries related to the Parkinson’s Disease Cover, you can connect with Bajaj Markets at insuranceconnect@bajajfinservmarkets.in.
The plan has a validity period of 1 year.
Yes, the Parkinson’s Disease Cover includes any medication and treatment costs such as hospital room costs, cost of medicines and tests, ICU charges, and blood transfusion costs.
You can avail a coverage of up to a maximum of ₹3 Lakh under this policy.
Yes, you will need to show proof of clinical confirmation by an appropriate specialist doctor and consultant neurologists of the diagnosis of the disease to avail the hospitalisation expenses.
Yes. This plan has a 90-day initial waiting period in place.