What is Spouse Benefit Cover?
Any major or minor mishap from your side can have a huge impact on your spouse. To help your spouse stay protected during any unfortunate circumstance, Bajaj Markets brings to you the Spouse Benefit Cover plan by ManipalCigna Health Insurance Co Ltd, this policy offers a sum insured of up to ₹1 Lakh at a low premium price of just ₹79. Read on to know more about the Spouse Benefit Cover .
How to Apply for Spouse Benefit Cover ?
The application process for this insurance plan is quick and simple. Just follow these steps to get started:
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Click on Buy Now
Tap on ‘Buy Now’ on the product page
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Fill in the Details
Enter the required details in the online application form
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Make the Payment
Complete the quick online payment
That’s all! You will receive your membership details on your registered email ID.
Eligibility Criteria
Here’s the eligibility criteria for the Spouse Benefit Cover :
● Applicant must be an Indian resident
● Applicant’s age should be 18 years and above
What's Covered Under Spouse Benefit Cover ?
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Coverage in case of Death
In case of an unfortunate demise, the nominee will receive the sum insured as mentioned in the policy.
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Benefit Permanent Total Disablement (PTD)
In case of a PTD, the sum insured will be paid to the nominee as mentioned in the policy document.
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Permanent Partial Disablement (PPD)
In case of a PPD, the sum insured will be paid to the nominee as mentioned in the policy document.
Policy Plan and Specifications
Sum Insured (Rs.) |
Premium Including GST (Rs.) |
Rs. 1 lakh |
Rs. 79 |
What’s not Covered?
Policyholders of this plan are not provided with coverage for the following.
Any illness or injury prior to the 30 days of initial waiting period will not be considered.
Any pre-existing condition.
*For a complete list of exclusions, please read the policy structure carefully.
How to Make a Claim
You may raise a claim by contacting the insurer in any of the following ways:
Email ID - servicesupport@manipalcigna.com
Toll-free phone number - 1800-102-4462
Customer Care Details
You can connect with us at Bajaj Markets. Just write to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.
Frequently Asked Questions About the Spouse Benefit Cover
How much does the Spouse Benefit Cover policy plan cost?
This insurance policy starts at ₹79 per year, including GST.
What’s the eligibility criteria for the Spouse Benefit Cover health plan?
Indian residents between the ages of 18 and 65 are eligible for this policy.
Does the Spouse Benefit Cover insurance plan cover pre-existing conditions?
No, this plan does not cover pre-existing conditions.
How can you raise a claim for the Spouse Benefit Cover health plan?
You can raise a claim by contacting the insurer through the insurer’s email ID and toll-free phone number. You may refer to our ‘Claim Process’ section for further information on raising claims.
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