Super Top-up 2 Cover

What is the Super Top-up 2 Cover?

The Super Top Up 2 plan by Aditya Birla Health Insurance Co. Ltd. is a comprehensive insurance policy curated especially to help individuals sail through unforeseeable financial adversaries, such as accidents, hospitalisations, surgeries, and more. The plan thus helps you effectively fund such hefty expenses.  

Key Features of Super Top-up 2 Cover

Listed below are some interesting features of this insurance plan that make it an absolute necessity:

 

• Room Rent Cover

Super Top Up 2 plan comes with a room rent benefit of up to Rs. 5000 per day for a regular room, and Rs. 10,000 per day for an ICU room, in case of hospitalisation.  

 

• Daycare Procedures Benefit

This insurance policy covers the costs of up to 527 daycare procedures undertaken. 

 

• Road Ambulance Cover 

In case of emergencies, you can get financial aid of up to Rs. 1000, to cover the charges of ambulance transportation. 

 

And that was it! You will receive your membership details shortly afterwards, on your registered email ID.

Eligibility Criteria

To successfully enrol yourself for the Super Top Up 2 policy, you need to meet two basic eligibility parameters:

• You must be an Indian resident

• You must be between 51 to 55 years

 

What's Covered

Here are some of the benefits offered by the Super Top Up 2 policy:

 

• Treatment And Hospitalisation Benefit

In case of hospitalisation and consequent treatment, you will be eligible to obtain up to Rs. 10,000 per day,  for regular/ICU room rent and treatment charges

. 

• Pre-Diagnosed Illnesses Covered

The Super Top Up 2 Plan offers you coverage for pre-existing diseases after a waiting period of 4 years. 

 

• Internal congenital disease benefit

The treatment charges of Internal congenital diseases, commonly known as birth defects, are also covered under this plan. 

 

• Domiciliary Hospitalisation

Charges incurred during home treatment of diseases are also covered under the Super Top Up 2 plan. 

 

• Daycare Procedures

Expenses incurred during short-term hospitalisation of under 24 hours are covered under this insurance policy.

 

Policy Plan Details & Specifications

Stated down below are some of the plan details of the Super Top Up 2 Cover:

● Membership Charges

You can get yourself enrolled for this cover at just Rs.3228 per year.

● Benefit Amount 

With a sum insured of up to Rs. 10 Lakhs, it will help you a great deal.

● Policy Tenure

The policy is valid up to 1 year from the date of purchase.

 

What’s not Covered

It is also equally important to understand the exclusions of the Super Top Up 2 cover:

 

• OPD Consultations

The policy does not cover the charges incurred during OPD doctor consultations.

 

• Dependant Treatment

Family members and dependents of the policyholder who are not enlisted under the plan cannot benefit from the Super Top Up 2 Cover. 

 

• Treatment for War Injuries

The Super Top Up 2 Plan does not cover the treatment charges of injuries/ disabilities caused due to war. 

 

• Self-inflicted Injuries

The policy does not cover the treatment charges of self-inflicted injuries or complications.

 

• Pre-existing diseases

The treatment cover for pre-diagnosed illnesses will be provided only after a waiting period of 4 years. 

 

How to Make a Claim

You can raise your claim with ease by reaching out to your insurer in any of the following ways as mentioned below:

• E-mail - healthinsurance@adityabirlacapital.com

• Toll-free number 1800-270-7000

 

Customer Care Details

You can also contact us at Bajaj Markets. Just drop an email stating your insurance-related doubts at: 

insuranceconnect@bajajfinservmarkets.in