A critical step towards taking care of yourself
Coverage of up to Rs. 3 Lakhs | Buy Cardiac Arrhythmia Cover at just Rs. 271
What is Surgery for Cardiac Arrhythmia Cover?
We know how important the heart is for the human body. Any disruption in the functioning of this organ can be lethal. Cardiac arrhythmia is one such condition where the heartbeat is irregular, causing major complications. The treatment of this condition can lead to hefty medical expenses. To stay financially protected during such times, you must consider availing the Group Care 360 - Surgery for Cardiac Arrhythmia Cover provided by Care Health Insurance Co. Ltd. With this plan, you can avail coverage amounting to up to ₹3 Lakh for the treatment of cardiac arrhythmia.
Policy Plan and Details
Let’s take a look at the coverage, premium and validity of the Surgery for Cardiac Arrhythmia Cover:
Coverage |
Premium (including GST) |
Plan Validity |
Up to ₹1 Lakh |
₹271 |
1 Year |
Up to ₹2 Lakh |
₹531 |
|
Up to ₹3 Lakh |
₹684 |
Key Features and Benefits of Surgery for Cardiac Arrhythmia Cover
What's Covered ?
-
Hospitalisation Expenses
This policy provides coverage for in-patient hospitalisation expenses incurred due to surgery for cardiac arrhythmia. This is, of course, dependent on the diagnosis which can be showcased with a clinical confirmation provided by a certified doctor.
-
Doctor’s Fees
This Cover provides coverage for the doctor’s fees incurred before, after or during hospitalisation.
-
Ambulance Charges
The plan also covers expenses up to ₹2,000 incurred for availing ambulance services to travel to and from the hospital.
-
Diagnostic Tests
Tests conducted during the pre-hospitalisation period or during the hospitalisation period are covered under this policy.
-
Prescription Expenses
Expenses incurred for purchasing medicines required during hospitalisation are covered under this Cover.
What's Not Covered?
You are not provided with coverage for the following under this policy:
Pre-Existing Illnesses
Any disease or illness that you may have before purchasing this policy will not be covered by the Surgery for Cardiac Arrhythmia Cover.
Other Health Problems
Hospitalisation pertaining to reasons other than cardiac arrhythmia is not covered by this plan.
Claims During Waiting Period
Any claims filed during the initial 90-day waiting period will not be accepted by the insurer.
How to Apply for Surgery for Cardiac Arrhythmia Cover?
You can follow these three easy steps to apply for this Cover:
-
Click on ‘Buy Now’
Visit the Surgery for Cardiac Arrhythmia Cover product page on Bajaj Markets and select the ‘Buy Now’ option.
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Provide Your Details
Enter all the necessary details in the online application form.
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Pay the Surgery for Cardiac Arrhythmia Cover Premium
Use any online mode of payment to pay for the premium of this policy.
That’s it! You will receive the policy documents on your registered email ID.
How to File a Claim?
To file a claim under this policy, you can connect with the insurer’s claims team via the following methods:
Email – claims@careinsurance.com
Insurer’s Toll-Free Number - 1800-102-4488
Customer Care Details
For any queries related to the Surgery for Cardiac Arrhythmia Cover, you can connect with Bajaj Markets at insuranceconnect@bajajfinservmarkets.in.
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Surgery for Cardiac Arrhythmia Cover FAQs
Does the Surgery for Cardiac Arrhythmia Cover provide coverage for expenses pertaining to medication?
Yes, this plan provides coverage for medications linked to hospitalisation for the surgery for cardiac arrhythmia.
Does this insurance plan cover diagnostic tests?
Yes, the Surgery for Cardiac Arrhythmia Cover provides coverage for diagnostic tests conducted before or during hospitalisation. However, these tests must be conducted within the specified pre-hospitalisation time frame.
What is the validity of the Surgery for Cardiac Arrhythmia Cover?
The validity of this Cover is 1 year.
Is there a waiting period under the Surgery for Cardiac Arrhythmia Cover?
Yes, there is a 90-day initial waiting period in place under this Cover.
Does this plan cover expenses pertaining to any other diseases?
No, this insurance policy does not provide coverage for expenses pertaining to any disease other than cardiac arrhythmia.
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