A critical step towards taking care of yourself
Coverage of up to Rs. 1 Lakh | Buy Surgical Cash Cover Indemnity at just Rs 755
Sometimes we find ourselves trapped in medical emergencies requiring surgical treatment procedures. Surgeries can be complex procedures and so they often tend to be expensive. Healthcare expenses can leave a dent in your savings if you want only the best surgeons for you and your loved ones. This is why Bajaj Markets presents the Group Care 360 Surgical Cash Cover Indemnity plan by Care Health Insurance Ltd. Such a plan is tailored to cover the expenses incurred during any of the 9 listed surgical procedures in the policy document.
Here are the plan details of Surgical Cash Cover:
Coverage |
Premium (including GST) |
Plan Validity |
₹25,000 |
₹755 |
1 Year |
₹50,000 |
₹1,015 |
|
₹1 Lakh |
₹1,298 |
Key Features and Benefits of Surgical Cash Cover
Covers Major Surgeries
The Surgical Cash Cover Indemnity includes nine major surgical procedures and provides insurance coverage against medical care expenses!
Category |
Surgeries Included |
Abdominal Organ Related Surgery |
Any surgery related to liver, spleen, or pancreas |
Brain and Spinal Surgeries |
Surgeries related to brain and/or spinal cord |
Cancer Surgeries |
Surgeries for the removal/treatment of malignant cancers. Chemotherapy/radiotherapy are not included. |
Heart Surgeries |
Open/closed surgeries related to heart |
Kidney Surgeries |
Nephrectomy |
Major Burns |
Surgeries for the treatment of second-degree and third-degree full-thickness burns. Surgeries for cosmetic purposes are not included. |
Major Organ Transplant |
Surgeries requiring a transplant of major organs such as kidney, liver, or heart. |
Open Chest Surgery |
Surgeries related to the lung or thorax |
Oral and Maxillofacial Surgery |
Any surgeries that require the reconstruction of the oral and maxillofacial region. Surgeries for cosmetic purposes are not included. |
Surgeries Within the First 30 Days
The Surgical Cash Cover plan has an initial waiting period of 30 days. Any surgeries within the first 30 days of the issuance of the policy will not be covered.
Surgeries on Account of Pre-existing Conditions
Any surgeries required due to the insured’s pre-existing conditions will not be covered under the plan.
How to Apply for Surgical Cash Cover?
Follow these steps to apply for the Surgical Cash Cover Indemnity:
-
Click on ‘Buy Now’
Visit the Surgical Cash Cover product page on Bajaj Markets and click on ‘Buy Now’.
-
Enter Your Details
Provide all your necessary details in the online application form.
-
Pay the Policy Premium
You can pay the premium for your Surgical Cash Cover using any online mode of payment.
Your Surgical Cash Cover policy document will be sent to your registered email ID after you pay the premium amount.
You can easily file an insurance claim under the Surgical Cash Cover in the following ways:
Write an email at claims@careinsurance.com
Call on their toll-free number at 1800-102-4488
Medical Covers for Disease
Hospitalisation Insurance
Injury/Accident Covers
Surgical Cash Cover FAQs
What is the sum insured provided under the plan?
The sum insured options available under the Surgical Cash Cover Indemnity plan are ₹25,000, ₹50,000 and ₹1 Lakh.
What documents are required for making a claim?
The following documents are required for filing a Surgical Cash Cover claim:
Duly signed claim form
Doctor's diagnosis confirming the surgical procedure covered under the policy
Copies of receipt of expenses
Other documents specified by the insurer
How will the claim be settled?
Payment for the Surgical Cash Cover claim may be settled either through NEFT or through a system cheque.
What is the duration of the Surgical Cash Cover plan?
The duration of the Group Care 360 Surgical Cash Cover Indemnity plan is 1 year.
What is the premium price for the highest coverage under the Surgical Cash Cover plan?
The premium price for the highest coverage amount of ₹1 Lakh is ₹1,298.
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