What is the Surgical Cover Plan (18-35 Years)?
A person's financial situation may be significantly impacted by the cost of surgical procedures. It is absolutely necessary to be financially protected in an emergency and to have medical insurance that covers all your financial burdens arising out of necessary surgeries. At a premium of just Rs. 3,398/year, the Surgical Cover Plan extends financial coverage for persons of 18-35 years up to Rs. 5 lakh. In this policy, 16 major illnesses for which you may require surgery are covered. Additionally, any extra expenses such as a private AC room or ambulance expenses are also taken into consideration. Let us delve deeper into the benefits that you can get and also see how you can opt for this plan.
How to Apply for the Surgical Cover Plan (18-35 Years)?
To apply for the Surgical Cover Plan (18-35 Years), all you have to do is follow the few simple steps given below:
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Click on Buy Now
Select ‘Buy Now’ on the application process page and share your basic details.
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Fill in the Details
Enter all the required information details in the online application form.
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Make the Payment
Make a quick online payment using any of the various options available, such as net banking, UPI, and credit or debit card.
Congratulations! With this, you will get access to the Surgical Cover Plan (18-35 Years). You shall receive the membership details on your registered email ID.
Eligibility Criteria
You must follow the given criteria to be eligible for the Surgical Cover Plan:
Only Individuals who are within the age group of 18 to 35 years can get the benefits of this plan.
What's Covered under the Surgical Cover Plan (18-35 Years)?
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Hospitalisation expenses
Pre and post hospitalisation expenses shall be covered up to a maximum of 30 days and 60 days respectively.
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Ambulance expenses covered
All expenditures on the services of an ambulance are covered up to Rs. 3000 for every case of hospitalisation. Please note: The initial waiting period under this policy is 90 days.
Policy Plan Details & Specifications
Following are some of the specifications and the plan details of the Surgical Cover Plan (18-35 Years):
● Coverage limit
With this plan, you can get insurance coverage of up to Rs. 5 lakh at a premium of just Rs. 3,398/year.
● Validity
The validity of this plan is one year.
What’s not Covered?
Only the 16 Major illnesses Covered
Any Illness, sickness, or disease that has not been specified as a major illness under this policy will not be covered under the Surgical Cover Plan (18-35 Years).
Pre-existing illness
Any illnesses that you had before you purchased this policy will not be included under the Surgical Cover Plan (18-35 Years).
Claims after 90 days of the purchase
If you wish to file any claim against the Surgical Cover Plan (18-35 Years), the claim has to be made within the first 90 days of the purchase.
How to Make a Claim
You can raise a claim for the Surgical Cover Plan (18-35 Years) by following the various details given below:
● Call
You can call the toll-free number 1800-270-7000 to make a claim seamlessly. You will be assisted by a representative who shall record your claim.
You may also send an email to care.healthinsurance@adityabirlacapital.com to register your claim request. Do mention your policy details in the email.
Customer Care Details
You can connect with us on our website. Alternatively, send us an email at: insuranceconnect@bajajfinservmarkets.in in case you have any queries.
Frequently Asked Questions
What is the Surgical Cover Plan (18-35 Years)?
Having the Surgical Cover Plan (18- 35 Years) prevents the depletion of your savings due to medical expenses. Since medical emergencies can happen at any time, without proper medical insurance, all your savings can disappear quickly. The Surgical Cover Plan (18- 35 Years) by Bajaj Finserv will enable you to be financially protected from all sorts of surgical expenditures. With a high sum insured of Rs. 5 lakh, at a premium of just Rs. 3,398/year, you can prevent your savings from running dry.
What is the age limit to be eligible for the Surgical Cover Plan (18-35 Years)?
To opt for the Surgical Cover Plan, you must be above 18 years old and up to 35 years old. Anyone below 18 years of age above 35 years will not be eligible for this insurance plan.
What is the Sum Insured as well as the premium for the Surgical Cover Plan (18- 35 Years)?
The Insurance coverage of the Surgical Cover Plan (18-35 Years) is Rs. 5 lakhs and the premium that you will have to pay is Rs. 3,398 per annum.
What will be covered under the Surgical Cover Plan (18-35 Years)
The Surgical Cover Plan (18- 35 Years) includes various benefits that you can enjoy after purchasing the plan. You will get insurance coverage of up to Rs. 5 lakhs. You will also be covered for 16 major illnesses mentioned in the policy. All hospital room expenses as well as ICU expenses will be covered under this plan. Moreover, ambulance expenses in case of any emergency will be covered up to Rs. 3000 under this plan.
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