A critical step towards taking care of yourself
Insure your cost on Tuberculosis related medical expenses with just Rs. 1,499
Tuberculosis is a serious infectious disease that affects over 1 million people in India every year. Treating patients suffering from TB can be a costly affair. Such sudden expenses can disrupt your financial stability. Purchasing a Tuberculosis insurance policy is thus essential in India.
You can buy the plan on Bajaj Markets at just ₹99 per annum and get a high financial backup so you can rest assured to get quality medical care on time without worrying about the financial burden.
Here is a guide you need to follow while applying for TB Insurance:
1. Click on Buy Now
Simply tap on the “Buy Now” option on the product page.
2. Confirm Your Details
Enter all details in the application form.
3. Make an Online Payment
Pay the amount online via the preferred payment mode.
You will get the details of your membership and policy details on your registered email ID.
Key Features and Benefits of Tuberculosis Insurance
Here are the top features that make this plan a must-have!
Hospitalisation Expenses for TB
Expenses for doctor fees, pre-hospitalisation, post hospitalisation, and diagnostic TB tests during or before hospitalisation are taken care of.
Covers Treatment Cost
TB insurance covers treatment charges that include expenses in ICU, hospital room, doctor fees, transfusions, tests, and medicines.
Get Daily Room Rent for ICU
You can avail up to ₹1,000 daily for a standard room and ₹2,000 for ICU. Other charges are according to the room rent restriction.
The policy details for the TB insurance are mentioned below:
Membership fee
₹99/annum
Coverage limit
₹50,000
1. Doctor's fees
The plan provides coverage for doctor's fees before and after hospitalisation.
2. Expenses on medicines
It also covers the expenses incurred for medicines before and after hospitalisation.
3. Medical expenses
The plan covers expenses incurred 15 days before and after hospitalisation.
The following are not covered under the Tuberculosis Insurance plan.
Hospitalisation Within 30 days
It will not give coverage if you are hospitalised for TB within 30 days of buying the policy.
Hospitalisation for Other Conditions
The policy does not cover any hospitalisation costs for other conditions apart from Tuberculosis.
Pre-existing Conditions
A pre-existing condition of Tuberculosis is not covered under this policy.
Follow the following steps when you make a claim for Tuberculosis Insurance:
Email
Email at care.healthinsurance@adityabirlacapital.com
Call
Call on the toll-free number- 1800-270-7000
For any concerns or queries regarding the Tuberculosis cover insurance, write to us at insuranceconnect@bajajfinservmarkets.in
Frequently Asked Questions About Tuberculosis Insurance
How can I renew a Tuberculosis Insurance plan?
You cannot renew your TB Insurance plan. If the policy expires, you need to buy it again to get its benefits for the following year.
Do I still need Tuberculosis Insurance even if I don't smoke or drink?
Tuberculosis can infect anyone, even if you don’t smoke or drink. So, it is advisable to get Tuberculosis Insurance cover.
How can I avail customer care support for the Tuberculosis Insurance plan over a call?
To reach the customer care team, you can write to us at insuranceconnect@bajajfinservmarkets.in .
What is the maximum coverage limit under the Tuberculosis Insurance policy?
The maximum coverage limit under the Tuberculosis Insurance policy is Rs. 50,000.
Does the insurance cover tb tests?
Yes, the insurance covers diagnostics including TB tests.
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