Vital Care - Anemia

What is Vital Care - Anemia Plan

Since Anaemia as an ailment is extremely common, and its treatment is long-standing, the consequent medical treatments have the potential to wreak havoc on your finances. This is where having comprehensive insurance such as the Vital Care - Anemia insurance plan by Bajaj Finserv Health Limited comes in handy. 

Key Features of Vital Care - Anemia insurance

These features are what make this pocket-friendly health insurance plan a must-buy:

• Membership Cost of Rs. 3,499

You can enjoy a wide array of benefits by purchasing the plan at just Rs. 3,499 per annum.

• OPD/ Doctor Consultation Coverage

The Vital Care - Anemia plan enables you to get reimbursement for all the charges incurred during OPD/ Doctor Consultation sessions. 

• Lab Test Package

The policyholder can get him/herself tested for anaemia through the exclusive network lab test package. The package includes lab examinations like allergy scanning, Complete Blood Count (CBC), Absolute Eosinophils Count, etc. for early ailment diagnosis. 

And that is all! You will obtain the details of your membership, along with an exciting welcome pack, at your email address.

Eligibility Criteria 

To sign-up for the Vital Care - Anaemia Insurance, you must meet the following eligibility parameter, which is stated below:

 

• You must be a resident of India.

 

What's Covered

Read on to know more about the inclusions of the Vital Care - Anemia insurance plan:

1. Free Ambulance Facility 

This plan offers you a free ambulance service in case of admission into the IPD.

2. Comprehensive Lab Examination Package

The Vital Care - Anaemia insurance cover offers you an anaemia-specific lab test package, which allows early detection and treatment of the disease. 

3. Network Deductions

This wallet-friendly insurance plan offers a discount of 5-10%, on medical services provided at partner hospitals/ labs, i.e., the hospitals that are a part of the Bajaj Finserv Health Prime Network.  

4. Preventive Health Examinations

Under the Vital Care - Anemia insurance plan, you can regularly undergo precautionary health check-ups, which help you stay one step ahead at all times. 

Policy Plan Details & Specifications

Following are the specifics of the Vital Care - Anemia plan that you must know:

• Coverage limit

Coverage of up to Rs. 2 Lakhs at just Rs.699/annum

• Membership Validity

One year

What’s Not Covered?

It is also vital to know and understand some exclusions posed by the Vital Care- Anemia Insurance policy:

• Medical Procedures

Reimbursement will not be provided for medical procedures conducted during OPD/ Doctor Consultations.

• External Lab Tests 

There’s no coverage available for lab tests conducted at hospital/labs that are not a part of the Bajaj Finserv Health Prime Network.

• Non-Transferable

 The policy cannot be transferred to family members or dependents who are not covered under the policy. 

• Carry-Forward Not Permitted

The policy cannot be extended/ carried forward by the policyholder after its expiry. It must be repurchased. 

• Cannot Be Redeemed Against Cash

In case the policyholder doesn’t make a claim during the pre-determined tenure, the policy cannot be redeemed against cash. 

How to Make a Claim

The process for raising a claim is extremely simple:

Doctor Consultation/ Radiology And Lab benefit

Recompensation claims for this cash cover can be raised in the ways stated below:

 

Bajaj Finserv Health App

 

• Install the Bajaj Finserv Health app.

• Log in by entering your mobile number.

•  Under “My Health Plans”, click on the plan purchased.

•  Tap on ‘‘Doctor Consultation’/‘lab & radiology benefit’.

• Fill in your details and upload the sales receipt.

•  Type in the bank account details and upload a scanned copy of your cancelled cheque.

• Click on ‘Submit’.

• The amount will be credited directly into your bank account within 48 working hours.

Bajaj Finserv Health Website

 

•  Log in to your account by entering your registered mobile number, on the Bajaj Finserv Health website.

• Under “My Health Plans”, select the plan that you have purchased.

• Click on ‘‘Doctor Consultation’/‘lab & radiology’.

• Enter important details and insert a copy of the receipt.

• Fill in your bank account details and finish uploading a copy of your cancelled cheque.

•  Tap on ‘Submit’.

• The claim will be processed and credited directly within 48 working hours into your bank account.

Emailing Customer Service

 

• Drop an email to customercare@bajajfinservhealth.in.

• Don’t forget to attach a scanned copy of the sales receipt which has all details visible.

•  State necessary details like patient name, hospital/lab name,  and bill amount.

• Input your bank details (bank name, IFSC, account number, primary account holder name) and attach a copy of a cancelled cheque.

• The claim will be processed and credited within 48 hours directly into your bank account.

Teleconsultation Benefit

The Teleconsultation Benefit cashless claims can be obtained in the following two ways:

 

Bajaj Finserv Health App

 

•  Download and open the Bajaj Finserv Health app.

• Log in to your account by entering your registered mobile number.

•  Click on your purchased plan under “My Health Plans”.

• Tap on the teleconsult benefit button.

• Choose your preferred doctor from the list.

• Choose the preferred date and time of consultation.

• Tap on ‘Submit’.

• The policyholder will obtain a link to join the teleconsultation 15 mins prior to the scheduled time.

• The doctor will then connect on the call on the chosen date and time.

Bajaj Finserv Health Website

 

•  Open the website bajajfinservhealth.in.

• Log in by inputting your registered mobile number.

•  Under “My Health Plans”, tap on the plan purchased by you.

• Click on the teleconsultation benefit button.

•  Select your preferred doctor from the list.

• Choose the time and date.

• Tap on ‘Submit’.

• The policyholder will be sent a link to join the teleconsultation 15 mins before the scheduled time.

• The doctor will connect with the policyholder on the pre-decided date and time.

Lab Test Package (Prime Network Only)

Lab test package cashless cover can be claimed in the ways stated below.

 

Bajaj Finserv Health App

 

• Install the Bajaj Finserv Health application.

• Enter your registered mobile number to log in.

• Click on the plan purchased, under “My Health Plans”.

• Tap on the ‘Lab test package benefit’ button.

• Choose your preferred lab/hospital.

• Choose your date of redemption, then click on confirm.

• SMS containing the voucher link will be sent to your registered mobile number.

• Type in the voucher code sent to you, to enjoy cashless Lab test package benefit.

 

Bajaj Finserv Health Website

 

• Visit bajajfinservhealth.in.

• Using your registered mobile number, log in.

• Under “My Health Plans”, select the plan that you have purchased.

• Tap on the Lab test package benefit button.

• Choose the lab/hospital of your choice.

• Enter the redemption date, then confirm.

• On your mobile number, you will get an SMS with the voucher link.

• Input the voucher code sent to you, to get a cashless lab test package benefit.

 

Emailing Customer Service

 

• Drop an email at customercare@bajajfinservhealth.in.

• Surely state details like customer name, date, and hospital/lab name.

• You will receive a call from the customer care personnel.

• Identify yourself using the OTP sent to you.

• The SMS enclosed with the voucher link will be sent to your registered mobile number.

• Type in the voucher code to thus enjoy the Lab test package benefit completely cashless.

Network Discounts

Network discounts can be claimed in the Bajaj Finserv Health Prime network in the ways stated below:

• Visit and obtain health services through any of the hospitals/labs that are part of the Prime network.

• Provide your registered mobile number. Inform the executive that you are eligible to get the Health Prime Network benefit.

• Share the OTP received with the billing executive. Thus, you will get up to 10% discount on the services obtained.

Customer Care Details

You can easily get in touch with us at Bajaj Markets. Just drop an email stating your queries at: insuranceconnect@bajajfinservmarkets.in