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BAJAJ FINSERV DIRECT LIMITED

Apply for Professional Loans in India. Get up to ₹80 Lakhs now!

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L&T Financial Services Loan to Professionals

Know more about the loan to professionals offered by L&T Financial Services on Bajaj Markets

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Professional Loan

Doctor Loan Interest Rates

Aadhaar Card Update

Doctor Loan Eligibility Criteria

Chartered Accountant Loan

Aadhaar Card e-KYC

Personal Loan for Doctor

Business Loan for Doctor

Want to open your own clinic or start your own CA firm? Accomplish all your dreams with a loan of up ₹75 Lakhs offered by L&T Financial Services on Bajaj Markets. This loan enables you to enjoy lower interest rates starting at just 11.50% p.a. You can also repay the loan over a tenure of up to 60 months. Also, the flexi overdraft facility makes it easier to manage your finances and save on loan costs.

Interest Rates and Charges

The L&T Financial Services Loan to Professionals interest rates and charges are as follows:


Interest Rates	11.50% p.a. to 15.50% p.a.
Processing Fee	1.50% + GST
Foreclosure Charges	Within 6 months - 10% +GST After 6 months - 5% + GST

Interest Rates

11.50% p.a. to 15.50% p.a.

Processing Fee

1.50% + GST

Foreclosure Charges

Within 6 months - 10% +GST

After 6 months - 5% + GST

*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Calculate Your Professional Loan EMI

Managing your professional loan efficiently starts with understanding your monthly obligations.

Your Professional Loan EMI

₹ 3,910

Total Interest Amount

₹ 81,523

Principal Amount

₹ 2,00,000

Total Payable Amount

₹ 2,81,523

Loan Amount

Interest Rate

- +

Tenure

- +

Calculate Now

You can also make instant comparisons between loan offers from multiple Professional Loan providers on Bajaj Markets.

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Year	EMI	Principal	Interest	Balance

High Loan Amount

Borrow up to ₹75 Lakhs to buy new equipment, scale your practice, hire new staff, etc.

Low Interest Rates

Benefit from interest rates starting at just 11.50% p.a.

Flexible Tenures

Enjoy loan tenures of up to 60 months and repay the loan at your convenience

Flexi Overdraft Facility

Pay interest only on the amount you utilise from the predetermined limits

Eligibility Criteria and Documents Required

To be eligible for this loan, fulfil the following criteria:

You must be a self-employed doctor, chartered accountant (CA), or company secretary (CS)
You must fall within the age bracket of 24 to 65 years

Furthermore, you need to provide the following documents when applying for the loan:

KYC documents of the borrower and co-borrower (if applicable)
Degree or qualification proof
Proof of ownership

How to Apply?

Follow these simple steps to apply for an L&T Financial Services Professional Loan on Bajaj Markets:

Click on the ‘CHECK OFFER’ option on this page
Provide your personal and professional details
Select ‘L&T Financial Services’ from the list of lenders
Choose your preferred loan amount and tenure
Click on ‘Submit’
After this, a representative will contact you to guide you through the process.

FAQs

Can I get regular updates on my loan application status?

L&T Financial Services provides real-time updates on your loan application status. Reach out to the lender to get access to this facility.

What is the interest rate offered on an L&T Financial Services Loan to Professionals?

You can get this loan for professionals at interest rates starting from just 11.50% p.a.

How long does it take for an L&T Financial Services Loan to Professionals to be disbursed?

The loan amount is typically transferred to your account within 4 days of your application being approved.

Can I foreclose my loan from L&T Financial Services?

Yes, you can foreclose your loan to professionals. However, to utilise this facility, you may be asked to pay a penalty. If you close the loan within 6 months, then you are required to pay a 10% charge. Meanwhile, if you foreclose the loan after completing 6 months, you need to pay a 5% penalty.

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