Best Bikes Under ₹4 Lakhs in 2025

Riding a bike is a fun experience, and if you possess a superbike with high-end features, the experience becomes even more thrilling. The best bikes under ₹4 Lakhs are equipped with a powerful engine, and the functionality provided is far superior to bikes in the lower segments. These premium segment motorbikes have lightning-fast speed, excellent acceleration, and are equipped with the best braking features to enhance your safety on the roads.

 

When you own a superbike under ₹4 Lakhs, its protection in the form of bike insurance becomes very important. Bike insurance is the best protection cover for your motorbike, and if it's a comprehensive one, it provides a wide range of benefits. 

 

Knowing about insurance and its inclusions and exclusions is also necessary when you plan to buy a new bike. That being said, there are a lot of options available in the Indian market when it comes to bikes under ₹4 Lakhs. It might get a little confusing and difficult for you to decide as to which one to buy. Hence, we have curated a list of best bikes under ₹4 Lakhs to make it easier for you to make a decision. Read on to know more about the top bikes available under the said amount. 

Here’s a list of the top bikes under ₹4 Lakhs:

KTM 390 Adventure

The updated version of the KTM 390 Adventure is fitted with 19-inch front and 17-inch rear alloy wheels. Other distinguishing features include an all-LED lighting system and adjustable windshield for stylish looks. This feature-rich bike under ₹4 Lakhs manufactured by the Austrian brand has options for smartphone pairing, fitting a full-colour TFT screen, and a 12V charging port that keeps you connected. The variants available for KTM 390 Adventure are single-cylinder, 4 V DOHC engine, and 4-stroke bikes.

Royal Enfield Continental GT 650

The Continental GT 650 model of Royal Enfield is fitted with a powerful 648 cc engine that works on air & oil-cooled parallel-twin motor generates a maximum power of 47 PS at 7250 rpm and a torque of 52 Nm at 5200 rpm. This bike has a 6-speed manual transmission equipped with a slip-and-assist clutch for transferring power to the rear wheels using a chain drive. 

 

The chassis of this bike has a modified dual-cradle frame manufactured by Harris Performance. The suspension system of this bike is handled using 41mm telescopic front forks, and it also has twin gas-charged shock absorbers at the rear end with preload adjustability. This superbike under ₹4 Lakhs has an exclusive colour scheme and unique touch-up that makes it special compared to the regular variant.

BMW G 310 GS

BMW has recently launched the 2022 model of its best-in-class BMW G 310 GS bike with updated colour options. BMW has come up with a slight modification to the internal mechanism of the 313 cc engine, which has a single-cylinder and works on liquid-cooled technology. The engine gives a power output of 33.53 PS at 9250 rpm and a torque of 28 Nm at 7500 rpm. 

 

This feature-rich bike from BMW has six-speed manual transmission gears and a slip-and-assist clutch for better performance. It is fitted with 43 mm USD forks and has a preload-adjustable mono-shock arrangement which is similar to the BS4 GS Model. This bike has LED turn indicators to enhance the premium and the adventurous look.

 

Here are the key specifications and features of the BMW G 310 GS:

Kawasaki Ninja 300

It is one of the most popular sports bikes under ₹4 Lakhs. This sports bike features a powerful 296 cc engine with two cylinders and works on Liquid-cooled technology with a 4-stroke Parallel Twin. The Kawasaki Ninja 300 generates a torque of 26.1 Nm at 10,000 rpm and a power of 38.88 PS at 11000 rpm. This sports bike provides you with a fuel efficiency of 32.1 kmpl. The safety feature includes dual-channel ABS and anti-lock braking systems.

Benelli 302R BS4

Benelli 302R BS4 is Benelli’s 1st small capacity fully-faired bike. This feature-rich bike is powered by a 300 cc engine that produces a power of 37.7 PS at 11500 rpm and creates a torque of 26.5 Nm at 10000 rpm. Benelli 302R is fitted with disc brakes at both the front and rear wheels. 

 

This upcoming superbike under ₹4 Lakhs has tubeless tires and is fitted with alloy wheels for a stylish look. This bike comes with a preload-adjustable USD fork, and it also has a full-colour TFT instrument console for better connectivity during the ride.

 

Here are specifications and features of Benelli 302R BS4:

Royal Enfield Shotgun 650

The Royal Enfield Shotgun 650 is an upcoming addition to the brand's popular 650cc segment. Powered by a 648 cc parallel twin engine, it delivers 47 BHP at 7,250 rpm and a peak torque of 52 Nm at 5,250 rpm. With disc brakes on both the front and rear wheels and dual-channel ABS, the bike ensures reliable braking performance.

 

This stylish cruiser under ₹4 Lakhs is expected to feature tubeless tyres and alloy wheels, enhancing its visual appeal. It is fitted with telescopic forks in the front and twin coil-over shocks in the rear for a comfortable ride.

 

Here are specifications and features of the Royal Enfield Shotgun 650:

Royal Enfield Super Meteor 650

The Royal Enfield Super Meteor 650 is a premium cruiser from Royal Enfield, offering a luxurious riding experience. It comes with a 648 cc parallel twin engine that generates 47 BHP at 7,250 rpm and 52 Nm of torque at 5,250 rpm. Equipped with disc brakes on both wheels and dual-channel ABS, it ensures maximum safety.

 

This cruiser bike under ₹4 Lakhs features a preload-adjustable USD fork at the front and twin coil-over shocks at the rear, offering exceptional ride quality. The Super Meteor 650 also boasts a sleek design, alloy wheels, and a generous fuel tank capacity of 15.7 litres for long rides.

 

Here are specifications and features of the Royal Enfield Super Meteor 650:

QJ Motor SRK 400

The QJ Motor SRK 400 is a performance-oriented naked bike under ₹4 Lakhs, designed for thrill-seekers. It is powered by a 400 cc parallel twin engine that produces 41 BHP at 9,000 rpm and a torque of 37 Nm at 7,500 rpm. It comes with disc brakes on both the front and rear wheels, along with dual-channel ABS for enhanced braking.

 

The bike is equipped with USD forks at the front and an adjustable mono-shock at the rear, ensuring a smooth ride. Its sporty look is complemented by tubeless tyres, alloy wheels, and an aggressive naked bike design.

 

Here are specifications and features of QJ Motor SRK 400:

KTM 490 Duke

The KTM 490 Duke is an eagerly awaited bike in the ₹4 Lakhs segment, promising top-notch performance. It features a 490 cc parallel twin engine expected to deliver 55 BHP and 45 Nm of torque, making it a powerful option for enthusiasts. It comes with disc brakes and dual-channel ABS for precise control.

 

This lightweight bike is fitted with USD forks in the front and a mono-shock at the rear for excellent handling. The 490 Duke is anticipated to have tubeless tyres and alloy wheels, paired with KTM’s signature aggressive design.

 

Here are specifications and features of KTM 490 Duke:

Suzuki 2024 R3

The Suzuki 2024 R3 is an upcoming fully-faired sportbike designed for speed and style. It is powered by a 321 cc parallel twin engine, expected to generate 41.5 BHP and 29 Nm of torque. With dual disc brakes and dual-channel ABS, it offers superior stopping power.

 

This superbike under ₹4 Lakhs features telescopic suspension at the front and a mono-shock at the rear for a balanced ride. The bike is expected to come with tubeless tyres, alloy wheels, and a sharp aerodynamic design to match its sporty character.

 

Here are specifications and features of Suzuki 2024 R3:

Here are some key features you should consider when purchasing a bike under ₹4 Lakhs:

 

Engine Performance

• 300 cc to 650 cc engines for balanced power and efficiency

• High BHP and torque for better acceleration

 

Braking System

• Dual-channel ABS for enhanced safety

• Disc brakes on both wheels for reliable stopping power

 

Suspension Setup

• USD forks for better handling

• Mono-shock or twin-shock rear suspension for comfort

 

Design and Styling

• Alloy wheels for a premium look

• LED lighting and aerodynamic designs

 

Comfort and Ergonomics

• Well-padded seats and adjustable handlebars

• Comfortable riding posture for long rides

 

Instrument Console

• TFT displays with detailed ride information

• Bluetooth connectivity for smart features

 

Build and Weight

• Lightweight for easy maneuverability

• Robust frames for stability and durability

 

Fuel Efficiency

• Mileage between 20-35 km/l

• Large fuel tanks (10-15 litres) for longer range

 

Value for Money

• Premium features with manageable maintenance costs

Maintaining a bike under ₹4 Lakhs is manageable, but understanding recurring expenses is essential to make an informed choice. 

 

Here's what to consider:

• Most bikes in this segment require servicing every 5,000-7,000 km. Costs typically range from ₹2,000 to ₹5,000 per service, depending on the model

• Parts like brake pads, chain sprockets, and clutch plates may need replacement periodically. Premium bikes may have slightly higher spare part costs

• Tyres for bikes in this range are priced between ₹4,000 and ₹8,000 per unit, depending on brand and type (tubeless or radial)

• Bikes with higher engine capacities may consume more fuel, leading to additional running costs

• Consider investing in an annual maintenance contract (AMC) or extended warranty for reduced long-term costs and better peace of mind

Financing can make owning a bike in this segment more affordable. Here's a quick look at the options:

• Bike Loans

  • Many financial institutions offer loans covering up to 90%-100% of the bike's on-road price

  • Interest rates start at around 8.5% per annum, with flexible repayment tenures of up to 5 years

• EMI Plans

  • Monthly instalments can be customised based on your budget. Use online EMI calculators to estimate costs

• Down Payment

  • Typically, a down payment of 10%-20% is required

  • Opt for zero down payment plans if available

• Additional Benefits

  • Some lenders offer pre-approved loans, seasonal discounts, or cashback offers

• Insurance Bundling:

  • Combine financing with comprehensive insurance plans to manage costs efficiently

Choosing the perfect bike under ₹4 Lakhs depends on your preferences and intended use. Consider these factors:

• Daily Commute

  • Lightweight and fuel-efficient models like the BMW G 310 GS or Kawasaki Ninja 300 are ideal

• Long-Distance Touring

  • Bikes like the Royal Enfield Super Meteor 650 or KTM 390 Adventure offer comfort, power, and fuel tank capacity for long rides

• Sporty Performance

  • Opt for bikes like the Benelli 302R BS4 or Suzuki 2024 R3 for sharp handling and high-speed performance

• Budget-Friendly Options

  • Models like the QJ Motor SRK 400 or Royal Enfield Shotgun 650 combine affordability with premium features

• Style and Aesthetics

  • If appearance is a priority, fully-faired bikes like the Kawasaki Ninja 300 or Suzuki 2024 R3 stand out

If you’re a bike enthusiast, the thrill of riding a premium two-wheeler might already be on your mind. Exploring superbikes under ₹4 Lakhs can be an exciting journey, but it’s essential to prioritise safety. Opting for a comprehensive two-wheeler insurance policy not only safeguards your bike but also enhances your financial security on the road.

 

For those planning to finance their dream bike, two-wheeler loans can make the purchase more affordable with flexible repayment options. To estimate your monthly instalments, you can use a bike EMI calculator, which helps you plan your finances effectively. On Bajaj Markets, you’ll find various loan options with benefits like quick approvals, competitive interest rates, and minimal documentation.

 

Similarly, Bajaj Markets offers insurance solutions tailored to every rider’s needs. With its trusted insurance partners, the platform simplifies the application process through online applications, paperless documentation, and seamless cashless claim settlements.