Hero Electric Bike Insurance

Electric bikes are the new fad. With prices pertaining to traditional fuel amplifying with each day, it becomes all the more important to concentrate on a reliable electric bike variant. While there are quite a few options in the market, Hero electric bike consortium offers the widest possible range of options to choose from.

But then, Hero Honda electric bikes need insurance cover like any other two-wheeler. However, as the fuel source is unconventional and more sustainable, the premium rates for the Hero Electric Bike Insurance plans are quite affordable and at par with user expectations. 

Before you talk about the insurance schemes relevant to the Hero Honda electric bikes, it is important to understand that there are several variants to choose from. Some of the more sought-after ones include:

1. Optima DX

2. Hero Electric Flash

3. Electric Zion

4. Electric Photon

5. Electric E Sprint

6. Electric Maxi

7. Electric NYX

8. Electric Zippy

9. Electric Wave

10. Optima Plus

While there are a few other options to choose from, the insured value depends on the actual cost of the vehicle and the premium amount that you are willing to pay, either yearly or monthly.

If you are looking at a broader classification of Hero Electric Bike insurance plans, you need to consider a Third-party or even a Comprehensive Insurance Plan. While the former only covers damages to the third party, a Comprehensive plan is a better bet for newer bikes as it even covers damages sustained by your own vehicle.

Bajaj Markets lets you choose an insurer as per your budget and requirements. Therefore, you can pick the requirements, needs, and expectations and then conduct a detailed platform-wide search.

In case you consider investing in a comprehensive electric bike insurance plan, you can expect the same to cover accidents, bike thefts, damages incurred in case of a natural disaster, personal accidents, and damages due to fire. Certain plans also cover third-party obligations along with comprehensive offerings.

If you plan on buying third-party bike insurance, damages to your vehicle aren’t covered. Plus, you wouldn’t be getting any claim amount if you were found driving without a valid licence. Also, most insurance plans do not cover contributory negligence and consequential damages.

As a perceptive user, you can always opt for riders and add-ons like zero depreciation, RTI cover, and engine protection.

For raising claims, you simply need to call on the toll-free number of the insurer, convey the nature of damages, and fill in details directly onto the smartphone to get access to compatible garages.

Renewals for electric bike insurance are also quite straightforward, as you only need to pay the pending premium amount and get hold of bonuses, if you haven’t made claims prior to this.

Hero Electric Bike Insurance Plan is self-explanatory and comes with a wide range of perks, provided you select the preferred insurer over Bajaj Markets.