Tata Tigor EV Insurance

Tata Tigor EV insurance offers multiple benefits. For those who are old or new owners, motor insurance is mandatory when you purchase any vehicle in India. If you do not, you can be penalised or sent to prison. Since electric vehicles are new to the Indian market and the Tata Tigor EV itself is an electric car, the garages in the nation might not be equipped enough or able to repair it if required. Therefore, having the best insurance policy can help you with financial liabilities for your own damage, third-party liabilities, theft, natural calamities, etc.

Variant	Price (Ex Showroom)
Tata Tigor Ev XM	917,049.00
Tata Tigor EV XM Plus	960,898.00
Tata Tigor EV XE Plus	944,175.00
Tata Tigor EV XT	926,424.00
Tata Tigor EV XT Plus	975,868.00

There are a number of reasons as to why you should insure your Tata Tigor EV electric car. For starters, it is mandatory by the law to do so, making the need for other reasons almost redundant. However, there are a number of other benefits to insuring your Tata Tigor EV. Given that it is an electric car, most garages in the country might still not be equipped to service the car if you require it. Additionally, it is best to ensure that you have no financial stake in the damage of the car, and getting your Tata Tigor insurance is the best way to do so.

There are primarily two types of insurance plans that you can get for your Tata Tigor Electric, meaning the choice boils down to one of the other given that it is mandatory to insure your Tata Tigor EV.

• Comprehensive Insurance.

As part of this insurance plan for your Tata Tigor EV, you receive effective coverage against all the instances mentioned in the book of insurance, meaning this is the most holistic approach to car insurance there is. As part of this Tata Tigor insurance plan you receive coverage against accidents, coverage for your passengers in the event of an accident and even coverage against theft and own damage to your Tata Tigor EV.

• Third Party Car insurance.

Since it is mandatory to insure your Tigor EV, even third party car insurance provides coverage for all the basic requirements. However, given that this Tata Tigor insurance plan is more affordable, there are some exceptions such as there being no coverage against your own damage to the vehicle, or for your passengers in the event of an accident.

• One of the biggest reasons you should opt for Bajaj Markets as your platform of choice to purchase insurance for your Tigor EV is the sheer variety offered on the website.

• Complete with a host of sorting filters that you use to choose an insurance plan that best suits your needs.

• You can browse through the Bajaj Markets website to get a plan that is best for you, knowing full well that you have considered all possible Tata Tigor EV insurance options.

1. Damage caused by natural disasters.

2. Vandalism

3. Fire

4. Theft

5. Damage to third party/passengers.

6. Damage was done to vehicles due to falling objects e.g. trees.

7. Damage caused by riots/other forms of civil disobedience.

8. Personal accident cover.

9. Man-made calamities/hazards.

1. Expired policy/policy not in force.

2. War/ nuclear threat

3. Damage done while driving under the influence of alcohol or other intoxicants.

4. Consequential damage (for instance, a failed gearbox due to oil leaks left unchecked)

5. Damage done if the car was being used for illegal activities.

6. Commercial use vehicles (these have separate policies for them, and thus do not qualify).

• NCB protection

This ensures that you do not have to pay claim bonuses every year, and offers a discounted premium.

• Engine Protection

If your engine experiences failure due to water damage etc, this add on has you covered.

• Invoice Cover

This add-on for your Tata Tigor insurance ensures that you get the price of your vehicle that is mentioned on your bill/invoice, and not the market value, which is likely to be lower than the invoice amount.

1. Visit your website of choice to purchase your Tigor EV insurance.

2. Now you can proceed to enter the number plate and registration details of your car.

3. Complete KYC formalities with your driver’s licence, email ID and phone number

4. Input the age of your Tata Tigor Electric.

5. Mention the condition the car is in.

6. This will display a list of policies that fit your Tata Tigor insurance needs.

Depending on whether you want to file a reimbursement claim or if your Tata Tigor insurance has a cashless facility, the steps are for the most part, similar.

1. Notify your insurer at the time of the incident.

2. The Tigor EV insurer will send a survey to assess their exposure.

3. Once approved, deposit your Tata Tigor EV to the garage for repairs.

4. If you have a cashless facility available, the payments will be dealt with by the insurance company itself, requiring no further input from your end.

5. If you want to file a reimbursement claim, submit all the receipts and documents to the insurance company.

6. If approved, they will provide reimbursement for your Tata Tigor electric car repairs.

Purchasing insurance for your vehicle is compulsory, and you can land in deep trouble for not doing so. However, this rule was issued in the public interest, you should keep in mind that getting insurance for your Tigor EV also comes with some inherent benefits. If you are looking to get your Tigor EV insured, Bajaj Markets has a comprehensive array of electric car insurance products for you to pick from.