Pradhan Mantri Mudra Yojana Application Form

You can download the MUDRA loan application form from the official MUDRA website. It may also be available on the portals of most Member Lending Institutions (MLIs) that are officially authorised to offer the MUDRA loan.

 Follow these steps to know how you can download the MUDRA loan application form in PDF:

1. Visit the official MUDRA website and search for ‘PMMY KIT’

2. Click on the first result that appears

3. Download the application form for Kishore, Tarun, or Shishu, as per your eligibility and requirements

To apply for a MUDRA loan, you need to complete the process carefully. Here's how you can fill out a MUDRA loan application form once you have downloaded it from the official MUDRA website:

1. Enter details about the activity/purpose of the business, the proposed plan, annual sales, and other information

2. Complete the KYC documents section by filling in your Voter ID number, Aadhaar number, and more, and specify your identity and address proofs

3. Specify the loan amount and enter details about existing credit facilitates

4. Enter your bank account details and read and understand the declaration carefully

5. Provide your photo, signatures, date, and place

 

After your application is approvedl, you will receive a MUDRA card. You can use it to withdraw the amount from an ATM to use it as per your business requirements.

There are several sections in the MUDRA loan application form, which are to be carefully filled:

Information Required for Official Use

For official use, you need to provide the following details:

• Complete name of your enterprise

• Serial number of your application

• Name of your branch

• MUDRA loan category (Shishu, Kishor, or Tarun)

Business Information

In addition to the above, you are required to provide business information, such as the type of enterprise you have, your business address proof, contact details, and your email ID. You also need to mention your existing, proposed business activity, and the approximate date of commencement of business.

 

If you have a registered business, you will need to provide: 

• Registration number

• Act under which it is registered

• Registered office address 

• Caste certificate if you belong to a Scheduled Caste or Tribe, Other Backward Classes or any other minority community

Background Information of the Proprietor/Partners/Directors

You need to provide background information about yourself. For this, submit a copy of your: 

• PAN card

• Valid ID and address proofs

• Director Identity Number information

• Contact information

Details of the Associate Concerns and the Nature of Their Association

When providing details of associate concerns and the nature of their association, mention the following details: 

• Names and addresses of the associate concerns

• Current bank details

• Nature of the association concerns

• Extent of interest as a proprietor or partner, director, or as an investor in associate concern

Banking/Credit-related Facilities Utilised

Regarding banking or credit-related facilities, provide information about the types of facilities you have. You will also need to mention: 

• Name of the bank

• The total loan amount

• The total outstanding as of the date

• The security that has been pledged

• The asset classification status

Total Credit Facilities Proposed

For the total credit facilities proposed, you need to mention the following: 

• The types of facilities in terms of cash or credit or term loan or even letter of credit or bank guarantee

• The total loan amount

• The purpose of the loan

• The details of the primary security offered with an approximate value

For Working Capital: On the Basis of Cash Credit Limit Applied

You also need to mention your past performance/future estimates. These include net sales, net profit, and capital (net worth in the case of companies). 

Term Loans

For term loans, provide the following details:

• Types of machines or equipment and their purpose

• Name of the supplier

• Total cost of the machine

• The contribution being made by the promoters

• Total loan amount required

• The period of repayment, along with the granted moratorium period

Past Performance/Future Estimates

Provide your net profit and net sales figures, along with details about the existing capital or net worth. 

Status Regarding Statutory Obligations

Mention your status regarding statutory obligations, such as:

• Registration under the Shops and Establishment Act

• Registration with the relevant government bodies that are at the helm of MSME matters (Provisional/ Final)

• Latest returns for sales

Declaration

Finally, you need to submit a declaration with the following: 

• Passport-size photographs and signature(s) of the Proprietor/Partners/Director

• Date

• Place

When applying for a MUDRA Loan, you need to provide specific documents based on the loan category. Here is what you will need for each category:

 

Paperwork for a Shishu Loan

• Identity proof

• Address proof 

• Applicant’s photograph

• Quotation of machinery/items

• Details of the machinery and the supplier

• Proof of business identity/address

 

Paperwork for Kishore and Tarun Loans

• Identity proof

• Address Proof 

• Photograph of applicant

• Proof of business identity/address

• Bank/financial institution default status

• Statement of Accounts for the last 6 months

• Balance sheet for the last 2 years with sales/income tax return

• Projected financials for 1 year

• Sales achievement during the current financial year

• Project Report

• Memorandum of Association and Articles of Association

• Asset and liability statement