MHADA Lottery 2024 Scheme Online

The Maharashtra Housing And Area Development Authority (MHADA) lottery scheme offers affordable housing to Maharashtrian residents. It was established under the Maharashtra Housing and Area Development Act, 1976. This MHADA scheme offers low-cost houses to eligible candidates via a lottery system. The homes are offered to applicants who are segregated into income-defined groups.

The MHADA lottery 2023 has been implemented in Public Private Partnership (PPP), where the eligible applicants will also be benefited under the Pradhan Mantri Awas Yojana (PMAY). In 2023, the MHADA lottery scheme has 4,083 flats on offer — of which around 93% are for applicants from economically weaker sections. 

The flats offered under the MHADA lottery scheme in 2023 range from economical Chandivali flats of 204 sq. ft. to luxurious Tardeo homes of 1,500 sq. ft. The entire process of applying for the flats offered under the MHADA’s 2023 lottery scheme — right from registering under the scheme to checking the lottery results — is conducted online. 

This year’s lottery scheme was announced on May 21, and since then, over 97,000 applications have been received for the 4,083 flats offered. Of these applicants, over 70,000 have paid the earnest money deposit (EMD) for the houses.

There are different lottery schemes offered by the MHADA for different regions in the state of Maharashtra. Some, like the Mumbai Konkan Board Lottery 2023 and the Konkan Board FCFS Lottery 2023 have already closed for this year. However, the MHADA Mumbai 2023 lottery scheme is still active as of July 1, 2023.

If you are interested in applying for a flat under the MHADA lottery scheme in Mumbai, you need to know the important dates and deadlines. Check out these details in the table below. 

Note: These details may be subject to change depending on the MHADA’s terms and conditions. Kindly verify all the details on the official MHADA site before you apply for the lottery scheme.

To apply for a flat under the MHADA lottery scheme in 2023, you need to follow steps mentioned below:

• Register on the official MHADA site at mhada.gov.in

• Head to the ‘Menu’ and click on the ‘Apply’ button.

• Then, select the ‘Board’ and the ‘Scheme’ as per your preferences

• Click on the ‘Apply’ button to proceed to the payment section

• You can then view the total sum you need to pay, which includes the application fees and the earnest money deposit (EMD) amount

• Click on the ‘Confirm’ option to complete your payment

• You will then be redirected to an online payment gateway, where you can choose your preferred payment mode from options like credit card, debit card, NEFT, RTGS, internet banking or UPI

• Once you complete the payment process, your application will be successfully submitted online

The authority governing the MHADA scheme has set a specific eligibility criterion that needs to be fulfilled to identify qualified beneficiaries. These criteria are listed below.

• The applicant must be 18 years of age or above.

• The applicant must be a permanent resident of Maharashtra.

• The applicant should possess a Domicile Certificate as proof that they have lived in some part of Maharashtra for 15 years continuously.

• The applicant should have a PAN card.

In addition to the above-mentioned criteria, the MHADA lottery scheme also has certain income limits for applicants from different income categories. The details of the income limits are tabulated below. 

Note: These details may be subject to change depending on the MHADA’s terms and conditions. Kindly verify all the details on the official MHADA site before you apply for the lottery scheme.

The following documents are required to apply for the MHADA lottery 2023 scheme:

• Aadhaar card (of self and spouse, if applicable)

• PAN card (of self and spouse, if applicable)

• Income Tax Return (of self and spouse, if applicable)

• Domicile certificate issued after January 1, 2018

• Income certificate from the concerned Tahsildar

• Caste certificate if applicable

• Caste validity certificate if applicable

If you are an applicant from the special reservation category, you need to generate a certificate for the same online and get it signed and stamped by the relevant authority. The details of the issuing authority for different applicants under the special reservation category are outlined below. 

Note: These details are valid as of July 2023, but may be subject to change depending on the MHADA’s terms and conditions. Kindly verify all the details on the official MHADA site before you apply for the lottery scheme.

There are many notable MHADA housing lottery boards in different cities and regions of Maharashtra. Here is a list of the live lottery schemes as of July 2023:

• MHADA Mumbai Board Lottery 2023

• MHADA Pune Board Lottery 2023

• MHADA Pune FCFS Lottery 2023

• MHADA Konkan Board Lottery 2023

• MHADA Konkan Board FCFS Lottery 2023

• MHADA Aurangabad Board Lottery 2023

If you are planning to apply for a flat under the new MHADA lottery scheme in 2023, you need to be aware of the new rules and processes. The important details include the following:

• The application will be considered valid only after you enter the OTP received on your registered mobile number

• You will have to submit the limited but necessary documents such as Aadhaar, PAN, Income Certificate, Caste Certificate, Domicile Certificate, and so on

• You will have to complete your registration within seven days

• Once you complete the registration, you will receive a notification regarding your eligibility or ineligibility for the MHADA lottery scheme

• If you successfully meet the eligibility criteria, you will instantly receive an SMS confirmation and an email containing the provisional delivery letter

• You will also receive a temporary disbursement letter that you can use to apply for bank loans

• Once you qualify for the lottery scheme, you will have only 180 days to make the payment. After you make the full payment, you can complete the registration process via the sub-registrar’s office

• If you are among the winners of the MHADA lottery, you will also receive your possession letter via email

The MHADA Konkan Board lottery draw took place earlier in 2023. The lottery scheme offered over 4,600 houses under ₹54 lakhs, located in areas like Palghar, Thane, Raigad, Sindhudurg and Ratnagiri. Of these houses, 984 units were under the Pradhan Mantri Awas Yojana (PMAY) scheme and 1,453 were obtained via redevelopment projects. The lottery draw under this scheme was completed on May 10, 2023. Details about the 2024 lottery have not been released yet.

The MHADA Pune Lottery 2023 also occurred earlier this year, with applications being accepted for the regular lottery scheme as well as the First Come First Serve (FCFS) scheme. Over 5,900 units were offered under the MHADA Lottery 2023 scheme in Pune, of which over 2,900 were a part of the FCFS scheme. The units under this category were located in areas like Pune, Sangli and Pimpri. The results of the lucky draw were announced on March 20, 2023 for the regular lottery scheme and on April 7, 2023 for the FCFS scheme. The lottery for 2024 is yet to be announced.

The registration period for the MHADA Aurangabad Lottery 2023 opened on January 5, 2023. 936 units have been offered under this scheme, located in areas like Hingoli, Chikalthana, Latur, Jalna and Deolai. Of these units, 849 are homes while the remaining 87 are plots. Furthermore, out of the 849 homes, 605 flats have been tagged under the Pradhan Mantri Awas Yojana (PMAY) scheme. The lottery for 2024 has not been announced.

Interested homebuyers who apply for a unit under the MHADA lottery scheme in 2023 experience various advantages. Here is a list of the top benefits of the MHADA lottery scheme. 

• Transparency:

The lottery system organised by the MHADA is entirely computerised, thereby improving the transparency in the process and giving all applicants an equal chance of winning.

• Housing Options for All Price Segments: 

Houses offered under the MHADA lottery scheme belong to all price segments. So, candidates from all economic groups like EWS, LIG, MIG and HIG can easily find suitable options.

• Affordable Housing Rates: 

The houses offered as a part of the MHADA lottery system are also highly cost-effective and easily affordable for people from economically weaker sections.

• Ideal Residential Locations: 

The houses that are available under the lottery system are also situated in prime residential locations in Maharashtra.

Note: These details may be subject to change depending on the MHADA’s terms and conditions. Kindly verify all the details on the official MHADA site before you apply for the lottery scheme. 

The MHADA lottery scheme has been created primarily to provide residential accommodation to the people and families of weaker sections of the society. All eligible applicants will be given the opportunity to get accommodation at affordable rates. 

Apart from government schemes, another great option is to apply for a home loan, you can get a loan of up to ₹15 crores as a sanction to purchase, or build the house of your dreams with a quick home loan online process and easy minimal paperwork requirements.

Note: These details may be subject to change depending on the MHADA’s terms and conditions. Kindly verify all the details on the official MHADA site before you apply for the lottery scheme.

As per the MHADA lottery refund policy, you will be eligible for a refund of your earnest money deposit (EMD) in the following scenarios: 

• If you do not win the lottery lucky draw

• If you win a unit in the lucky draw but surrender your tenement before the final provisional offer letter (POL) 

• If you win a unit in the lucky draw and receive your final provisional offer letter (POL), but later decide to surrender your tenement due to any reason (in this case, 10 % of the EMD amount will be deducted and the remaining will be refunded)
   

You can check the refund status by logging in to the MHADA website using your credentials.

Applicants that were not able to win the lottery scheme can ask for a refund. The process to check with the MHADA scheme refund status is simple.

• The applicants are required to log on to MHADA Login official site

• Start by filling in the application number and year of a lottery scheme.

• After submitting the information, you will be redirected to a page.

• Once you get a link click on it and check your refund status.

Note: These details may be subject to change depending on the MHADA’s terms and conditions. Kindly verify all the details on the official MHADA site before you apply for the lottery scheme.

For the development of urban and its housing departments in Maharashtra, MHADA is a nodal agency taking the responsibility of all the involved departments.

Whenever MHADA releases any scheme for the development of housing society, it receives a huge number of documents from the beneficiaries. The main challenge or task for this agency is to keep these documents safe and secure. However, managing these documents can result in additional costs and more manpower usage. 

Hence, to ease out such problems MHADA has decided to introduce Blockchain Technology which will help in managing these documents in a better way. This technology will also help to remove fraud by reducing the involvement of humans in the entire lottery process. Hence, with the help of Blockchain Technology, the entire lottery system will not be hampered in any way.