Pradhan Mantri Awas Yojana Documents

PMAY Identity, Address & Income Proofs | Property Documents | Other Documents

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The Pradhan Mantri Awas Yojana is a scheme launched in 2015 to offer affordable housing to Indian citizens. Under the PMAY’s Credit Linked Subsidy Scheme (CLSS), beneficiaries can avail a subsidy of 6.50% on home loans. Since the PM Awas Yojana document checklist is quite extensive, you can use this guide to keep the documents handy before you apply for this government scheme.

Identity Proof Documents

Voter card
Valid driving licence
Aadhaar card
Passport
Any government issued ID card carrying a photo
Verified letter from a government worker carrying photographs will also work

Address Proof Documents

Copy of the driving licence
Aadhaar card
Voter ID
Ration card
Utility bills such as electricity bills, gas bills, phone bills, etc.
Passport
Notarized rent agreement

Letter by the employer on the company letterhead
Bank statement from PO or post office
Bank statements carrying your address details
Credit card statements
Property tax receipt which you have paid
Verified letter from a government worker carrying the photograph of the applicant
LIC or Life Insurance Policy certificate
Self or family pension payments orders
Copy of the property deal

Employers presented leave and licence agreement, which allocates official accommodations

Government documents from the department of a foreign jurisdiction or letter issued by a foreign embassy may also work

Address proof documents required in case of commercial entities:

Shareholding pattern list
PAN card
Sales Tax details
NO issued by ROC Registration
Memorandum of Association or MOA
Partnership deed
SSI Registration Certificate
Shops and Establishment Certificate
Certificate of VAT Registration
Factory Registration Certificate
Code Certificate of Export-Import
Certificate of SEBI Registration
Professional qualification Certificate
Trade Licence Certificate
Degree Certificate for Professionals
Documents related to the loan repayment
Repayment bank statements for the last 6 months if you have an ongoing loan

Income Proof Documents

Income proof documents for a salaried employee:

Last two months' salary slip
Bank statement for the last 6 months
Form 16 or ITR

Income proof documents for a self-employed applicant:

ITR of last 2 years
P&L sheet
Balance sheet
Statement of Current Account for last six months
Factory establishment certificate
Trade licence
SEBI certificate
SSI registration
PAN card
VAT registration
Sales tax and deed receipt
Factory registration certificate
ROC issued a registration number
Partnership deed, etc.

Property Documents

Allotment Letter copy
Agreement to Sell document
The document of a complete chain property
Payment receipt

Other Govt Housing Schemes

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What are the documents required for PMAY for a salaried person?

The following Awas Yojana documents are needed in the case of a salaried person are:

ID Proof can be an Aadhaar card, PAN card, passport, DL or driving licence, etc
Address proof can be an Aadhaar card, voter card, credit card statement of the last 3 months, receipt of property tax payment, LIC or Life Insurance Policy, etc
Income proof can be the last 6 months' bank statement, ITR receipts, and salary slips for the last 2 months

The Awas Yojana documents such as the sale agreement and deed, Certificate to Property Registration, Builder Payment Receipt, etc. may also be needed.

What are the documents required for PMAY for a self-employed person?

The following documents are needed in the case of a self-employed person are:

ID Proof can be an Aadhaar card, PAN card, passport, DL or driving licence, etc
Address proof can be an Aadhaar card, voter card, bank statements having your address, voter card, LIC or Life Insurance Policy, or passport
Income Proof can be Firm or factory establishment certificate, trade licence, SEBI certificate, SSI registration, PAN card, VAT registration, sales tax and deed receipt, factory registration certificate, ROC-issued registration number, partnership deed, etc.

Do I need to submit property documents when applying for the PMAY scheme?

Yes. Both salaried and self-employed applicants need to submit property-related documents when applying for the PMAY scheme. The list of documents include copies of the allotment letter, complete chain of property, payment receipt, and sale agreement.