Ayushman Bharat Arogya Karnataka Scheme

To provide high quality and affordable medical services, the Government of India has introduced various government health insurance schemes and plans. An example of one such scheme is the Ayushman Bharat Arogya Karnataka Scheme. It is a comprehensive healthcare initiative introduced in Karnataka for its residents.

The primary objective of the Ayushman Bharat Arogya Karnataka Scheme is to provide universal health coverage to all residents of Karnataka. Residents can enjoy primary, specified secondary, and tertiary health care benefits under this scheme. You can enjoy various types of healthcare schemes within this facility.

Here is a list of some of the plans covered under the Ayushman Bharat Arogya Karnataka Scheme :

• Vajpayee Arogyashree

• Yeshaswini Scheme

• Rajiv Arogya Bhagya Scheme

• Rashtriya Swasthya Bima Yojana (RSBY)

• Rashtriya Bala Swasthya Karyakram (RBSK)

• Mukhyamantri Santwana Harish Scheme

• Indira Suraksha Yojana

• Cochlear Implant Scheme

Here are the types of patients who are eligible to enjoy the benefits of the Ayushman Bharat Arogya Karnataka Scheme:

1. Eligible Patients

You are a patient and a resident of the state of Karnataka and belong to the ‘Eligible Household’ category as per the National Food Security Act of 2013

2. General Patients

You are a patient and a resident of the state of Karnataka, but do not come under the category of ‘Eligible Household’ under the National Food Security Act of 2013. 

You are also eligible under this scheme in case you do not produce the eligible household card. In this case, the treatment expenses will be on a co-payment basis.

For verification purposes, you need to submit some documents while applying for this scheme. Here is a list of the required paperwork:

• Photocopy of your Aadhaar or ration card

• Duly signed self-declaration

• Duly signed consent form for Aadhaar-based validation

Here are details on the enrolment process for the Ayushman Bharat Arogya Karnataka Scheme:

1. The enrolment will be done on the basis of your Aadhaar card number

2. Your biometric impression will get captured on a biometric device, and it will be authenticated with the CIDR Aadhaar Server

3. After these steps, the e-KYC details will be auto-populated

4. If your biometric impression cannot be read, other options are provided, such as One Time Password (OTP), getting data from the QR code, or from the Food Department’s database

Under the Ayushman Bharat Arogya Karnataka Scheme, you get an enrolment card or the AB-Ark Card. In addition to that, you get a unique ID called the AB-ArK ID. You will get a health card called the Ayushman Bharat - Arogya Karnataka Card on successful enrolment. 

The AB-ArK ID will serve as the PDS card number with a separator (-) as well as a sequential number. This will be applicable to every family member who approaches a PHI for service and gets enrolled. The card will contain basic details, such as your name, unique scheme ID, photo, etc. 

You will get an SMS alert on your mobile number wherever the number gets shared with the registration personnel. Once the card is generated, you can get the treatment under the scheme. You only have to pay a one-time fee of ₹10 to get the card.

The scheme was implemented in Karnataka in phases. Here is the Arogya Karnataka Scheme hospital list of the first 10 options:

• KC General Hospital

• Jaya Sri Jayadeva Institute of Cardiology and Research PMSSY

• Victoria Campus

• Mandya Institute of Medical Sciences

• Mcgann Institute of Medical Sciences, Shimoga

• Wenlock District Hospital, Mangluru, 

• Karnataka Institute of Medical Sciences, Hubli

• Gulbarga Institute of Medical Sciences, Gulbarga 

• Vijayanagara Institute of Medical Sciences, Bellari

You can also explore and get various types of health insurance plans from some of the top insurance companies on Bajaj Markets. Here are some of the insurance providers: