Pradhan Mantri Jan Dhan Yojana Eligibility

• Jan Dhan Yojna eligibility is only for those having nationality status as Indian.

• A person who is not Indian is also eligible to open an account only and only if the bank has done a background inspection and has approved them as low risk.

• Jan Dhan Yojna eligibility is also for the minor group those are over 10 years of age in all the banks throughout the country. Nonetheless, the assistance of guardians is crucial to manage the bank account. Further a minor can even make use of RuPay cards to debit cash from ATMs.

• A person with a pre-existing savings account can even link or transfer with Jan Dhan Yojna eligibility accounts to enjoy several benefits provided by the Jan Dhan Yojna scheme.

• A person who can provide any kind of proof of identity that is aptly approved by gazetted officers is eligible to open an account according to the Jan Dhan Yojna scheme.

• Any individual who has opened their bank account within 15, August 2014 to 31, January 2015 with their RuPay cards.

• Pradhan Mantri Jandhan Yojna eligibility implies that the applicant's age should be within 18-59 years.

• If the individual is the family's head and is above 60 years of age, then the next earning individual will be covered on the regulation that they meet all the criteria of eligibility.

• Either the person should have a RuPay card and a biometric card joined with the account, or it should at least be in the procedure of linking.

• All the accounts including minor accounts are eligible.

• This insurance cover will only be valid only and only if the RuPay card is in force and eligible.

• For those people who have several bank accounts or cards then the facility will be given only on a single card of a person.

• A Sum life cover of Rs. 30,000 will be eligible for five years.

• The transactions can be completed at bank Mitra, bank branch, POD outlet, E-com, ATM, etc.

• For the consideration of valid transactions, the accident day also will be incorporated.

• In the situation of more than two accounts, the cover of the accident will be provided to anyone.

On 24th, December 2015, the central government announced 19.5 crore accounts having approximately Rs. 27,696. PMJDY  provision has helped a lot of poor people with a lot of financial issues when in need. They are still doing their best to improve it for the sake of the citizens. It has not only helped the citizens but also helped in the development of the financial status of the country as well.