Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)

Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) is a government-run health insurance scheme in India. It is not a physical card, but rather a scheme that provides financial assistance for treatment at government-designated hospitals. The beneficiaries of this scheme can avail of cashless treatments at these hospitals.

Introducing Pradhan Mantri Swasthya Suraksha Yojana

The Pradhan Mantri Swasthya Suraksha Yojana has two main components:

1. Setting up institutions in line with AIIMS

Each new AIIMS (All India Institute of Medical Sciences) must add:

 

• Focus on PG education and research

• 60 B.Sc. (Nursing) seats

• 100 UG (MBBS) seats

• 750 beds

• 15-20 super speciality departments

• State of the art diagnostics facilities and modular OTs

So far, a total of 22 new AIIMS have been announced under this component, of which 6 are already functional and 16 more are approved by the Cabinet

2. Upgradation of existing Government Medical Colleges (GMC)/Institutions

Each GMC upgradation project will add:

 

• 150-250 beds

• 8-10 super speciality departments

• Around 15 new PG seats

Implementation of PMSSY Yojana

The Pradhan Mantri Swasthya Suraksha Yojana is being implemented in 5 phases:

• First Phase

In the first phase of the PM Swasthya Suraksha Yojana, the government of India has approved the setting up of 6 institutions that are in line with AIIMS and the upgradation of 13 existing GMCs.
The 6 AIIMS-like institutions are to be established in:

 

1. Bihar (Patna)

2. Chattisgarh (Raipur)

3. Madhya Pradesh (Bhopal)

4. Orissa (Bhubaneshwar)

5. Rajasthan (Jodhpur)

6. Uttarakhand (Rishikesh)

These states have been chosen based on multiple socio-economic indicators like BPL (Below Poverty Line) population, literacy rate, human development index, infant mortality rate, etc.

In addition to this, the 13 existing GMCs (Government Medical Colleges/Institutions), that will be upgraded are:

 

1. B.J. Medical College, Ahmedabad (Gujarat)

2. Bangalore Medical College, Bengaluru (Karnataka)

3. Government Medical College, Jammu (Jammu & Kashmir)

4. Government Medical College, Srinagar (Jammu & Kashmir)

5. Government Medical College, Salem (Tamil Nadu)

6. Government Medical College, Thiruvananthapuram (Kerala)

7. Grants Medical College & Sir J.J. Group of Hospitals, Mumbai (Maharashtra)

8. Institute of Medical Sciences, BHU, Varanasi (Uttar Pradesh)

9. Kolkata Medical College, Kolkata (West Bengal)

10. Nizam Institute of Medical Sciences, Hyderabad (Telangana)

11. Rajendra Institute of Medical Sciences, Ranchi (Jharkhand)

12. Sanjay Gandhi Postgraduate Institute of Medical Sciences, Lucknow (Uttar Pradesh)

13. Sri Venkateshwara Institute of Medical Sciences, Tirupati (Andhra Pradesh)

• Second Phase

In the second phase of the PM Swasthya Suraksha Yojana, the government of India has approved the setting up of 2 more AIIMS-like institutions. These will be in West Bengal and Uttar Pradesh. Along with this, they have also approved the upgradation of the following GMCs:

 

1. Government Medical College, Tanda (Himachal Pradesh)

2. Government Medical College, Nagpur (Maharashtra)

3. Government Medical College, Amritsar (Punjab)

4. Government Medical College, Madurai (Tamil Nadu)

5. Jawaharlal Nehru Medical College of Aligarh Muslim University, Aligarh (Uttar Pradesh)

6. Pt. B.D. Sharma Postgraduate Institute of Medical Sciences, Rohtak (Haryana)

READ MORE: Government Health Insurance Schemes in India

• Third Phase

In the third phase of the PM Swasthya Suraksha Yojana, the government of India has approved the upgradation of 39 existing GMCs. These are:

 

1. Agartala Government Medical College, Tripura (Tripura)

2. Assam Medical College, Dibrugarh (Assam)

3. BS Medical College, Bankura (West Bengal)

4. Goa Medical College, Panaji (Goa)

5. Government Medical College, Akola (Maharashtra)

6. Government Medical College, Anantapur (Andhra Pradesh)

7. Government Medical College, Aurangabad (Maharashtra)

8. Government Medical College, Darbhanga (Bihar)

9. Government Medical College, Gorakhpur (Uttar Pradesh)

10. Government Medical College, Jhansi (Uttar Pradesh)

11. Government Medical College, Kota (Rajasthan)

12. Government Medical College, Latur (Maharashtra)

13. Government Medical College, Malda (West Bengal)

14. Government Medical College, Patiala (Punjab)

15. Government Medical College, Rajkot (Gujarat)

16. Government TD Medical College, Alappuzha (Kerala)

17. GR Medical College, Gwalior (Madhya Pradesh)

18. Guwahati Medical College, Guwahati (Assam)

19. Indira Gandhi Medical College, Shimla (Himachal Pradesh)

20. Kakatiya Medical College, Warangal (Telangana)

21. Karnataka Institute of Medical Sciences, Hubli (Karnataka)

22. Kozhikode Medical College, Kozhikode (Kerala)

23. LLR Medical College, Meerut (Uttar Pradesh)

24. MKCG Medical College, Berhampur (Odisha)

25. MLN Medical College, Allahabad (Uttar Pradesh)

26. Netaji Subhash Ch Bose Medical College, Jabalpur (Madhya Pradesh)

27. North Bengal Medical College, Siliguri, Darjeeling (West Bengal)

28. Patliputra Medical College, Dhanbad (Jharkhand)

29. Rajiv Gandhi Institute of Medical Sciences, Adilabad (Telangana)

30. RNT Medical College, Udaipur (Rajasthan)

31. Shri Vasantrao Naik Government Medical College, Yavatmal (Maharashtra)

32. Shyam Shah Medical College, Rewa (Madhya Pradesh)

33. Siddhartha Medical College, Vijayawada (Andhra Pradesh)

34. SP Medical College, Bikaner (Rajasthan)

35. Sri Krishna Medical College, Muzaffarpur (Bihar)

36. Thanjavur Medical College, Thanjavur (Tamil Nadu)

37. Tirunelveli Medical College, Tirunelveli (Tamil Nadu)

38. Vijayanagar Institute of Medical Sciences, Bellary (Karnataka)

39. VSS Medical College, Burla (Odisha)

• Fourth Phase

In the fourth phase of the PM Swasthya Suraksha Yojana, the government of India has approved the upgradation of 13 existing GMCs. These are:

1. Government Medical College, Agra (Uttar Pradesh)

2. Government Medical College, Kanpur (Uttar Pradesh)

3. Government Medical College, Cuttack (Odisha)

4. Government Medical College, Bhavnagar (Gujarat)

5. Government Medical College, Indore (Madhya Pradesh)

6. Government Medical College, Jaipur (Rajasthan)

7. Government Medical College, Surat (Gujarat)

8. Patna Medical College and Hospital, Patna (Bihar)

9. Government Medical College, Bhagalpur (Bihar)

10. Government Medical College, Gaya (Bihar)

11. Government Medical College, Bilaspur (Chhattisgarh)

12. Government Medical College, Jagdalpur (Chhattisgarh)

13. University College of Medical Sciences - Guru Teg Bahadur Hospital (Delhi)

• Fifth Phase (A) & (B)

The fifth phase of the PMSSY scheme has been split into 2 phases - A and B.

Under phase A, the government had approved the upgradation of the following GMCs:

 

1. Sree Chitra Tirunal Institute for Medical Sciences & Technology, Thiruvananthapuram (Kerala)

2. Institute Of Medical Sciences (IMS) BHU (Uttar Pradesh)

Under phase B, the government has approved the upgradation of 2 more GMCs. These are:

 

1. Regional Institute of Ophthalmology at IMS, BHU (Uttar Pradesh)

2. Indira Gandhi Institute of Medical Sciences, Patna (Bihar)

READ MORE: Pradhan Mantri Jan Arogya Yojana

Conclusion

The Pradhan Mantri Swasthya Suraksha Yojana is a great initiative by the government of India that aims at creating a balance in the healthcare system in the country. While the government is working on improving the medical facilities, you must also do your part in ensuring good healthcare facilities for yourself and your family by being secured with adequate health insurance. A good health insurance coverage will act as your financial back-up during a medical emergency, so that you get the right treatment without having to worry about the medical bills.