✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Eligibility

What Is EC Puducherry

EC stands for Encumbrance Certificate, an important legal document required while buying a property in India. Encumbrance Certificate, Puducherry denotes that the property in Puducherry is free of any liabilities, both legal or monetary. The property will not have any mortgage or uncleared loan in its name.

EC acts as a certificate of assurance and contains details of all transactions done on the specific property. The Encumbrance Certificate in Puducherry is issued by the Department of Registration.

What is the need for Puducherry Encumbrance Certificate

An Encumbrance Certificate is required in the following circumstances:

  • It serves as evidence that the property is free from legal liabilities.

  • It will showcase the past transactions of property.

  • To avail a online home loan from the banks or NBFCs.

  • It is essential to avail of a loan against property from the banks or NBFCs.

  • When you want to buy or sell a property.

Documents required for EC Puducherr

Here is a list of all documents required to get an Encumbrance Certificate in Puducherry. 

  • EC Application form

  • Aadhaar card

  • Attested copy of the address proof of the applicant

  • A copy of the latest or last sale deed of the said property

  • A copy of the Power of Attorney, in case of application, is made by the attorney holder

  • Property card, if available 

How to Apply For EC Puducherry Online

For the online application of EC in Puducherry, follow the steps given below:

  • Step 1: Visit the official website of the Department of Registration, Puducherry.

  • Step 2: From the menu bar, click on ‘Certificates’.

  • Step 3: A drop-down menu will appear. From that, choose ‘Encumbrance Certificate’.

  • Step 4: A new web page opens, and you can find a box titled ‘e-Services’ on the right side of the page. Click on the ‘Online Encumbrance Certificate’ option.

  • Step 5: If you are new to the website, you may have to create a new account by providing information like name, address, email id, and mobile number. If you are an existing user, log in to your account by providing the username and password.

  • Step 6: Once you log in, the application form for the EC will open.

  • Step 7: Complete the application form by entering the proper information.

  • Step 8: Click on the ‘Search Proceed’ button.

  • Step 9: Enter the necessary details such as Period, Survey Number, Ward, Block, and Revenue Village. Then the transaction details will be displayed.

  • Step 10: After application submission, you will receive an acknowledgement slip and a serial number. During your EC summary, this slip and number should be submitted to the concerned sub-registrar.

  • Step 11: Pay the EC fees online after submission of the application.

  • Step 12: Once the Registrar verifies the application, the certificate will be issued immediately.

How To Apply for EC Puducherry Offline

For the offline application of EC in Puducherry, follow the steps given below 

  • Step 1: Visit the official website of the Department of Registration, Puducherry.

  • Step 2: From the menu bar, click on ‘Certificates’.

  • Step 3: A drop-down menu will appear. From that, choose ‘Encumbrance Certificate’.

  • Step 4: A new web page opens, and you can find a box titled ‘e-Services’ on the right side of the page. Click on the ‘Online Encumbrance Certificate’ option.

  • Step 5: If you are new to the website, you may have to create a new account by providing information like name, address, email id, and mobile number. If you are an existing user, log in to your account by providing the username and password.

  • Step 6: Once you log in, the application form for the EC will open.

  • Step 7: Download the application form from the website.

  • Step 8: Fill out the application form carefully.

  • Step 9: Submit the completed duly filled form after attaching the required documents to the nearby Sub-Registrar office.

  • Step 10: After submission, pay the EC fees at the office.

  • Step 11: Then, you will receive an acknowledgement slip and a serial number. During your EC summary, this slip and number should be submitted to the concerned sub-registrar.

  • Step 12: Once the Registrar verifies the application, the certificate will be issued immediately.

Office Address And Contact Details of EC Puducherry

In case you want to clear any doubts and queries, you can reach out to

District Registrar Office - Registration Department

Kamaraj Salai, Sakthi Nagar

Saram, Puducherry

Ph: 0413-2247194,0413-2231275

e-mail: regn.pon@nic.in

FAQ's on EC Puducherry

What are the details present in the Puducherry Encumbrance Certificate?

The EC Puducherry will contain details of all transactions on the specific property, including whether it was built using a home loan, used to take a mortgage loan, etc.

What is the eligibility of Puducherry Encumbrance Certificate?

To be eligible to issue an EC in Puducherry, one must:

  • Own land in their name

  • Intend to buy the land

  • Have authorised signatory or power of attorney

What are the applicable charges for applicants?

The applicable charges for EC are:

  • For the first year - Rs. 15

  • For every subsequent year - Rs. 5

  • Application fee Rs. 5

  • Computer fees Rs. 100

What is the validity of EC Puducherry?

EC issued by the Puducherry government will be valid as per the mentioned period on the certificate.

What is the processing time of EC Puducherry?

The processing time of the Puducherry Encumbrance Certificate online process will be two days, whereas it will be 15 - 20 days for the offline process.

Home
active_tab
Loan Offer
active_tab
Download App
active_tab
CIBIL Score
active_tab