Stamp Duty and Property Registration Charges in Delhi

As per the Registration Act of 1908, it is mandatory to pay stamp duty and property registration charges in Delhi when purchasing a property. These charges play a crucial role in legally validating property transactions and ensuring compliance with state laws. The State Government of Delhi revises the Delhi property registration charges and stamp duty from time to time, reflecting changes in market dynamics and governance policies.

Here are the current stamp duty charges in Delhi and registration charges:

Follow these steps to calculate stamp duty in Delhi:

1. Log in to the Delhi Online Registration Information System (DORIS)

2. Navigate to the "Deed Writer" section on the portal

3. Select the appropriate deed type and sub-deed type from the dropdown menu

4. Provide necessary details such as the sub-registrar office location, locality, deed name, property type, and market value

5. Submit the details to view the applicable stamp duty and registration charges

Here are the key factors to consider when evaluating a property for stamp duty calculation:

When registering property in Delhi, ensure the following documents are ready for submission:

• Original title deed proving the seller’s ownership of the property

• Sale deed duly signed by both parties

• Identity proofs of the buyer and seller such as Aadhaar Card, Passport, Voter ID, or Driving Licence

• Address proofs of both parties such as utility bills, bank statements, or rental agreements

• PAN cards of the buyer and seller necessary for taxation purposes

• Recent property tax receipts proving payment to the municipal authority

• Encumbrance certificate certifying the property is free of legal encumbrances or debts

• Payment proof such as bank statements, demand drafts, or payment receipts

• Stamp duty and registration fee receipts proving applicable charges have been paid

 

Additional Notes:

• If a Power of Attorney is involved in the transaction, the authorised representative must provide the relevant Power of Attorney document

• All documents must be submitted in their original form along with self-attested photocopies

• Passport-sized photographs of the buyer and seller may also be required

 

Disclaimer: The above list is indicative and may vary depending on the nature of the property transaction. For accurate and up-to-date information, visit the Delhi Revenue Department’s official website.

Follow these steps to pay stamp duty and registration charges in Delhi:

1. Visit the official website of the Stock Holding Corporation of India Limited (SHCIL)- www.stockholding.com

2. Select the ‘NCT of Delhi’ option from the state list in the drop-down menu

3. Enter the required details and make the payment using UPI, Credit Card, Debit Card, NEFT, or other available options

 

You can also pay the stamp duty in cash by visiting an authorised collection centre of SHCIL. After completing the payment, visit the Sub-Registrar’s office to complete the property registration process.

Here is what you need to keep in mind to ensure a smooth and error-free stamp duty payment process in Delhi:

Property Location and Jurisdiction

Stamp duty rates vary based on whether the property is located in an urban, suburban, or rural area. Ensure the property falls under the correct jurisdiction to avoid discrepancies.

Property Type

Residential properties generally attract lower stamp duty rates than commercial or industrial properties due to their intended usage.

Buyer’s Gender and Age

Women buyers often benefit from lower stamp duty rates compared to men, and senior citizens may also be eligible for additional concessions or benefits.

Market Value or Circle Rate

Stamp duty is calculated on the higher value between the property’s market price and the circle rate, which is predetermined by the Delhi government.

Joint Ownership Benefits

If a female co-owner is involved, the lower stamp duty rate applicable to women may be considered, reducing overall costs.

Loan Documentation

Ensure all home loan-related documents are ready before paying stamp duty to avoid delays in property registration.

Document Verification

Verify key legal documents like the sale deed and title certificate to prevent any issues during the registration process.

Digital Payment Options

Use Delhi’s e-Stamping system for quick and secure online payment of stamp duty, avoiding physical stamp paper.

Timely Payment

Pay stamp duty within the stipulated time after signing the property agreement to avoid penalties or legal complications.

 

Additional Notes:

• Non-payment of stamp duty and registration charges during property registration in Delhi can result in penalties. It is legally required to pay these charges to complete the registration process.

• Ensure that all necessary documents are attached to avoid delays in grievance resolution.

 

Disclaimer: This information is for general guidance purposes only. For the most accurate and up-to-date details, visit the official PGMS portal or consult the Delhi Revenue Department.

You can claim a refund of stamp duty in Delhi in case of excess payment or cancellation of the deed. The refund application must be submitted within 6 months from the date of stamp duty payment. 

 

The authorities deduct 10% of the total amount paid as a processing fee and refund the remaining balance. To initiate the process

• Write an application to the Collector of Stamps (HQ), located at Sham Nath Marg, Delhi.

• Attach all necessary documents, such as the original e-stamp certificate and proof of cancellation or excess payment, when submitting the application.

The payment of stamp duty and registration charges for buying or constructing a residential property qualifies for tax benefits under Section 80C of the Income Tax Act. You may avail of a deduction of up to ₹1.5 Lakhs, which is the maximum cap for all investments and expenditures allowed under this section.

 

This benefit is applicable nationwide, including in Delhi, and is strictly limited to residential properties. Commercial properties are not eligible for this deduction. Ensure that the claim is made in the financial year when the payment is completed.

If you have a grievance related to stamp duty or registration charges in Delhi, follow these steps for redressal:

1. Visit the Public Grievance Monitoring System (PGMS) portal of the Government of NCT of Delhi.

2. Click on the "Lodge your Grievance" option.

3. Fill in the required details, including your name, contact information, and address.

4. Clearly describe your grievance, ensuring it fits within the character limit specified on the portal.

5. Attach any grievance-related documents in PDF format, ensuring the file size does not exceed 2MB.

6. Select the relevant locality or department associated with your grievance.

7. Enter the verification code displayed in the “Visual Image” section and click on “Submit”.

8. After submitting, note the unique grievance number provided.

9. To track your grievance status, visit the “Grievance Status” section on the portal.

10. Enter the grievance number along with your registered mobile number or email ID to view updates.