Student Overseas Travel Insurance - Buy the Best Plan Online

Reasons To Get A Student Travel Insurance

While the thought of sending your child abroad for higher education is overwhelming, it is crucial that they are prepared for all kinds of situations, including any emergencies.

They might have enough funds on them to finance their education, accommodation and even travel while abroad. However, in case of any unforeseen incident, you would not want them to face any kind of financial crunch, would you?

A student travel insurance policy takes care of this for you. It covers you in case of loss of baggage, medical expenses, medical evacuation, loss of laptop, etc.

You should get student travel insurance so that you don’t have to worry about your child's financial security in any contingency situation, when you send them to study abroad.

Features And Benefits of Student Travel Insurance

A Bajaj Allianz student travel insurance plan, while covering your child in case of unfortunate events, also has various other benefits -

• It covers you for medical and dental expenses

• Offers coverage in case of trip delays and cancellations

• Pays for your compassionate visit to your child

• Facilitates an instant policy with less documentation and process

• Does not require any health check-up/medical tests

• Provides round the clock assistance through on-call support

Similar benefits are offered by the individual travel insurance plan available on Bajaj Markets if you decide to explore a new country by yourself. Also, if you are planning a trip with your full family, make sure you purchase a family travel insurance plan so that each member has a safe and memorable trip.  

On-Call support

Get on-call support anywhere in the world. Travelling abroad? With the Global assistance facility of Bajaj Allianz, you can rest assured. Here’s how you can seek support while on your next trip.

• Should you be in any need, connect with the team, no matter where you are travelling
• Just give a missed call on the toll-free number: +91 - 124 – 6174720
• The representative will get in touch with you in no time
• Get your queries answered within 10 minutes

For information on your travel insurance policy, refer to the 'Process' section below.

Medical

1.  Updating the Insurer

Use the link below to inform and register your claim.

Travel Insurance Claim Registration Link

 

 2. Document Collection

Get all the documents required for the claim settlement process.

For Personal Accident Cover related claims, the insured must file an FIR with the police and submit the same to the insurer.

 

3.Document Validation

Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!

 

4. Document Submission

For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.

Trip Cancellation/Trip Delay/ Missed Connection

 1. Updating the Insurer

Use the link below to inform and register your claim.

Travel Insurance Claim Registration Link

 

2. Document Collection

Get all the documents required for the claim settlement process.

For Trip Delay - If the delay is more than 6 hours, the insured must contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.

For Missed Connections - If the delay exceeds the specified time limit mentioned in your insurance plan and this results in a missed connection, please contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.

 

3. Claim Validation

Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!

 

4. Document Submission

For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.

Baggage Delay/Loss of Baggage

1. Updating the Insurer

Use the link below to inform and register your claim.

Travel Insurance Claim Registration Link

 

2. Document Collection

Get all the documents required for the claim settlement process.

In the event of baggage loss/delay, the insured must contact the concerned airlines, file a complaint and obtain a PIR (Property Irregularity Report).

 

3. Claim Validation

Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!

 

4. Document Submission

For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.

Cancellation Process

 1.  Cancellation of Policy before Start Date - Premature

• You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number.

• A cancellation fee of Rs. 250/- will be charged.

   

 2. Cancellation of Policy after the Start Date – If the Insured has not traveled

 

You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number along with the following details.

 

• Proof that the he/she has not traveled overseas.

• Photocopy or scanned copy of passport (all pages including ones that are blank).

• Visa rejection letter in the event visa refusal by the respective embassy.

Based on the approval of the underwriters, the policy will be cancelled within one working day after receiving an email and the required documents from the insured.

 

3. Cancellation of Policy after the Start Date – If the Insured has traveled

 

In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium at the rates shown in below table (subject to no claims being incurred on the policy). To know the percentage of premium to be retained by the insurer, refer to the table below.

Medical 

Line to redirect customers to links category.

• A&D (Common Carrier) Claim Procedure to Insured

• Outpatient Medical and Dental Claims Procedure to Insured

• Medical Evacuation Claims Procedure to Insured

• Medical Expenses Claims Procedure

• PA Cover in India Claim Procedure to Insured

• Personal Accident Claim Procedure to Insured

• Personal Liability Claim Procedure to Insured

• Replacement and rearrangement of staff Claim Procedure to Insured

• Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form

• Authorization for Medical Records Form - Allianz

• Authorization for release of medical information from Medical Record - Bajaj

• Attending Physician Statement Form

Trip Delay Claim

• Missed Connection Claim Procedure to Insured

• Trip Cancellation Claim Procedure to Insured

• Trip Curtailment Claim Procedure to Insured

• Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form

Trip Cancellation Claim

• Difference in Airfare due to delayed or early return Claim Procedure

• Trip Delay Claim Procedure

• Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form

Loss of Baggage Claim

• Loss of baggage Claim Procedure

• Loss of Laptop Claim Procedure

• Loss of Passport Claim Procedure

• Loss of Personal Belongings Claim Procedure

• Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form

Other Travel Insurance Related Claims

• Bail Bond Claim Procedure

• Golfers Hole in one Claim Procedure

• Hijack Claim Procedure

• Home Burglary Claim Procedure

• Suicide Claim Procedure

• Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form

Exclusions

• Travel Insurance Exclusions

Links for Claim Settlement Forms

• Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form

• Authorization for Medical Record - Allianz

• Authorization for release of medical information from Medical Record - Bajaj

• Attending Physician Statement

How To Cancel Your Student Travel Insurance?

Just like it is easy to buy student travel insurance with us at Bajaj Markets, so is the way to cancel the policy. Following are the cancellation steps based on three different scenarios -

1. Before The Start Of The Plan

   1. Send an email requesting the cancellation of the policy.

   2. Mention your policy number or the schedule number to proceed.

Note: Cancellation charges of INR 250 have to be paid by you.

1. After The Start Of The Policy (In case you have not travelled)

   1. Present documents that prove you have not travelled to a foreign country.

   2. Scanned copies of all the passport pages (including the empty ones).

   3. Reason for the policy cancellation.

   4. Visa rejection letter in case the embassy has rejected your visa.

Upon approval, we will cancel the policy within one working day after receiving your email and all the necessary documents.

1. After The Start Of The Policy (In case you have travelled)

 If the student returns to India before the expiration of the policy, the premiums will be retained as follows -

Documents Required for Making a Claim

The documents required to make a travel insurance claim depends upon the different situation you want to make a claim for. However, there are some general documents you might need to submit: -

• Duly filled claim form

• Policy number and the copy of policy

• Your identity card

• Proof of your age

• Loss amount document

• Copy of tickets and boarding passes

• Travel dates and other details