Bajaj CT110 BS6 Insurance

The Bajaj CT110 BS6 is a sleek motorbike that draws attention wherever it goes. When examining its hardware, it features conventional telescopic forks along with a twin shock absorber that is placed at its rear. It has a pair of drum units that help anchor the bike. They are 130 mm at the front and 110 at the rear. The bike comes equipped with a sufficiently powerful 115cc engine and has a starting ex-showroom price of ₹58,272. If you are planning to buy the Bajaj CT110 BS6, you will also need good insurance to keep your bike protected from unexpected damages. In this article, we’ll take a look at Bajaj CT110 BS6 insurance price, specifications, features and more.

Bajaj CT110 BS6 Insurance Cost for Variants

The Bajaj CT110 BS6 comes in three different variants and you can take a look at the insurance prices for each of them in the table given below:

 *The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual CT110 BS6 insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Get Bajaj CT110 BS6 Insurance Online, Instantly

Here are the exact steps you can follow to buy CT110 BS6 insurance online on Bajaj Markets:

 

• Step 1: Head to the Bike Insurance Calculator and fill in the details of your vehicle registration number and your registered mobile number.

• Step 2: Enter all the necessary information about your vehicle.

• Step 3: Take a look at the CT110 BS6 Insurance plans available and choose the one that you wish to buy.

• Step 4: Upload all the necessary documents required.

• Step 5: Make the premium payment online.

• Step 6: Your CT110 BS6 insurance policy will be sent to your email ID right away.

How to Renew CT110 BS6 Insurance Online

You can renew your CT110 BS6 insurance in just a few minutes. Here’s how:

 

• Step 1: Head over to your insurance provider’s website and enter the details of your previous policy.

• Step 2: Submit your personal details and the particulars of the bike.

• Step 3: Check the CT110 BS6 insurance renewal premium shown.

• Step 4: Pay your premium through the available online payment methods.

• Step 5: Your CT110 BS6 insurance will be renewed and you will receive an email notification.

Why You Need Bajaj CT110 BS6 Insurance

The prices of even budget vehicles like Bajaj CT 110 have gone up significantly over the past few years, and repair costs for even small damages to the bike can be very expensive. If you end up getting into a major accident, you may have to spend anywhere between ₹5,000 to ₹50,000 just for repairs. The best way to protect yourself against these unexpected expenses is by getting a comprehensive CT110 BS6 insurance plan that provides coverage for all accidental damages.

Which Plan Should You Opt For: Comprehensive or Third-Party Insurance?

Having the right insurance for your bike can help you deal with financial losses in case of an accident. There are two types of CT110 BS6 insurance policies that you can buy.

CT110 BS6 Insurance: Third-Party Plan

A basic third-party bike insurance plan is mandatory for all vehicles as per the New Motor Vehicles Act, 2019. A third-party insurance plan provides coverage in case the damage occurs to a third party vehicle or property. It is important to note that this insurance does not provide any insurance to the policyholder’s vehicle.

CT110 BS6 Insurance: Comprehensive Plan

Apart from third-party liability coverage, if you also want to be assured of coverage for damage to your bike, then a comprehensive plan is what you need. Comprehensive bike insurance plans offer coverage to the policyholder and their vehicle for damages due to accidents as well as calamities. Being an extensive premium is a little higher than third-party insurance plans.

What’s Covered Under Your CT 110 BS6 Insurance

Third-party insurance covers the damages and injuries caused to a third party involved in the accident. Comprehensive insurance, on the other hand, provides financial cover to you and your vehicle apart from third-party cover. However, comprehensive insurance is generally more expensive.

What’s Not Covered Under Your CT110 BS6 Insurance

Every insurance plan has certain exclusions that are not covered by the bike policy. Some of the bike insurance exclusions are accidents due to drunk driving, electrical or mechanical breakdown, normal wear and tear, etc.

Add-on Covers for Your CT110 BS6 Insurance

You can also add the following add-on covers to your CT110 BS6 insurance plan in order to make up for some of the exclusions.

• Zero-Depreciation Cover

Insurers usually consider the depreciation factor while settling claims of damage to your bike. With a zero-depreciation cover in bike insurance, the insurer will also pay for the full price of the bike’s damage without taking depreciation into account.

• Personal Accident Cover

In case your pillion rider encounters loss or damage in an accident, the personal accident cover will provide financial cover to pay for their treatment.

• Roadside Assistance Cover

Although it happens rarely, your bike may malfunction or break down in the middle of the road. In such circumstances, the 24x7 Roadside Bike Assistance will ensure that you receive the urgent help you need.

• Return to Invoice Cover

With the return to invoice cover, the gap between the depreciated amount for your bike and the actual market price of your bike is covered. In case your bike is stolen or is damaged beyond repair, the claim amount you are liable to receive will be equal to the amount mentioned in the invoice for your bike.

Making a CT110 BS6 Insurance Claim

You will need the following documents to make a CT110 BS6 insurance claim for your bike:

 

• Insurance policy papers

• Information regarding the incident

• FIR

• Original bills and receipts of vehicle repair

There are two types of CT110 BS6 insurance claims you can choose from:

Cashless Claim

Under cashless claims, you can take your CT110 to a network garage affiliated with the insurance company and get it repaired without any payments. The network garage will directly settle the repair bills with the insurer.

Reimbursement Claim

In case of a reimbursement claim, you will have to get your CT110 repaired at a garage of your choice and pay for all the repairs on your own. Once your bike is successfully repaired, you can submit the bills to the insurance company and get them reimbursed.

Tips to Reduce CT110 BS6 Insurance Premiums

Here are some useful tips you can use to lower your CT110 BS6 insurance premiums:

• Use the No Claim Bonus

If you have been using CT110 insurance for a full term and have not made any insurance claims, you can use the No Claim Bonus in bike insurance to get lower premiums when renewing.

• Do Not Claim for Small Repairs

If your CT110 experiences a minor damage that can be repaired for a small cost, you should pay for it out of your own pocket. Multiple claims can increase the cost of your CT110 BS6 insurance premiums at the time of renewal.

• Compare Insurance Online

When buying your CT110 BS6 insurance plan, make sure you compare all the available options from different insurers online and choose one that suits your budget.

• Choose Add-Ons Carefully

Buying too many add-on riders can increase the cost of your insurance premiums significantly. Carefully select which add-ons you may really need and avoid buying the rest of the riders to save money.

Important Tips for Maintaining Your CT110 BS6

Here are some of the ways you can maintain your bike so that it runs without issues for a long time and you can save money on bike insurance for Bajaj CT110 BS6 and repairs:

• Regularly Service Your Bike

Your CT110 needs to be checked and serviced regularly to ensure that it is running smoothly. Regular servicing can help identify any potential problems with your bike so you can get it repaired before it becomes a big problem.

• Maintain Tyre Pressure

You need to make sure that the tyre pressure in your bike is maintained properly so that there is no extra pressure on the engine.

• Maintain the Engine

The engine of your CT110 BS6 is the most important component. You need to regularly check the engine to see if it is working smoothly.

• Do Not Overload

Overloading your bike can cause damage to the engine and the internal parts due to extra weight and can also cause accidents.

Maintenance Cost for Your Bajaj CT110 BS6

When buying a new bike, you also need to factor in the associated maintenance cost. The Bajaj CT110 BS6 service cost for 3 years is around ₹3,200. Here is a break-up of the service cost:

*These are indicative prices. The actual cost of maintenance may vary and change from time to time.

About Bajaj CT110 BS6

Bajaj CT110 BS6 is the perfect budget bike that offers an impressive mileage of around 70kmpl. This bike has a 4-speed gearbox providing a power of 8.69 PS and a torque of 9.81 Nm. It is equipped with a luggage rack at the rear end such that the rider has access to added convenience. This luggage rack can withstand up to 7 kilograms of weight. The Bajaj CT110 BS6 has two pillion footrests. Let’s take a look at CT110 specifications, features, and on-road price.

Bajaj CT 110 BS 6 Specifications

You can only make an informed decision as to whether you should purchase a vehicle such as the Bajaj CT 110 BS6 once you are aware of what its technical specifications and capabilities are. Consider each of the technical specifications of the Bajaj CT 110 BS6 provided in the table below in order to understand what its performance capabilities are. Specifications provided include its mileage and weight.

Bajaj CT 110 BS6 Features

The Bajaj CT 110 BS6 is a motorbike that has a number of features that help add to its appeal. Each of these features has been incorporated such that the rider of the motorbike derives maximum comfort and convenience while adequate safety measures remain in place. In order to learn about some of the more prominent features of this motorbike, consider those provided below.

• Body Type and Graphics

The Bajaj CT 110 BS6 can be categorised as a commuter bike that features body graphics emblazoned onto its side. It has a self-start as well as a kick-start option and has a single seat. It also features a pass switch.

• Enhanced Essentials

This motorbike features an analogue speedometer and has a passenger footrest. The cooling system employed is air-cooled and both the console and odometer are analogous.

• Chassis and Suspension

The Bajaj CT 110 BS6 has a hydraulic telescopic suspension at the front and a spring-in-spring (SNS) suspension at the rear. The chassis employed by this motorbike is a tubular single down tube that has a lower cradle frame.

Bajaj CT110 BS6 On-Road Price Across Major Cities

This ex-showroom price of Bajaj CT110 remains the same for all parts of India. In contrast, the on-road price of the Bajaj CT 110 BS6 varies from one state to another. Different states have different price tags on vehicular insurance, road taxes, and RTO registration charges. Each of these expenses impacts the on-road price of the Bajaj CT 110 BS6 resulting in different cities having different on-road prices. Examine the table mentioned below in order to understand what these on-road prices are in major Indian cities.

In order to best protect your Bajaj CT110 BS6, invest in a good bike insurance plan that features ample coverage. This bike insurance can be most useful in case the bike gets damaged in an accident or disaster. This is because the coverage can help restore the bike to its previous state. Bike insurance happens to not only be useful in terms of the coverage it provides, but it also happens to be a legal requirement as per the Motor Vehicles Act of 1988. You can choose from the best bike insurance plans available at Bajaj Markets.