Mahindra Gusto Bike Insurance

Mahindra Gusto is a scooty that supersedes others in the 110cc-scooty segment. This two-wheeler has been discontinued from the Indian market and its last recorded ex-showroom price ranges between ₹49,060 - ₹56,625 (in Delhi). That said, you can still buy the scooty second-hand, however, opting for the right insurance plan is just as important. If you own this discontinued model, rest assured because at Bajaj Markets, we offer customised coverage under comprehensive Mahindra Gusto insurance.

Here are the Mahindra Gusto variants with their ex-showroom prices and the bike insurance premium:

Disclaimer: The Mahindra Gusto ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual Mahindra Gusto insurance price that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Opt for Mahindra Gusto insurance at lucrative prices only on Bajaj Markets:

• Step 1: Visit the ‘Bike Insurance Premium Calculator’ page on Bajaj Markets.
• Step 2: Enter your Mahindra Gusto’s registration number, your mobile number and other details in the application form.
• Step 3: Check the various bike insurance plans available for your two-wheeler and choose one that suits your needs.
• Step 4: Pay the Mahindra Gusto bike insurance premium online.

You will soon receive your two-wheeler insurance policy on your registered email ID.

Complete the Mahindra Gusto bike insurance renewal on time to enjoy continued coverage:

• Step 1: Visit the ‘Bike Insurance Renewal’ section on your bike insurance provider’s official website.
• Step 2: Fill in all the required information like your scooter’s registration number and your contact number.
• Step 3: Give the details of your previous Mahindra Gusto insurance policy.
• Step 4: Check the renewal premium for your bike insurance plan.
• Step 5: Complete the online premium payment.
• Step 6: Download your renewed Mahindra Gusto bike insurance policy.

While the number of road accident cases is on the rise, we cannot ignore that the threat of theft, too, is constantly looming over a vehicle. If you lose your new scooter to theft, you will again have to arrange ₹50,000-₹70,000 to buy a two-wheeler. However, if you have a comprehensive bike insurance plan with the return to invoice cover, the entire amount would be reimbursed to you. Motor insurance is a financial instrument that helps you keep your savings secure.

• Third-Party Bike Insurance

Third-party bike insurance is the most basic and legally mandated plan in India. In case of an accident, this plan ensures that the injuries and damages sustained by the third party and their property, respectively, are covered. It even provides coverage in case of the unfortunate death of the victim. However, your own bike won’t be covered under this plan.

• Comprehensive Bike Insurance

Comprehensive bike insurance policy will have you covered against the damage incurred by your own Mahindra Gusto and the third party. This ascertains that you drive your vehicle with complete peace of mind as your two-wheeler is protected against any loss that may affect you. It includes third-party liability, own damage cover, losses due to natural calamities, theft, and more! Though the cost of a comprehensive Mahindra Gusto insurance plan is higher, it is worth the coverage your vehicle receives.

Third-party bike insurance covers damages, bodily injuries, as well as the death of the third party. However, comprehensive Mahindra Gusto insurance offers extensive coverage. It includes own damage, theft, natural or man-made calamities, third-party loss, etc.

While everything other than third-party losses is excluded in third-party insurance, the comprehensive plan does not encourage claims made against expenses incurred due to mechanical or electrical breakdown, depreciation of the vehicle, driving under influence, etc.

 Here are some common add-ons that you can buy with Mahindra Gusto bike insurance:

• Engine Protect Cover

To have the repair and replacement expenses covered under your plan, you must have an engine protect cover.

• Zero Depreciation Cover

The zero depreciation cover in bike insurance offers even the depreciable amount of your Gusto while settling the claim.

• Consumables Cover

Have the expenses incurred on consumables covered with this add-on cover! 

• Roadside Assistance Cover

With this add-on cover, you can stop stressing about vehicle breakdown since it offers emergency assistance 24x7.

Here are some vital tips on how to lower your Mahindra Gusto bike insurance cost with ease:

• Claim No Claim Bonus

You can become eligible for an NCB reward on your two-wheeler insurance renewal premium by making zero claims throughout the policy period.

• Maintain Your Bike

Maintain your Mahindra Gusto and increase its longevity by following the service schedule suggested by the manufacturer.

• Follow Traffic Rules

Following traffic rules is one of the best ways to ensure a claim-free year, and thus avail NBC. 

• Cover Inexpensive Claims

Here's another way of securing your NCB and reducing your premium amount: try to cover inexpensive claims.

• Check Engine Oil Levels

Maintain sufficient engine oil levels in your Mahindra Gusto for zero issues!

• Inspect the Battery

Cleaning the battery regularly is a good practice to ensure a seamless driving experience. 

• Read the User Manual

It is recommended to go through the user manual that came with your vehicle for an in-depth guidance on how to maintain your two-wheeler.

To know the Mahindra Gusto maintenance and service cost, it is recommended to get in touch with the Mahindra service centre.

Mahindra Gusto is a 110cc scooter that is equipped with the industry’s first and future-ready technology. It features height-adjustable seat, find-me lamps, guide lamp, remote flip key, halogen headlamp, pocket storage below the instrument cluster, and a generous under-seat storage space. It comes with retractable hooks for easy access and storage. Under the Gusto’s skin, it is powered by the M-TEC 109.6cc air-cooled engine, which pumps out a max power of 8bhp@7,500rpm and a torque of 9Nm@5,500rpm.

Here are some of the key specifications of the Mahindra Gusto bike:

Did you know that the Mahindra Gusto comes with a pass switch and an Integrated Braking System? Here’s a better look at the features of the Mahindra Gusto bike:

Although the Mahindra Gusto is a discontinued model, you can still buy the vehicle from the second-hand market. Whether you own a first-hand scooter or a second-hand one, two-wheeler insurance is a must--not only because it's mandated by law, but also because it protects your finances from unforeseen perils. At Bajaj Markets, you get a wide range of personalised insurance covers to secure your prized possession. To further extend your insurance coverage, you can also opt for lucrative add-on covers available on our platform and enjoy affordable premium rates!