Royal Enfield Thunderbird 350X Bike Insurance in India

The Royal Enfield Thunderbird 350X is the spiritual successor to the company's previous Thunderbird 350 series of motorbikes. With a powerful engine capacity of 346cc, this bike is high on performance as well as style quotient. The last known Royal Enfield Thunderbird 350x price was around ₹1,63,544 - ₹1,64,004 (ex-showroom price Delhi) before it was discontinued in April 2020. In this article, we will explore the Royal Enfield Thunderbird 350X specifications, its features and details about Royal Enfield Thunderbird 350X insurance (if you plan to buy it second hand). Before we get into that, let’s first understand the Royal Enfield Thunderbird 350x variants and their insurance price.

Royal Enfield Thunderbird 350X Insurance Price and Variants

There are two different variants of the Royal Enfield Thunderbird 350X currently. While the feature set and the mechanicals remain the same across variants, the colour scheme is the only differentiating factor between them. Check out the table below for more information and the Royal Enfield Thunderbird 350X price (ex-showroom) for the different variants.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Get Your Hands on Bike Insurance for Royal Enfield Thunderbird 350X Online

For many Indians, purchasing Royal Enfield Thunderbird 350X insurance online has been the preferred method. This is owing to the convenience offered, as well as the ease with which different policies, their features, and premium rates may be compared. Furthermore, the minimum paperwork saves you a lot of time and effort. Once you've chosen your preferred Royal Enfield Thunderbird 350X insurance, you should:

Step 1: Fill out the online form with your personal and vehicle information.

 

Step 2: Select the plan and add-ons that you want, then pay the price.

 

Step 3: You will receive the Royal Enfield Thunderbird 350X insurance details through email once your information has been validated and your application has been approved.

Read More: Royal Enfield Insurance

How to Renew Royal Enfield Thunderbird 350X Insurance

Regular email and SMS reminders will be sent to you well before your Royal Enfield Thunderbird 350X insurance is ready to be renewed. A direct link to make your premium payment for the renewal of your insurance is usually included in the reminder. Alternatively, you can follow these steps:

Step 1: Fill in your previous policy details.

 

Step 2: Enter the personal and bike-related details.

 

Step 3: Check the renewal premium and make the instant online payment.

 

Step 4: Your Royal Enfield Thunderbird 350X insurance will be activated soon.

Read More: Bike Insurance Renewal

Why is it Important to Secure Your Royal Enfield Thunderbird 350X?

If you've just acquired this vehicle or intend to do so in the near future, keep in mind that it's critical to safeguard your bike with a decent two-wheeler insurance plan as soon as possible. This covers any unanticipated repairs or substantial overhauls that your bike may need. Additionally, bike insurance policies provide a variety of add-on coverage to strengthen the protection provided. Having bike insurance gives you financial backing in any unfortunate events like accidents, theft or any damage to your vehicle. The repair and replacement costs in such a scenario can go as high as ₹30,000 to ₹40,000 and sometimes even more than that. If you have good Royal Enfield Thunderbird 350X insurance in place, these expenses will be taken care of by the insurer.

Comprehensive or Third-Party: Which is the Best Suited Royal Enfield Thunderbird 350X Insurance?

There are a variety of insurance companies in the market that offer Royal Enfield Thunderbird 350X insurance with various features and benefits. However, there are two primary categories at their heart. The third party insurance plan is one, and the comprehensive insurance plan is the other.

 

• Third-Party Insurance

In a nutshell, this is the most basic insurance policy available. For starters, it enables you to comply with the Motor Vehicles Act 2019 requirement that every two-wheeler be insured. Second, this insurance assists you in covering only the costs of damages caused by a third party. This implies that if you need to protect your own vehicle, this is not the best alternative. You can either purchase a comprehensive insurance plan or add a standalone own damages cover to your third-party insurance.

 

• Comprehensive Insurance Plan

If you want total coverage for your own vehicle as well as for damages inflicted to another vehicle in the event of an accident, this is the plan for you. Furthermore, as discussed in the next sections, this strategy provides protection against various types of tragic catastrophes that may occur.

What is Covered Under Royal Enfield Thunderbird 350X Insurance?

A third-party Royal Enfield Thunderbird 350X insurance policy gives you coverage against any loss or damage caused to the third party, death of the victim, bodily injuries, and accidental injuries endured by the insured. On the other hand, a comprehensive plan covers own damage, natural and man-made calamities, third party liabilities, etc.

What is Not Covered Under Royal Enfield Thunderbird 350X Insurance?

Some of the key exclusions of Royal Enfield Thunderbird 350X insurance policy are damage caused due to driving under the influence of alcohol or other intoxicants, damage or loss caused by driving without a valid driver's licence, damage or loss caused on purpose, whether for insurance fraud or other reasons, normal wear and tear, etc.

Read About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for your Royal Enfield Thunderbird 350X Insurance

When you get comprehensive Royal Enfield Thunderbird 350X insurance, you are protected against a wide range of common dangers and threats, as briefly explained in the preceding two sections. This form of coverage, on the other hand, comes with the option of purchasing a variety of add-ons. These can be selected individually based on your personal needs and can significantly improve your total coverage. The following are some of the most popular add-on covers for your Royal Enfield Thunderbird 350X insurance:

 

• Engine Coverage

Insures against engine damage or total failure.

 

• Roadside Assistance

This add-on is very useful in an emergency, when visiting a new location, or late at night. The insurance firm is available 24 hours a day, seven days a week, even on national holidays, to assist you in the event of a vehicle breakdown, flat tyre, or empty fuel tank, among other things.

 

• Extras Cover

If you've decided to customise your Royal Enfield Thunderbird 350X, you'll need a cover to safeguard any accessories you've installed. This add-on aids in this endeavour.

 

• No Claim Bonus

If you do not file any claim requests throughout the insurance year, the insurer will give you a bonus, effectively lowering your annual premium cost.

How to Make a Claim Under Royal Enfield Thunderbird 350X Insurance?

You should keep the following documents handy while making a claim under your bike insurance policy.

 

• Royal Enfield Thunderbird 350X insurance policy document

• Bike details

• Details of insurer

• Incident details

• Copy of FIR in case of theft or vandalism

• Original bills and receipts of the vehicle repair

The rapid and simple claim process is one of the most significant advantages of purchasing and keeping a policy online. Logging into your account and selecting the sort of form to fill out based on the type of claim is a simple process. A speedy disbursal is more likely if your claims are accurate and honest. There are two ways in which a claim can be made.

Cashless Claims

In this type of claim, you have to inform your insurance provider about the damage caused to your Royal Enfield Thunderbird 350X. You then have to get the bike repaired at any network garage that is associated with the insurer and the claim will be settled directly with the garage. This way you do not have to pay anything to get your bike repaired.

Reimbursement Claims

Even in the reimbursement claim, you have to inform the insurance provider. However, you have to get the bike repaired at any garage of your choice and pay for it out of your own pocket. Your money will be reimbursed after the submission of all the documents like the bills and receipts.

Read Moret: Bike Insurance Claim Process

How to Get Your Royal Enfield Thunderbird 350X Insurance Premium Lowered?

Given below are some of the ways to get your insurance premium price down.

• Drive Carefully

To avoid any accidents or damage to your vehicle, you should always obey the traffic rules and regulations. This way you can keep the insurance claims on the lower side.

 

• NCB Reward

If you do not make any claims of your bike insurance policy throughout the policy year, you can secure the NCB reward. This in turn will get the renewal price of your bike insurance lowered.

 

• Compare Quotes

You should always compare insurance policies provided by different insurers to get a plan with lower premiums.

 

• Avoid Small Claims

You should take care of the small claims out of your own pocket. If you do this and do not include them in your claims, you can secure the NCB.

How to Maintain Your Royal Enfield Thunderbird 350X

You can follow the steps mentioned below to keep your Royal Enfield Thunderbird 350X in good condition.

• Maintain the Engine

You should keep a tab on the engine and check for the engine oil levels. To face lesser issues while driving, maintain the right amount of engine oil and ensure proper functioning of your bike’s engine.

 

• Check Brakes

To avoid any problems while driving on the road, check if the brakes are functioning properly.

 

• Regular Servicing

You should get your bike serviced regularly to take care of any technical problems that may arise while driving.

 

• Tyre Pressure

Always keep a tab on the tyre pressure and maintain it accordingly to avoid wear and tear or sudden tyre bursting.

Royal Enfield Thunderbird 350X Maintenance

Given below is the servicing schedule for your Royal Enfield Thunderbird 350X.

About Royal Enfield Thunderbird 350X

The Thunderbird 350X is the consequence of Royal Enfield recognising a gap in the market for a modern cruiser. The driveline is comparable to that of the ordinary Thunderbird 350, although there are a few differences. For starters, it's available in the same vivid, single-tone colours as the Classic Redditch collection. The 350X comes in two colours: red and white. The handlebar is flatter and wider, which shall aid with city manoeuvrability.

For the first time ever, alloy wheels and tubeless tyres have been used in a Royal Enfield. It used the Thunderbird 350's 349cc engine. It produces 20.09 bhp and 28Nm and sends them through a five-speed gearbox. The front wheels are 19 inches, and the rear wheels are 18 inches. Both ends have disc brakes, with a 280mm front disc and a 240mm rear disc. ABS is also available, increasing the price of the 350X by a reasonable margin. The Thunderbird 350X seat has been replaced with a more modern-looking one. The rider's seat is wider, while the passenger's seat is narrower.

Royal Enfield Thunderbird 350X Specifications

• Dual channel ABS

• LED tail light

• Digital odometer

• Fuel gauge

• Analogue speedometer

• Digital tripmeter

• Analogue tachometer

Royal Enfield Thunderbird 350X On Road Price

The Thunderbird 350X has been discontinued in India. Therefore, the Royal Enfield Thunderbird 350X on road price is not available.

Conclusion

The Royal Enfield Thunderbird 350X is for those looking for a Royal Enfield custom bike. The 350X is a modern step up from the standard Thunderbird 350, with blacked-out components, alloy wheels, and tubeless tyres. With this, you will now have a better idea of what the Royal Enfield Thunderbird 350X promises the rider. If you do eventually decide to buy the Royal Enfield Thunderbird 350X second-hand, remember to secure it with an adequate bike insurance cover from Bajaj Markets. You get a wide range of insurance options to explore on Bajaj Markets which you can compare and then go for the best-suited Royal Enfield Thunderbird 350X insurance policy.