Our Products
Loans
Cards
Insurance
Investment
Stock Market
Electronics Mall
CIBIL Score
Knowledge Centre
Calculators
Our Services
Do not call
En
We don’t spam
Resend OTP
We have some offers for you.
100% safe and secure
Get business loans of up to ₹80 Lakhs with interest rates starting from 14% p.a. and tenures up to 96 months on Bajaj Markets. Compare small business loan options, eligibility, and more.
Last updated on: Sep 08, 2026
Credit Saison
Indifi
Protium
Aditya Birla Capital
L&T Finance
Apply for a business loan on Bajaj Markets and get access to loan amounts of up to ₹80 Lakhs to support your business needs. You can use these collateral-free funds to expand operations, manage working capital, purchase inventory, or handle daily expenses.
Enjoy competitive business loan interest rates starting at just 14% p.a. and flexible repayment tenures of up to 96 months. Compare loan offers from 10+ trusted lenders, benefit from a quick online application process, fast approvals, and minimal documentation to secure funding with ease.
| Particulars | Details |
|---|---|
Maximum Loan Amount |
₹80 Lakhs |
Minimum Interest Rate |
14% p.a. |
Maximum Tenure |
96 months |
Processing Fee |
Up to 6% of loan amount (Varies by lender) |
Minimum CIBIL Score |
650 or above |
Eligible Applicants |
Self-employed individuals, professionals, and business owners |
Business Vintage |
Minimum 6 months to 3 years (depending on lender) |
Repayment Mode |
NACH, Direct Debit, or Post-dated Cheques |
Availability |
Loans offered by 10+ leading lenders on Bajaj Markets |
*Disclaimer: The mentioned details are subject to change at the lender’s discretion.
Already a Customer? Get an Instant Business Loan Today!
We don't SPAM
Borrow up to ₹80 Lakhs to manage all business expenses, small or big
Get the loan amount in your bank account without delays
Get unsecured business loans without pledging any assets or security
Repay your business loan over a convenient tenure of up to 96 months
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Tenure |
|---|---|---|---|
₹80 Lakhs |
14% p.a. |
96 months |
|
₹75 Lakhs |
15.5% p.a. |
60 months |
|
₹75 Lakhs |
17% p.a. |
72 months |
|
₹50 Lakhs |
18% p.a. |
42 months |
|
₹30 Lakhs |
18% p.a. |
36 months |
|
₹35 Lakhs |
19.2% p.a. |
36 months |
|
₹35 Lakhs |
20.5% p.a. |
36 months |
|
₹10 Lakhs |
22% p.a. |
36 months |
|
₹30 Lakhs |
22% p.a. |
36 months |
|
₹10 Lakhs |
22% p.a. |
36 months |
|
₹2 Lakhs |
29.5% p.a. |
30 months |
Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.
You can easily get a business loan on Bajaj Markets if you meet the lender’s business loan eligibility criteria. While the exact criteria may vary based on the lender you choose, here are the general requirements:
Nationality: You should be an Indian citizen
Business Experience: Your business should be operational for at least 6 months
CIBIL Score: A credit score of 650 or above is required
Work Status: You should be self-employed, professional or non-professional
Age: You must be above 21 years
Business Type: Your business should be registered as a partnership, limited liability partnership, or private limited company
Minimum Turnover: Your business's minimum turnover should be at least ₹2 Lakhs
The documentation requirements may vary based on the lender you choose. Keep these basic business loan documents required ready to complete your business loan application quickly and smoothly:
| Identity Proof: (Any one of the following) | Address Proof: (Any one of the following) | Income Proof: (Any one of the following) | Business Proof: (any one of the following) |
|---|---|---|---|
PAN card |
Aadhaar card |
Bank statement for the last 6 months |
Sole Proprietorship Declaration or authenticated copy of Partnership Deed |
Aadhaar card |
Passport |
Income Tax Return (ITR) in addition to certified copies with details, such as income computation, Profit and Loss (P&L) statement and balance sheet for the last 2 years |
Certified copy of Memorandum and Articles of Association |
Passport |
Utility bills |
|
|
Driving licence |
Lease agreement |
|
|
Voter ID |
|
|
|
Follow these quick and easy steps to apply for a business loan online on Bajaj Markets:
Click here to navigate to the application page
Select the ‘Self Employed’ option from the dropdown list to choose the profession
Now provide your contact number and pin code
Carefully review and agree to the terms and conditions
Click on the ‘Proceed’ button
On the next page of application, provide or choose the following details as required:
PAN
Name as per PAN card
Date of birth
Current Residential Status
Industry type
Nature of Business
Monthly Turnover/Sales
Business Vintage in years
Email ID
You will be shown offers according to your eligibility
You also have the option to edit the loan amount and tenure
Choose your preferred option and provide any additional details as requested
You will be redirected to the lender’s website to complete some additional steps such as your KYC verification, e-mandate setup, and loan disbursal.
What exactly is a business loan and how can it support your growth?
In this video, we break down the basics of business loans—how they work, what they’re used for, different types available, and who’s eligible to apply.
Take a look at why Bajaj Markets should be your trusted destination for business loans:
Smooth Online Process
Experience a quick, online application process with easy eligibility checks, allowing you to apply anytime, anywhere.
Quick Approval
Benefit from swift loan approvals, helping you access funds when you need them most.
Minimal Documentation
Enjoy a streamlined application process with reduced paperwork.
Compare Multiple Lenders Easily
Explore offers from over 10+ lenders in one place and find the loan option suited to your business needs.
Transparency
Clear information on fees, interest rates, and repayment terms ensures no hidden charges, making your borrowing experience straightforward and trustworthy.
A business loan can help you manage different expenses for your business growth. Here are some common ways you can use it:
Expanding Your Business
A business loan can help you grab good opportunities. You can use it to hire more staff, improve your products, or launch new services.
Buying Equipment and Machines
Today, every business needs efficient machines to work faster and better. Buying modern equipment can save time and increase your work quality. A business loan makes it easy to buy new machines or upgrade old ones, so your business stays ahead in your business.
Managing Daily Business Expenses
A working capital loan helps you handle daily expenses smoothly without using up your profits. This ensures that your operations run seamlessly and there is a steady cash flow.
Spending on Marketing and Advertising
Promoting your business well is essential to attract customers. A business loan can help you pay for online and offline advertisements, hire a marketing team, or work with a marketing company.
Stocking Up on Inventory
Your business should always have enough products for customers. You can use a business loan to buy more stock when needed or to be ready for big orders. It also helps you set up a good inventory system to manage your stock easily and avoid mistakes.
Investing in Research and New Ideas
To stay ahead in business, you should keep improving your products and services. With a business loan, you can invest in research and development to gain deeper insights into customer needs and develop superior products tailored to them.
Explore diverse financing solutions designed to meet different business needs. Here are the key types available below:
| Business Loan Type | Details |
|---|---|
Term Loan |
A term loan provides businesses with a fixed sum of money, which must be repaid over a set period. A long term business loan is ideal for funding investments such as equipment purchases or business expansion. |
Start-up Loan |
Start-up loans let new businesses fund initial expenses such as equipment, marketing, and setup costs. |
Working Capital Loan |
Working capital loans help businesses manage daily operational costs like inventory and payroll. It also serves as a short-term financial support to maintain smooth cash flow and meet immediate expenses. |
Equipment Financing |
Equipment financing allows businesses to acquire necessary machinery and invest in costly or updated technology without straining cash reserves. |
Business Loan for Women |
Business loans for women entrepreneurs come with flexible terms, lower interest rates, and faster processing, to encourage women-led small and medium enterprises. |
Before taking a business loan, understanding a few things is essential to make the right decision for your business. Here are some key points:
Understand Your Loan Eligibility Criteria
Check if you meet basic requirements like business vintage, income, and profitability before applying.
Prepare a Detailed Business Plan
Have a clear plan for using the loan amount, like buying stock, paying salaries, or expanding your business.
Gather Essential Documents
Have your financial statements, tax records, and business proofs to speed up the approval process.
Assess Financial Health
Review your credit profile and cash flow to ensure you can comfortably manage loan repayments.
Know the Repayment Terms
Choose a plan that fits your cash flow to keep repayments manageable.
Business Loan is a type of loan offered to business owners who need funds for their company’s expenses. You can use it for paying salaries, renting or buying equipment and other expenses.
You can borrow a business loan when you have a clear plan to use and repay the funds, such as funding growth, buying equipment, or managing cash flow.
On Bajaj Markets, you can get a business loan with a maximum limit of ₹80 Lakhs.
You can get a business loan with a maximum repayment tenure of 96 months with lenders available on Bajaj Markets.
The minimum turnover required to qualify for a business loan can vary based on the criteria set by different lenders. To apply on Bajaj Markets, your turnover should be at least ₹2 Lakhs.
Yes, a business loan is usually unsecured. This essentially means that you can acquire funds without having to pledge an asset as security.
To get a business loan, you must have a CIBIL score of at least 650. The higher your score, the better your chances of getting a business loan at negotiable rates.
The ideal loan option to start a business is one that comes with a high amount, competitive interest rates, and flexible repayment terms to suit your goals.
On Bajaj Markets, you can apply for a business loan of ₹5 Lakhs offered by various lenders. Enjoy quick approval, attractive interest rates, and flexible repayment options tailored to your business requirements.
Entities such as sole proprietorships, partnership firms, private limited companies, MSMEs, manufacturers, traders, retailers, service providers are eligible for business loans.
The quickest way to get a business loan is to apply online through digital platforms that offer instant approvals and fast disbursal with minimal paperwork. For this, it is also important to fulfil the eligibility criteria set by the lender.
Visit Bajaj Markets and check if you are eligible for a ₹2 Lakh business loan. Complete the application form with your business and personal details. Next, upload the required documents. Once approved and verified, the loan amount will be disbursed.
Interest rates start from 14% p.a., depending on the lender, your credit profile, and the nature of your business.
The processing time may vary from 1 day to about 7 working days, depending on the lender’s assessment and policies.
Yes, part-payment is allowed by most lenders, though it may be subject to specific terms or fees outlined in the lender’s policy.
A small business loan is a targeted financial solution that provides capital to small enterprises, MSMEs, and self-employed individuals. Borrowers can use these funds to cover operational costs, purchase equipment, stock inventory, or expand operations, repaying the principal along with interest over an agreed tenure.
To apply for a business loan on Bajaj Markets, provide your basic personal and business details, compare offers from 10++ partner lenders, choose a suitable loan amount and tenure, and submit the required documents online. Once your application is approved and verified, the loan amount may be disbursed directly to your bank account.
The required business vintage varies by lender and loan product. Generally, lenders prefer businesses that have been operational for at least 6 months to 3 years. A longer business vintage may indicate greater operational stability and consistent cash flow, which can improve your chances of approval and help you secure more favourable loan terms through Bajaj Markets.
Yes, startups and new businesses may be able to access funding through specialised startup loan programmes, government-backed schemes such as MUDRA and PMEGP, or financing options that allow a co-applicant or guarantor. While many traditional business loans require a minimum business vintage, startup-focused funding solutions can help cover initial expenses such as equipment purchases, inventory procurement, and business setup costs.
With a flat interest rate, interest is calculated on the original loan amount throughout the repayment tenure. In contrast, a reducing interest rate is calculated on the outstanding loan balance after each EMI payment. As the principal reduces over time, the total interest payable is generally lower under the reducing rate method.
GST registration is not mandatory for all business loans. Some lenders may offer loans to eligible businesses without GST registration, particularly smaller enterprises that fall below the applicable GST threshold. However, having a valid GST registration and filing GST returns can strengthen your loan application, improve lender confidence, and may help you access higher loan amounts.
While a CIBIL score of 650 or higher is preferred, you can still get a business loan with a lower score. Businesses with lower credit scores may improve their chances of approval by demonstrating stable business income, maintaining healthy cash flows, applying with a co-applicant, or exploring government-backed financing schemes. In some cases, lenders may offer loans at higher interest rates to compensate for the increased credit risk.
Reviewer
Academy 
