BAJAJ FINSERV DIRECT LIMITED
Get a Business Loan of up to

₹50 Lakhs!

Business Loan

Scale to greater heights with business loans starting from 14% p.a. and amounts of up to ₹50 Lakhs. Compare offers from 10+ lenders and make use of a seamless application process, quick approval and disbursal, and more on Bajaj Markets

Scale to greater heights with business loans

Scale to greater heights with business loans starting from 14% p.a. and amounts of up to ₹50 Lakhs. Compare offers from 10+ lenders and make use of a seamless application process, quick approval and disbursal, and more on Bajaj Markets

Scale to greater heights with business loans
Enter Loan Amount
(₹0.2 Lakh to ₹50 Lakh)
Select Loan Tenure
(12 Months to 96 Months)
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96
Selected Partner Bajaj Finance
Popular
Bajaj Finance Bajaj Finance
₹2,733 Fixed EMI Flexible Tenure
IIFL Finance IIFL Finance
₹2,860 Fixed EMI Quick Disbursal
InCred Finance InCred Finance
₹3,260 Fixed EMI Flexible Tenure
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Why Choose Us

10+ Lenders

10+ Lenders

Simple Process

Simple Process

Multiple Products

Multiple Products

Swift Disbursals

Swift Disbursals

Exclusive Offer!
₹2,733 /month

for 48 months* at 14% p.a.

Popular Offer

Great Choice!

Download Repayment Schedule

Need help in choosing the right Business Loan?

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Check Your Eligibility

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Compare Loan Variants

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You can now apply for a business loan of up to ₹50 Lakhs on Bajaj Markets, where you can compare offers from multiple lenders. Enjoy competitive interest rates starting from 14% p.a. with convenient repayment tenures of up to 96 months.

Easy-to-meet eligibility criteria, minimum documentation, and hassle-free approval are some of the unique benefits you get to enjoy. Don't be left wondering what could have been – make the smart move today and secure your financial future with Bajaj Markets.

High Loan Amount

Choose to boost your working capital, expand your operations, or hire the staff you need, with a loan of up to ₹50 Lakhs

Quick Approvals

Basis your eligibility, get your business loan application approved instantly from the comfort of your home

Zero Collateral

Apply for a big or small business loan on Bajaj Markets and avoid submitting your valuable assets as collateral

Competitive Interest Rates

Repay at your own pace with competitive interest rates starting at just 14% p.a. while enjoying tenures of up to 96 months

Variants of Business Loan

You can choose between two business loan variants, that is, a term loan or flexi loan, on Bajaj Markets

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Here are some basic criteria you may be required to fulfil to qualify for a business loan:

  • You must be an Indian citizen 
  • You must have a good CIBIL score
  • You should be a self-employed professional (eg: doctor, chartered accountant) or non-professional (eg: trader, manufacturer)
  • Your age must be between 21 and 60 years
  • Your business should be registered as a partnership, limited liability partnership, or private limited company
  • The business' vintage must be at least 1 year
  • Your business' minimum annual turnover must be ₹1.5 Lakhs (as per ITR)

While checking your eligibility is crucial, keeping the required documents handy is equally important. Here is a compiled list of documents required to apply for a business loan in India.

  • Identity Proof: PAN/Aadhaar card, passport, driving licence, Voter’s ID
  • Address Proof: Aadhaar card, passport, utility bills, lease agreement
  • Income Proof: Bank statement for the last 6 months, ITR in addition to certified copies with details, such as income computation, Profit and Loss (P&L) statement and balance sheet for the last 2 years
  • Business Proof: Sole Proprietorship Declaration or authenticated copy of Partnership Deed or Certified copy of Memorandum and Articles of Association

Follow these quick and easy steps to apply for a personal loan online.

  • Click on the ‘Check Offers' button on this page

  • Enter your basic personal details in the online application form

  • Enter the loan amount and preferred repayment tenure

  • Submit the form for verification

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. 

Frequently Asked Questions

Business Loan
Eligibility
What is a business loan and how does it work?

A business loan involves borrowing capital that you can use to support an existing or a new business. You can use the borrowed funds to increase employee headcount, expand the enterprise, purchase equipment, build working capital, and more.

The minimum and maximum limits on business loans vary from one lender to another. The minimum amount you can borrow may be around ₹1200. On the other hand, the maximum amount can be as high as ₹50 Lakhs.

The business loan interest rate you get differs from lender to lender and is affected by the lender’s internal policy and benchmark rate. It is also based on your eligibility. On Bajaj Markets, you can get a business loan starting at 14% interest p.a.

On Bajaj Markets, you can get a business loan for a maximum tenure of 96 months.

Which entities can avail of a business loan?

Any entity engaged in a legal business in India can avail a business loan if it qualifies for one, depending on the eligibility criteria in place. This includes entities like partnership firms, private companies, public companies, as well as government-owned subsidiary companies.

The minimum turnover required to qualify for a business loan can vary based on the criteria set by different lenders. Typically, it can range from around ₹1 Lakh to around ₹40 Lakhs or so. 

Yes, a business loan is usually unsecured. This essentially means that you can acquire the funds without having to pledge an asset as security. 

To get a business loan, you must have a CIBIL score of at least 685. The higher your score, the better your chances of getting a business loan at negotiable rates.

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