Don't miss out on maximising your HSBC credit card benefits! Paying your bill on time is crucial for enjoying all the perks without hiccups. Make timely payments to avoid unnecessary charges. This also helps maintain a higher credit limit and build a stronger credit score, improving your future financial opportunities. HSBC offers both online and offline payment options to suit your preferences. Ready to take full advantage of your HSBC credit card? Explore the various payment methods available to keep your financial goals on track.
To pay your HSBC credit card bill offline, you can use any of the channels mentioned below:
To make HSBC Bank credit card payment by cheque, the steps to follow are:
Visit your nearest HSBC Bank branch
Fill in and submit the payment receipt
In the cheque, mention the HSBC Bank credit card number as the payee
Write down the bill amount and authenticate with your signature
Hand over the cheque
For future reference, collect the acknowledgement receipt
Alternatively, you can drop the cheque at one of the cheque-drop boxes located at an ATM. Do remember to mention your name and phone number on the back of the cheque.
To make HSBC Bank credit card payment by cash, the steps to follow are:
Visit your nearest HSBC Bank branch
Fill in and submit the payment receipt
Pay by cash
For future reference, collect the acknowledgement receipt. Do note that cash payments attract a service charge of ₹100 per payment.
To make your HSBC Bank credit card payment by phone, use the Phone Banking service. Call HSBC credit card customer care at 1800 267 3456 or 1800 121 2208 and follow the bill payment steps. You would need to validate the request with your PIN to ensure the transaction is successful.
You can make your HSBC bank credit card bill payment using a debit card at an ATM too. The steps you would need to follow are mentioned below:
Go to an HSBC Bank ATM
Swipe your debit card on the slot provided
Click on the ‘Services’ tab and choose the ‘Bill Pay’ option
Enter your HSBC bank credit card number as well as the amount you have to pay
Click on ‘Pay’ to authenticate and complete the transaction
The time taken by various funds transfer methods are given below:
Payment Method |
Processing Time |
NEFT |
>=2 working days |
PayU |
>=2 Working days |
Net Banking |
Same Day |
HSBC Mobile Banking |
Same Day |
Visa Money Transfer |
>=5 working days |
UPI |
Instantaneous |
Electronic Clearing House |
On due date |
Bill Desk |
>= 3 working days |
Phone Banking |
Same Day |
ATM |
Same Day |
Cheque/Draft |
>= 2 days (Local Cheques) >= 5 days (Out of Station Cheques) |
Cash at branch |
Same day |
You can pay your HSBC credit card bill online via netbanking, mobile banking, National Electronic Fund Transfer, BillDesk, PayU, Visa Money Transfer, Electronic Clearing System, or by setting up standing instructions. Offline, you can clear your HSBC credit card dues via cheques, cash, through PhoneBanking or via an ATM.
If you want to clear your HSBC credit card bill instantly, the shortest processing time is for payments made through net banking, mobile banking, PhoneBanking, ATM and branch visit.
Once you log in to your HSBC net banking account or mobile app, you can check your HSBC credit card balance under the ‘Credit Card’ section. Alternatively, you can visit an ATM, visit the nearest bank branch, or call the HSBC credit card customer care at 1800 267 3456/ 1800 121 2208 to know your credit card balance.