Step-By-Step Guide to Link Aadhaar to Bank Account & Check Status

As per a judgement passed by the Supreme Court in September 2018, it is not mandatory for individuals to link their Aadhaar number with their bank account. However, if a user wishes to link their Aadhaar with their bank account, they can easily do so either online or offline. Linking your Bank Account to your Aadhaar Card is not mandatory but beneficial. It not only allows you to have a solid identity proof but acts as KYC for all your online modes of payment such as UPI payments.

 

As per a judgement passed by the Supreme Court in September 2018, it is not mandatory for individuals to link their Aadhaar number with their bank account. However, if a user wishes to link their Aadhaar with their bank account, they can easily do so either online or offline. Linking your Bank Account to your Aadhaar Card is not mandatory but beneficial. It not only allows you to have solid identity proof but acts as KYC for all your online modes of payment such as UPI payments.

 

In this article, we are going to discuss how you can go about linking your Aadhaar number with your bank account easily through various methods  such as internet banking, mobile app, phone banking, etc. While the process might vary slightly depending on your bank, this is a general step-by-step guide that would come in handy in most cases.

Just like your PAN Card, it is crucial to link your Aadhaar Card with your bank account. In case you have not linked your Aadhaar with your bank account or have recently changed your mobile number the UIDAI, Unique Identification Authority of India allows doing so, through a number of easy and simple procedures. 

There are a number of ways in which you can link your Aadhaar card to your bank account. Check out the following and follow the one you find most convenient.

You can easily link your Aadhaar number with your bank account online through internet banking by following the below-mentioned steps:

• Step 1: Log in to your internet banking account using your username and password.

• Step 2: Now, under the “My Account” section, select “Update Aadhaar with Bank Accounts (CIF)”.

• Step 3: On the next page, you will be required to enter your Aadhaar number twice (for confirmation).

• Step 4: Click on “Submit”, and you will be shown a confirmation that your Aadhaar number has successfully been linked with your bank account.

These days, most banks allow you to access their services through mobile applications. Just follow the steps mentioned below in order to link your Aadhaar number with your bank account online using the bank’s mobile app:

• Step 1: Log in to your bank’s mobile app using your credentials or using your biometric information.

• Step 2: Under the “My Account” section, select the “View/ Update Aadhaar Card Details” option.

• Step 3: Enter your Aadhaar number twice and tap on “Submit”. You will be shown a confirmation regarding the successful linkage of your Aadhaar number with your bank account.

You can also take the offline route to link your Aadhaar number with your bank account. Just follow the below steps to get your Aadhaar number linked with your bank account:

• Step 1: Download the Aadhaar Linking form from your bank’s official website.

• Step 2: Fill out the form with all the required details including your Aadhaar number.

• Step 3: Attach a photocopy of your Aadhaar card details with the form.

• Step 4: Submit this form along with the attached photocopy of the Aadhaar card at your nearest branch office. You may also be required to show your original Aadhaar card for verification.

• Step 5: Once you have submitted the application, it will most likely take a couple of days for your Aadhaar card to be successfully linked with your bank account. You will be notified by the bank on your registered mobile number once the linking process is complete.

You can also link your Aadhaar number with your bank account by visiting an ATM. Just follow the below steps to link your Aadhaar number with your bank account at an ATM using your debit card:

• Step 1: Swipe your debit card at the ATM and enter the debit card PIN.

• Step 2: From the menu shown on the screen, select the “Services” option.

• Step 3: Now, select “Registration” followed by “Aadhaar Registration”.

• Step 4: Enter your 12-digit Aadhaar number. You will be prompted to enter your Aadhaar number twice for confirmation.

• Step 5: Finally, tap on “Okay” (or something to that effect) on the ATM screen. You will be able to see a confirmation message regarding the successful linkage of your Aadhaar number with your bank account.

You can also use the SMS banking service to link your Aadhaar number with your bank account. Just follow the below-mentioned steps:

• Step 1: Send “UID<Space>Aadhaar Number<Space>Bank Account Number” to 5676767.

• Step 2: You will get a confirmation message from the bank that your seeding request has been accepted and the same has been sent for further confirmation.

• Step 3: The bank then verifies your details with UIDAI. If the verification is successful, your Aadhaar number is successfully linked with your bank account.

Most banks also support Aadhaar-bank account linking via phone banking. You may follow the steps below to get your Aadhaar number linked with your bank account via phone banking:

• Step 1: Give a missed call to the number provided by the bank for the purpose.

• Step 2: You can expect a callback from the bank where you can select from a host of several options as mentioned by the IVR.

• Step 3: Now, enter your 12-digit Aadhaar number and then confirm the same.

• Step 4: You will get a text message from the bank once your Aadhaar number is successfully linked with your bank account.

You can easily check if your Aadhaar number is linked with your bank account on the official UIDAI website by following the steps mentioned below:

• Step 1: Visit the official UIDAI website - uidai.gov.in

 

•  Step 2: Now, navigate to the ‘Aadhaar Services’ category and select ‘Check Aadhaar & Bank Account Linking Status’.
  

 

• Step 3: Enter your 12-digit Aadhaar number. You will receive an OTP on your registered mobile number.

 

• Step 4: Now, enter the OTP received in the designated space to confirm your Aadhaar details. You should now be able to see the status of the request to link your Aadhaar with your bank account.

While it is not compulsory to link your Aadhaar number with your bank account, you do get certain benefits if you choose to do so:

• You can use your Aadhaar as a KYC document in case you wish to avail any other service from the bank

• You become eligible for the various credit subsidies provided by the government