How to Link Aadhaar with LIC Policy Online/Offline?

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The biggest insurer in the country, Life Insurance Corporation (LIC), provides a wide range of policies, such as term insurance plans, endowment policies, and more. If you have availed of one or more plans from LIC, then you have the option to link LIC policy with Aadhar. A crucial advantage of linking your LIC Policy with Aadhaar is that you can access all your policy details in a single place. Besides, your financial transaction pertaining to the policies can be easily authenticated.

To link LIC policy with Aadhar, you have two alternatives: linking it through the online method or choosing offline mode. Read on to know the processes involved in both methods.

Linking of Aadhaar Number with Your LIC Policy Online

To link Aadhaar to LIC policy online, you are just required to complete a few easy steps on the LIC’s website. Remember, the online process of the LIC link with Aadhaar mandates furnishing your Permanent Account Number (PAN). Here’s a look at the steps involved:

Step 1: As the first step to link Aadhaar to LIC policy online, visit LIC’s official web portal. You can refer to the link: https://licindia.in/Home
Step 2: On the home page, you can see the option: ‘Link Aadhaar Card and PAN to LIC Policy.’
Step 3: Once you click on the tab, you can now see a set of detailed instructions. After reading it, select the option to ‘Proceed.’
Step 4: You now have to provide details, including your Aadhaar number, name, date of birth, PAN, policy details, email address, registered mobile number, and so on.
Step 5: Check the box against the disclaimer.
Step 6: You now have to enter the captcha code and select the option to receive OTP.
Step 7: Upon receiving the OTP, enter it and select the option to ‘Submit.’
Step 8: Your details will now be verified via the Central Identities Data Repository.
Step 9: You can now see a message that the steps required for the online LIC link with Aadhaar have been successfully completed.
Step 10: You can expect a confirmation message from UIDAI on your registered mobile number and email address within a few days.
Step 11: You can now log in to LIC’s customer portal to check the LIC Aadhaar link status.

Linking of Aadhaar Number with Your LIC Policy Offline

If you have not registered for LIC’s online services or prefer an offline method to link LIC policy with Aadhaar, you can make a physical visit to your nearest LIC branch office with the requisite documents. A key advantage of the offline process is that it can allow you to link LIC policy with Aadhaar, even in the absence of a PAN card. If you are yet to receive your PAN card, you can submit Form 60 instead and complete the process. Here’s a look at the steps involved in completing the offline process:

Step 1: You can make a branch visit and request the LIC link Aadhaar form, also known as Aadhar/PAN mandate form. Alternatively, you can also download it from LIC’s website.
Step 2: Fill in all details, such as your policy number, Aadhaar number, and so on. Provide your signature in the requisite places and self-attest the copies of your Aadhaar Card and Form 60.
Step 3: You can now submit the form along with the documents.
Step 4: Your Aadhaar number will be linked to your LIC policy upon verification.
Step 5: To check the LIC Aadhaar link status, you are not required to visit the branch again as you will receive a confirmation message, within a few days, on your registered mobile number and email.

Also, Check: Aadhar Card Status

Checklist Before Linking Aadhaar with an LIC Policy

Before linking your Aadhaar with your LIC policy, you must have a checklist in place. Here’s a look:

Have I registered my mobile number with Aadhar?

Both offline and online modes to link LIC policy with Aadhaar will require you to provide your registered mobile number. In the case of an online link, you will receive an OTP on your registered number, which has to be provided to complete the entire process. Even in the offline process, you will receive a confirmation message on your registered number. So, ensure you have registered your mobile number with UIDAI.

Do I have all the details handy?

Be it the offline process or the online process, you must provide the correct details of your policy number, Aadhaar number, Permanent Account Number (PAN), and so on. So ensure that you have the details handy.

How can I update my KYC on LIC?

Here’s a look at the steps required to update your KYC on LIC

Log in to the customer portal of LIC after providing your Id and password.
Select the option of ‘eServices.’
Now click on ‘KYC Update.’
Upload the requisite KYC document, such as Aadhar Card.
Your KYC will get updated after successful verification.

Is it mandatory to link LIC policy with Aadhaar?

According to UIDAI, it is not compulsory to link LIC policy with Aadhaar.

When can I expect to receive the confirmation mail?

The confirmation message about your LIC link with Aaadhar can take up to a week.

Can I link my LIC policy with Aadhaar via SMS?

No, there is no provision of SMS to link LIC policy with Aaadhar.

What details does the Aadhaar number contain?

Aadhaar number is a 12-digit unique number. It contains demographic details, including date of birth and address, along with biometric details, such as fingerprints and iris scans.