YES BANK Savings Account

YES BANK Savings Account is designed to empower you on your journey to financial well-being. Enjoy competitive interest rates, seamless digital access, and a range of features tailored to make your money work harder for you.

• Complimentary Virtual Debit Card

1. Shop online or pay your bills with ease using Virtual Debit Card

2. Exclusive lifestyle benefits and welcome offer offers linked to Virtual Debit Card

3. Free insurance and protection cover linked to Virtual Debit Card (T&C apply)

• Option to choose from wide range of feature rich YES Bank E-series physical debit cards^##

1. Higher Transaction and withdrawal Limits**

2. Complimentary Airport lounge access

3. Movie/Non-Movie offers on BookMyShow. Click here to know more

4. Contactless Payments

5. YES Dining Fiesta - Exclusive Discount Up to 25% on 1000+ Restaurants

6. Accelerated YES Rewardz on Domestic and International spends

7. Comprehensive insurance cover for Lost Card Liability Protection, Purchase Protection, Personal Accident and Air Accident Coverage

• Attractive YES Rewardz (loyalty points) on almost every transaction in the account

1. Opportunity to earn up to 8,000 YES Rewardz in first 90 days of account opening

2. Earn up to 16,000 YES Rewardz in a year

• Other exclusive YES BANK Savings Account features include

1. Exciting discounts on Demat and Locker

2. Free cheque book containing 5 leaves (per annum on request basis)

YES BANK’s Digital Savings Account is the perfect option for the digital savvy users. It simplifies banking and offers the full range of digital features. Notable features include:

• Video KYC and contactless account opening processes

• Online transaction facility with safe banking

• Discount on Demat AMC

• Discount on Lockers

 

Here’s an overview of the two YES BANK Digital Saving Account variants.

Click here for the latest Insurance and Protection Cover

1. You must be an Indian resident

2. You must be above 18 years of age

3. You must be physically present in India for account opening

4. You must keep your PAN and Aadhaar card ready for filling account opening application

5. Your mobile number should be linked to your Aadhaar Card

• Post account opening, welcome emailer will be sent with your vouchers by YES BANK

• You get the option to apply for a physical debit card (chargeable) and cheque book through YES Online after activation of Retail Net Banking facility

• All the fee & charges will be according to the schedule of charges of Savings Account PRO and Savings Account PRO Plus variants offered by YES BANK. For more details please refer rates & charges section updated on YES BANK website (www.yesbank.in). Charges are subject to change at the sole discretion of the Bank and will be updated on the Bank’s website. YES BANK Limited has rights to close the account in case of any discrepancy.

The customer understands and confirms that opening of the account and/or availing any services from YES Bank Limited (the “Bank”) shall be subject to the terms and conditions stipulated by the Bank. Bank shall not be liable or responsible for any offers or commitments made by any third party, including any affiliate partner, with respect to any services/products offered by the Bank. The Bank has not authorized any third party to collect any charges/commission/fee for the products/services offered by the Bank and shall not be liable for any such charges/commission/fee charged by such third parties for the same. For any further clarifications or queries or if you have any grievances, you may contact us at yestouch@yesbank.in

Rates applicable for 18 months to < 24 months tenure & value less than INR 2 Crs. Senior Citizen rates are only applicable to resident customers. Click here to know the latest interest rates on Fixed Deposits.

 

^**For Savings Account Rates & Charges, click here

 

^#1 YES Rewardz is equivalent INR 0.25. YES Rewardz redeemed once cannot be reversed. For detailed terms and conditions on YES Rewardz, please visit: https://www.yesrewardz.com

^##On applying & using a physical Debit Card. T&C Apply

 

Loans at the sole discretion of YES BANK. The Bank may engage the services of agents under control/ service agreement in sales and marketing of its financial products. Terms & Conditions apply.