What is an Enquiry Control Number (ECN) in a CIBIL Report?

An Enquiry Control Number (ECN), also commonly known as control number, is a unique nine-digit number assigned to an individual’s credit report that is saved in CIBIL’s database. You can acquire the control number by requesting the lender for your CIBIL report, where the number is listed at the top right corner. Note that the control number is generated every time a credit report is pulled out. Thus, CIBIL requires the ECN to get the exact details a lender views or refers to, when the credit report is accessed.

The below-mentioned points highlights the importance of an ECN:

• ECN helps banks and financial institutions acquire a borrower's credit information from CIBIL.

• The control number helps keep the CIBIL reports organised and easy to track.

As per the Credit Information Companies (Regulation) Act, 2005, you have the right to acquire your control number in CIBIL. You can do the same by -

• Requesting the lender for the control number 

• Logging in to CIBIL’s official website and generate you CIBIL report

• Or contacting the CIBIL helpline by dialling +91 2261404300