The ICICI Bank Expressions credit card is an entry-level credit card offered by the bank. This card allows you to make your own card and pick from over 175 different designs. It is one of the greatest aspects of this card that has helped it become popular with clients. By using this card, you can receive discounts on flight tickets, shopping, and so on. You can obtain this card at a nominal fee of ₹499 + GST.
Following are the steps to follow to apply for an ICICI Expressions credit card on Bajaj Markets.
Step 1: Browse the ‘Cards’ section of the website of Bajaj Markets and click on ‘Apply - Credit Card.’
Step 2: Fill in the form with your details carefully.
Step 3: After that, check the multiple offers available on ICICI Expressions credit cards.
Step 4: Select the appropriate offer as per your needs.
Step 5: Submit the form with the supporting documents.
Step 6: Your application will be processed in a few days, and the credit card will be delivered to your doorstep.
Here are the details about the eligibility criteria & required documents for the ICICI Bank Expressions credit card, which will help you to comprehend the process in a better way.
Age: Your age must be 23 years or above.
Citizenship: You must be an Indian citizen.
Credit Score: Your credit score should be 700 or above.
Profession: You must be a salaried or self-employed individual.
Identity proof (Aadhaar card, Driving licence, Voter Id card)
Resident proof (Aadhaar card, Utility bills, Passport)
Salary slips for the last three months
Form 16
ITR copy
Here are the details about the ICICI Expressions credit card reward points that you will receive.
You will gain 3 reward points for every ₹100 spent on all spending (except utility bills, fuel, and insurance transactions).
You will gain 1 reward point for every ₹100 spent on the utility bills and insurance premium transactions.
You can enjoy up to a 20% discount on dining at partnered restaurants.
You will receive a discount of 25% on booking two movie tickets through the BookMyShow app. You can acquire this benefit twice a month.
You will have complimentary access to a domestic lounge visit per quarter.
Here is the list of features & benefits associated with ICICI Expressions credit card.
You can customise the design of your card.
Benefits of this card also include VISA offers that can be redeemed at restaurants, luxury hotels, lifestyle retailers, and spas.
You will get ICICI Credit Card reward points on every transaction that you can redeem on your next purchase.
You will also get complimentary access to the domestic airport lounge.
Here’s a closer look at Expressions credit card fees & charges.
Form of Charges |
Amount |
Joining fee |
₹499 + GST |
Annual fee |
₹499 + GST ( If yearly card expenditure surpasses ₹1,50,000, the annual charge is eliminated beginning with the second year) |
Add-on card |
₹199 + GST |
Interest rate |
3.40% per month or 4.80% annually |
Late payment charge |
₹700 |
Over-limit charges |
2.50% of the over-limit amount |
Cheque-return fee |
2% of total due value |
Cash advance charge |
2.50% of the drawn amount |
Card replacement fee |
₹199 |
Foreign currency markup |
3.50% of the conversion amount |
In the event of any query related to your ICICI Expressions credit card, you may contact the ICICI credit card customer care by using the provided details.
Toll-free number: 1860 120 7777
Email Id: customer.care@icicibank.com
NRI Email Id: nri@icicibank.com
ICICI Bank Limited
ICICI Phone Banking Centre, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally,
Hyderabad – 500032
The ICICI Expression credit card has no spending limit, but if you spend up to ₹1,50,000 per year using the card.
Reward points, dining discounts, complimentary domestic airport lounge access, movie ticket discounts, etc., are ICICI Expressions credit card benefits.
You are required to pay an annual fee of ₹499 + GST. Moreover, if yearly card expenditure surpasses ₹1,50,000, the annual charge is eliminated beginning with the second year.
Below are the contact details that you can use to talk to ICICI Expressions credit card customer officials.
Toll-free number |
1860 120 7777 |
Email Id |
customer.care@icicibank.com |