Various smartphone manufacturers launch new phones frequently integrating the latest technologies. Many of these are in the below-₹40,000 segment. These smartphones can offer great value for money.
Using the Bajaj Finserv EMI Network card, you can get mobile phones under ₹40,000 on EMI without straining your budget.
Keep your Bajaj Finserv EMI Network Card handy to get EMI options for mobile phones under ₹40,000. To make the shortlisting process easier for you, here is a list of a few top smartphones you can purchase at Bajaj Finserv partner stores:
The Vivo T1 5G delivers speed and style and helps you stay connected without missing a beat. It is built for fast and smooth performance.
This phone is a perfect blend of elegance and power. It provides the latest in technology with effortless style. Stay sharp and ready for anything with this sleek device.
This phone makes your daily tasks easy and convenient. Capture moments, listen to your favourite tunes, and stay up to date on the latest events. It is a reliable tool for life’s simple pleasures.
This sleekly designed phone delivers a smooth performance. It is ideal for multitasking, streaming, and staying connected. Enjoy a fast and efficient experience with every use.
To get your hands on the best smartphone, you need to compare their specifications and price. Here are the details of latest smartphones you can consider:
Phone Variant |
Vivo T1 5G |
OPPO F27 Pro+ 5G |
Redmi 12 4G |
OnePlus Nord CE3 5G |
Display |
6.58-inch LCD screen with a 2408x1080 (FHD+) resolution |
6.7-inch OLED curved screen with a 2412x1080 (FHD+) resolution |
6.79-inch FHD+ screen with a 2460x1080 (DotDisplay) resolution |
6.7-inch AMOLED screen with a 2412x1080 (FHD+) resolution |
Processor |
Snapdragon 695 5G Processor |
MediaTek Dimensity 7050 |
MediaTek Helio G88 |
Qualcomm® Snapdragon™ 782G |
Front Camera |
16 MP camera with an f/2.0 aperture |
8 MP camera with an f/2.0 aperture |
8 MP camera with an f/2.1 aperture |
16 MP camera with an f/2.4 aperture |
Rear Camera |
50 MP camera with an f/1.8 aperture + 2 MP camera with an f/2.4 aperture + 2 MP camera with an f/2.4 aperture |
64 MP main camera with an f/1.7 + 2 MP portrait camera with an f/2.4 aperture |
50 MP main camera with an f/1.8 aperture + 8 MP ultra-wide camera with an f/2.2 aperture + 2 MP macro camera with an f/2.4 aperture |
50 MP main camera with an f/1.8 aperture + 8 MP ultra-wide camera with an f/2.2 aperture +2 MP macro lens |
Storage Space |
128GB |
128GB and 256GB storage options |
128GB and 256GB storage options |
128GB and 256GB storage options |
Charging |
Type-C charging |
Type-C fast charging |
Type-C fast charging |
Type-C charging |
Colours |
Starlight Black, Silky White, and Rainbow Fantasy |
Midnight Navy and Dusk Pink |
Midnight Black, Sky Blue, and Polar Silver |
Aqua Surge and Grey Shimmer |
Extra Features (If Any) |
Virtual gyroscope |
Damage-proof 360° Armour Body |
Crystal Glass Design |
Temperature Sensor and |
Price (₹) |
Starting from ₹15, 990 |
Starting from ₹32,999 |
Starting from ₹14,999 |
Starting from ₹26,999 |
Disclaimer: The price may vary at the discretion of the company and merchant.
With this card, you can get EMI options for mobile phones under ₹40,000. Here are the steps you can follow:
Visit the partner store nearest to you
Explore and select the smartphone you want to buy
Select the Bajaj Finserv EMI Network Card as your payment option
Explore the EMI options for the smartphone and choose a suitable tenor
Share the details of the card with the cashier for verification
Authenticate the payment with the OTP sent to your registered mobile number
Using the easy EMI options for smartphones, you can get the device affordably. Here are some other benefits of choosing this option:
The pre-approved loan limit of up to ₹3 Lakhs allows you to get any phone you want on budget-friendly EMIs
It allows you to buy mobile phones under ₹40,000 on EMI without a credit card
Get the phone without making any down payment if you are eligible
Opt for a comfortable tenor of up to 60 months and repay without any hassle
The easy EMI option helps you get the products without any additional costs
Close your loan whenever you want without any charges after paying the first EMI
The best phone depends on the specifications you are looking for, so compare phones based on their features. Some of the best smartphones available under ₹40,000 include OnePlus 11R and Redmi Note 13 Pro+ 5G.
Redmi Note 13 Pro+ 5G has a high-resolution 200MP main camera. Apart from this, there are various other brands, like Samsung, OnePlus, and Xiaomi, offering exceptional camera features. You can compare and choose the one that best meets your requirements.
Yes, you can buy mobile phones under ₹40,000 on EMI using the Bajaj Finserv EMI Network Card. All you need to do is visit a nearby Bajaj Finserv partner store and purchase this phone using the EMI card.
If you are planning to buy a phone under ₹40,000, look for a high-resolution AMOLED screen, a battery life of around 5,000 mAh, and a powerful processor.
An EMI or Equated Monthly Instalment divides the total cost of your mobile into several monthly payments. This way, you can buy your mobile without having to pay the entire cost upfront.