Buying the latest mobile phones with exceptional camera quality and other features can be expensive. You do not need to compromise on features you really want, as you can easily buy smartphones on EMI with the Bajaj Finserv Insta EMI Card.
When you purchase using this card, you need not pay the entire cost. Instead, you can repay it comfortably over a chosen tenor of up to 60 months.
The Bajaj Finserv Insta EMI Card offers a credit of up to ₹3 Lakhs for a repayment tenor of up to 60 months. You can purchase the latest smartphone on easy EMI from any of the Bajaj Finserv partner stores.
Say you plan to buy a Vivo phone that costs ₹15,990 with the card and choose a repayment tenor of 30 months. The EMI you need to pay will be approximately ₹533.
To get your hands on the best smartphone, you need to compare their specifications and price. Here are some of the latest smartphones you can consider:
Phone Variant |
Vivo T1 5G |
OPPO F27 Pro+ 5G |
SAMSUNG Galaxy S24 Ultra 5G |
Redmi 12 4G |
Display |
6.58-inch LCD screen with a 2408 x 1080 (FHD+) resolution |
6.70-inch OLED curved screen with a 2412 x 1080 (FHD+) resolution |
6.8-inch AMOLED screen with a 3120 x 1440 (Quad HD+) resolution |
6.79-inch FHD+ screen with a 2460 x 1080 (DotDisplay) resolution |
Processor |
Snapdragon 695 5G Processor |
MediaTek Dimensity 7050 |
Snapdragon 8 Gen 3 |
MediaTek Helio G88 |
Front Camera |
16MP camera with an f/2.0 aperture |
8MP camera with an f/2.0 aperture |
12MP camera with an f/2.2 aperture |
8MP camera with an f/2.1 aperture |
Rear Camera |
50MP camera with f/1.8 + 2MP camera with f/2.4 + 2MP camera with f/2.4 |
64MP main camera with f/1.7 + 2MP portrait camera with f/2.4 |
200MP main camera with f/1.7 + 50MP camera with f/3.4 + 12MP camera with f/2.2 + 10MP camera with f/2.4 |
50MP main camera with f/1.8 + 8MP ultra-wide camera with f/2.2 + 2MP macro camera with f/2.4 |
Storage Space |
128GB |
128GB and 256GB storage options |
256GB, 512GB, and 1TB storage options |
128GB and 256GB storage options |
Charging |
18W charging |
5000 mAh battery |
5000 mAh battery |
5000 mAh battery |
Colours |
Starlight Black, Silky White, and Rainbow Fantasy |
Midnight Navy and Dusk Pink |
Titanium Grey, Titanium Black, Titanium Violet, and Titanium Yellow |
Midnight Black, Sky Blue, and Polar Silver |
Some Additional Features |
Virtual gyroscope |
Damage-proof 360° Armour Body |
Up to 30 hours of video playback |
Crystal Glass Design |
Price (₹) |
Starting from ₹15,990 |
Starting from ₹32,999 |
Starting from ₹1,29,999 |
Starting from ₹14,999 |
EMI Amount |
Starting from ₹2,222 |
Starting from ₹2,000 |
Starting from ₹5,580 |
Starting from ₹1,000 |
Disclaimer:
Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice. The starting EMI amount is subject to change and would vary on the basis of the applicable downpayment and the chosen repayment tenor.
To qualify for the EMI card, you must fulfil the following criteria:
You must be an Indian resident
You must be between 21 and 65 years old
You must have a good credit score
You must have a regular income
You must keep the following documents ready before applying for the Bajaj Finserv EMI Network Card:
Address proof
PAN card
Aadhaar card
Bank account number and IFSC code
The card lets you purchase your favourite mobile phone on EMI. Here are the steps you can follow:
Visit the partner store nearest to you
Explore and select the smartphone you want to buy
Select the Bajaj Finserv EMI Network Card as your payment option
Explore the EMI options for the smartphone and choose a suitable tenor
Share the details of the card with the cashier for verification
Authenticate the payment with the OTP sent to your registered number
Here are some other benefits of choosing this option:
The pre-approved loan limit of up to ₹3 Lakhs allows you to get any phone you want on budget-friendly EMIs
Get the phone without making any down payment if you are eligible
Buy smartphones in instalments without using a credit card at the Bajaj Finserv partner stores
Opt for a comfortable tenor of up to 60 months and repay without any hassle
The EMI option helps you get your favourite smartphone without any additional costs
Close your loan whenever you want without any charges after paying the first EMI
A no-cost EMI is quite similar to a regular EMI. The only difference is that there are no interest charges associated with the no-cost EMI facility.
Yes, you can purchase a mobile phone without a credit card. You can do so with the help of the Bajaj Finserv EMI Network Card. This card comes with a pre-approved loan of up to ₹3 Lakhs. You can use this amount to make mobile phone purchases on EMI.
Some of the best mobiles on EMI include the Vivo T1 5G, Samsung A14 5G, the Redmi Note 12 Pro Plus 5G, the OPPO A78 5G, and others.
You can choose from different smartphone brands like Samsung, OPPO, Vivo, OnePlus, Realme, and Redmi, at the partner stores.